Applying for the Aspire® Cash Back Reward Card: learn how!

Learn all about applying for the Aspire® Cash Back Reward Card and how to earn up to 3% cashback! Check out our post!


by Thais Daou

Published on 11/23/2022

Aspire® Cash Back Reward Card: Easy application!

Aspire® logo
Learn how to apply for the Aspire® Cash Back Reward Card! Source: Aspire®

If you have bad credit, finding a card that offers good rewards can be tough. One excellent choice, however, is the Aspire® Cash Back Reward card. Especially if you want to rebuild your credit history.


Credit Card

Aspire® Cash Back Reward

unsecured free score

Up to 3% cash back. No security deposit.

You will be redirected to another website

In this post, we will explain how to apply for the card and what you can expect once you are approved. So keep reading to learn more!

How about applying for a very accessible credit card? Source: Adobe Stock

Apply online

The easiest and most common way to apply is by accessing the Aspire® Cash Back Reward card’s website. See the steps below.

After you access their website, you must respond to their offer to you. How? First thing first, confirm that you have received your acceptance code.

Said code was or will be sent to your email address. After you confirm it is there, all you will need to do is to respond to this offer. Finally, request your card!

Enter your acceptance code and then click the “submit code” button. The website can also be altered to Spanish. All information you provide will be secured.

Did you not find your code? If you are already a member, first log in. If not, make sure you create an account.

Your code will have fourteen digits. They appear in bold black font, typically at the bottom or end of the email, you received or will receive.

To search for your 14-digit code, enter the following information: last name, last four digits of SSN, and zip code. Click on continue. Remember to save your application and return to it later.

Apply using the app

The Aspire® company has the Aspire Account Center app from Atlanticus Services. It is available for download at both Google Play and Apple Store.

Although the app’s purpose is to put the cardholder in control, we could not verify if it is possible to apply for a credit card through it.

You can log in or create an account in the app. After logging in, you will be required to accept their terms of service. Spanish is also available.

Aspire® Cash Back Reward vs. Upgrade Cash Rewards

Of course, there are other good card options within this category we showed above. Below you see one of these options.

The Upgrade Cash Rewards is also a good option for those without a good credit score. In addition, it has no annual fee but does have welcome bonuses.

Aspire® Cash Back Reward

  • Credit score: Poor or fair;
  • Annual fee: $89 – $175 in the first year; and $0 – $49 annually after that;
  • Regular APR: 29.99% or 36% Variable on purchases;
  • Welcome bonus: N/A;
  • Rewards: 3% cash back on eligible gas, grocery, and utility purchases or payments; and 1% cash back on all other eligible purchases.
  • Terms apply.

Upgrade Cash Rewards Visa® card

  • Credit score: Fair (630-689);
  • Annual fee: $0;
  • Regular APR: variable between 14.99% and 29.99%;
  • Welcome bonus: Get $200 if you open a Rewards Checking account and make at least three debit card transactions;
  • Rewards: 1.5% unlimited cashback on all purchases.

Do you think the Upgrade Cash Rewards Visa® card is the best option for you? If so, read our post below to learn about the application process!

Applying for the Upgrade Cash Rewards card

If you want unlimited 1.5% cashback on any purchase you make, read on to learn about the Upgrade Cash Rewards card application!

About the author

Thais Daou

Thais Daou holds an undergraduate degree in Languages — Translating and Interpreting from São Judas Tadeu University. She has been translating, proofreading, and transcribing financial documents, as well as other fields, for five years. And now, she begins a new chapter in her career, writing about financial solutions in a simplified way, with a desire to spread this knowledge.

Trending Topics


What type of account is a cash management: the same as a bank account?

What type of account is a cash management account? In this article we cover the basics of this type of account, and whether it is for you.

Keep Reading

Milestone Mastercard®: Easy Pre-Qualification, No Credit Impact

Looking for a credit card to help rebuild your credit? Look no further than the Milestone Mastercard®. Read our review to learn more!

Keep Reading

Applying for the Indigo® Mastercard® with Fast Pre-qualification card: learn how!

See how to apply for an Indigo® Mastercard® with Fast Pre-qualification card and live your best life while building a stronger future!

Keep Reading

You may also like


Is it possible to make money during a bear market?

Learn about the opportunities that exist in a bear market and how you can take advantage of them to grow your portfolio long-term.

Keep Reading

Reflex Mastercard® full review

You can rebuild credit and have a good starting limit with a Mastercard card. Check out this Reflex Mastercard® review.

Keep Reading

Tier 1 Credit 101: building a strong financial foundation

What is Tier 1 Credit? You can find out here, including how to achieve it to improve your finances. So, read on!

Keep Reading