Achieve Personal Loan (formerly FreedomPlus) review: is it worth it?

Thinking of taking out a personal loan? So check out Achieve Personal Loan. Enjoy rate discount and flexible terms! Stick with us and learn more!


Borrow up to $50,000 to use as you need!

Achieve Personal Loan logo
Achieve Personal Loan (formerly FreedomPlus) review. Source: Stealth Capitalist

In this in-depth review, we bring Achieve Personal Loan! It is a popular lending platform that offers personal loans to borrowers.

Achieve Personal Loan logo

Achieve Personal Loan: how to apply now!

Apply for the Achieve Personal Loan today and borrow up to $50,000! Enjoy a fast and simple application process! Read on for more!

Thus, we’ll provide an analysis of Achieve Personal Loan to help you make an informed decision! So keep reading and learn more!

APR7.99% to 35.99%;
Loan PurposeDebt consolidation, home improvements, weddings and other events, travel and vacations, medical expenses, moving expenses;
Loan Amounts$5,000 to $50,000;
Credit Needed620 minimum;
Origination Fee1.99% and 6.99% of the total loan amount;
Late FeeNot disclosed;
Early Payoff Penalty Not disclosed.

Achieve Personal Loan: how does it Work?

Achieve Personal Loan of this review operates as an online lending platform that provides excellent lending solutions to borrowers.

After all, the platform provides a straightforward application process that can be completed entirely online in a matter of minutes.

The annual percentage rate (APR) for Achieve Personal Loan ranges from 7.99% to 35.99%, which is relatively competitive in the personal loans market.

Moreover, the loan amounts available range from $7,500 to $50,000. Plus, it offers fast funding, so you can get the money you need quickly!

Is it worth it to apply for Achieve Personal Loan?

Smiling young African guy standing at colorful wall outdoors using cell phone.
Is it worth it to apply for Achieve Personal Loan? Find out in our review. Source: Adobe Stock

Like any other loan, Achieve Personal Loan has its pros and cons. So here are some of the benefits and disadvantages of the platform!


  • Competitive rates: Achieve Personal Loan offers competitive rates that are lower than many other personal loan lenders;
  • Flexible loan terms: The platform offers flexible loan terms ranging from two to five years, so you can choose a loan that works for you;
  • You might receive your loan amount on the same day;
  • Personalize and lower your rates easily.


  • Origination fee: Achieve Personal Loan charges an origination fee of 1.99% to 6.99% of the total loan amount, which can add up to a significant amount;
  • High APR for some borrowers: While Achieve Personal Loan offers competitive rates, some borrowers may still end up with a high APR if they have a low credit score or high debt-to-income ratio.

What credit scores are required for the application?

To apply for an Achieve Personal Loan, you’ll need a minimum credit score of 600. However, keep in mind that the higher your credit score, the lower your rates.

If you have a low credit score, you may still qualify for a loan, but you’ll likely pay a higher interest rate.

Achieve Personal Loan: applying for this loan today

If you’re interested in applying for an Achieve Personal Loan, you can do so online. The application process is straightforward and takes just a few minutes to complete.

You’ll need to provide some basic information, including your name, address, income, and employment information.

So learn more about the complete process with the article below.

Achieve Personal Loan logo

Achieve Personal Loan: how to apply now!

Apply for the Achieve Personal Loan today and borrow up to $50,000! Enjoy a fast and simple application process! Read on for more!

About the author  /  Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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