PREMIER Bankcard® Secured Credit Card full review
If building a credit score is just what you're looking for, check out this PREMIER Bankcard® Secured Credit Card review to learn more!
PREMIER Bankcard® Secured Credit Card: ideal for those with low or no credit!
Starting to use credit can be a big challenge. However, this PREMIER Bankcard® Secured Credit Card review can help you choose this option to get started.
This credit card was designed for people new to or needing a credit score. Therefore, they have a low associated APR rate and can reach up to a $5,000 limit. Know more!
- Credit Score: Under 500;
- Annual Fee: $50;
- Regular APR: 19.9%;
- Welcome bonus: N/A;
- Rewards: credit building for new card users.
How does the PREMIER Bankcard® Secured Credit Card work?
As we said in this PREMIER Bankcard® Secured Credit Card review, this credit card is for building a good credit score.
Its APR rate tops out at 19.9%, with an associated annual fee of $50. It might be the first card you’ll ever have. Also, the application process is simple, and approval can come very quickly.
You will be redirected to another website
PREMIER Bankcard® Secured Credit Card pros and cons
Every credit card option should be carefully evaluated before any decision is made. After all, some pros and cons may or may not bring pleasant surprises throughout the application.
Therefore, it is important to be prepared. The PREMIER Bankcard® Secured Credit Card review shows that this card has the advantages of a good limit, good application, and a low annual fee.
So, check out the pros and cons below!
- Helps in building a credit score;
- APR rate is low for this type of card;
- The limit is good and can go up to $5,000.
- It has an associated annual fee of up to $50;
- It doesn’t have many associated benefits, and there are no rewards.
Does my credit score need to be good?
This credit card option was designed especially for people who are new or who don’t have a credit score. Therefore, people with a score below 500 can apply and have the card approved.
So, you don’t need to have a good credit history. Also, this option can be ideal if you want or need to build a good credit score.
Moreover, the not very high APR rate favors the good use of credit, favoring your score.
Want to apply for the PREMIER Bankcard® Secured Credit Card?
You need more than just the minimum requirements to have a credit card. Therefore, you need to know how to apply correctly to have a better chance of being approved.
The PREMIER Bankcard® Secured Credit Card review shows that applications can be done online or through the app.
Want to know more about the process? Then check out our post below and we’ll show you the steps involved in applying for it.
About the author / Sabrina Paes
SoFi Private Student Loan: how to apply now!
SoFi Private Student Loan is attractive because it has low-interest rates and flexible repayment terms. Learn more to apply.Keep Reading
A guide to Chase Ultimate Rewards partners: learn all the benefits!
Do you know how Chase Ultimate Rewards partners can help you maximize your points in amazing travel opportunities. Learn all about it!Keep Reading
You may also like
5 Holy Bible Apps for Inspiration and Guidance
Read the Holy Bible anywhere with these apps. Stay tuned for a complete list of the best options to download on your phone today!Keep Reading
Simplify your finances: Apply For Pelican Pledge Visa
Apply for the Pelican Pledge Visa Like a Pro - build credit fast and achieve your financial goals! Read on!Keep Reading