Starting to use credit can be a big challenge. However, this PREMIER Bankcard® Secured Credit Card review can help you choose this option to get started.

This credit card was designed for people new to or needing a credit score. Therefore, they have a low associated APR rate and can reach up to a $5,000 limit. Know more!

As we said in this PREMIER Bankcard® Secured Credit Card review, this credit card is for building a good credit score.

Its APR rate tops out at 19.9%, with an associated annual fee of $50. It might be the first card you’ll ever have. Also, the application process is simple, and approval can come very quickly.

Every credit card option should be carefully evaluated before any decision is made. After all, some pros and cons may or may not bring pleasant surprises throughout the application.

Therefore, it is important to be prepared. The PREMIER Bankcard® Secured Credit Card review shows that this card has the advantages of a good limit, good application, and a low annual fee.

So, check out the pros and cons below!

This credit card option was designed especially for people who are new or who don’t have a credit score. Therefore, people with a score below 500 can apply and have the card approved.

So, you don’t need to have a good credit history. Also, this option can be ideal if you want or need to build a good credit score.

Moreover, the not very high APR rate favors the good use of credit, favoring your score.

You need more than just the minimum requirements to have a credit card. Therefore, you need to know how to apply correctly to have a better chance of being approved.

The PREMIER Bankcard® Secured Credit Card review shows that applications can be done online or through the app.

Want to know more about the process? Then check out our post below and we’ll show you the steps involved in applying for it.