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Applying for the First Digital Mastercard®: learn how!
The First Digital Mastercard® is ideal for anyone with a bad credit score. Learn how to apply and increase the chances of approval.
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First Digital Mastercard®: get accepted with bad credit!

Having an approved credit card with a bad credit score is a dilemma for many people. However, the First Digital Mastercard® can help you. It benefits people with bad credit scores to build credit.
However, to have your application approved, it is essential to know how to apply correctly. Want to know how not to make mistakes in the process? Keep reading!
Apply online

It is not enough to complete the initial requirements for credit card approval. It is necessary to fill correctly in the data online.
To apply for the First Digital Mastercard® online, you must be 18 years of age or older and a US citizen. So, you’ll just need to complete a previous registration with your personal information.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Apply using the app
There is not much information about a mobile app for this credit card. So, the easiest way is to apply online.
First Digital Mastercard® vs. FIT Mastercard
With the evolution of credit cards, you can have access even if you have a bad credit score. However, most companies that offer this option have a relatively high APR and associated fees.
The First Digital Mastercard® is a flexible option that allows people with a minimum credit score of 300 to apply. However, it has a high APR and associated annual fees, especially in the first year.
In turn, FIT Mastercard has a lower APR rate. However, a higher credit score is required to apply for this option. Check out the comparison below.
First Digital Mastercard®
- Credit Score: 300 minimum;
- Annual Fee: $75.00 for the first year. After that, $48.00 annually;
- Regular APR: 35.99% variable APR for purchases and cash advances;
- Welcome bonus: No monthly servicing fee for the first year;
- Rewards: N/A.
FIT Mastercard
- Credit Score: 580 to 740;
- Annual Fee: N/A;
- Regular APR: 29.99%;
- Welcome bonus: None;
- Rewards: N/A.
And if you’re interested in applying for the FIT Mastercard, check out our post below to learn all about the application process!
FIT™ Platinum Mastercard® Review: Build credit eas
You can always rebuild your economic life with good information and discipline. The Fit Mastercard can help you by providing a credit card for you.
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