Reviews

Applying for the First Digital Mastercard®: learn how!

The First Digital Mastercard® is ideal for anyone with a bad credit score. Learn how to apply and increase the chances of approval.

Advertisement

First Digital Mastercard®: get accepted with bad credit!

First Digital logo
Read on to learn how to apply for the First Digital Mastercard®! Source: First Digital Card

Having an approved credit card with a bad credit score is a dilemma for many people. However, the First Digital Mastercard® can help you. It benefits people with bad credit scores to build credit.

card

Credit Card

First Digital Mastercard®

bad score build credit

Accepts bad credit scores, helps build credit, and has theft protection.

You will be redirected to another website

However, to have your application approved, it is essential to know how to apply correctly. Want to know how not to make mistakes in the process? Keep reading!

Apply online

man paying bills at computer
Find out how to apply online! Source: Freepik.

It is not enough to complete the initial requirements for credit card approval. It is necessary to fill correctly in the data online.

To apply for the First Digital Mastercard® online, you must be 18 years of age or older and a US citizen. So, you’ll just need to complete a previous registration with your personal information.

Apply using the app

There is not much information about a mobile app for this credit card. So, the easiest way is to apply online.

First Digital Mastercard® vs. FIT Mastercard

With the evolution of credit cards, you can have access even if you have a bad credit score. However, most companies that offer this option have a relatively high APR and associated fees.

The First Digital Mastercard® is a flexible option that allows people with a minimum credit score of 300 to apply. However, it has a high APR and associated annual fees, especially in the first year.

In turn, FIT Mastercard has a lower APR rate. However, a higher credit score is required to apply for this option. Check out the comparison below.

First Digital Mastercard®

  • Credit Score: 300 minimum;
  • Annual Fee: $75.00 for the first year. After that, $48.00 annually;
  • Regular APR: 35.99% variable APR for purchases and cash advances;
  • Welcome bonus: No monthly servicing fee for the first year;
  • Rewards: N/A.

FIT Mastercard

  • Credit Score: 580 to 740;
  • Annual Fee: N/A;
  • Regular APR: 29.99%;
  • Welcome bonus: None;
  • Rewards: N/A.

And if you’re interested in applying for the FIT Mastercard, check out our post below to learn all about the application process!

Fit mastercard credit card

FIT™ Platinum Mastercard® Review: Build credit eas

You can always rebuild your economic life with good information and discipline. The Fit Mastercard can help you by providing a credit card for you.

Trending Topics

content

American Express® Gold Card Review: 100K bonus points

The American Express® Gold Card may be the right choice if you want to enjoy traveling and entertainment perks. Learn more about it!

Keep Reading
content

Applying for the Regions Explore Visa® Credit Card: learn how!

The Regions Explore Visa® Credit Card is perfect for anyone looking to start building a positive credit history. Apply today!

Keep Reading
content

Exploring life in the LCOL area: pros, cost of living, and more!

Are you considering a move to the LCOL area? Here's what you need to know about the cost of living, amenities, and more!

Keep Reading

You may also like

content

Aspiration Spend & Save™ debit card full review

If you want to have a positive social and environmental impact, the Aspiration Spend & Save™ debit card should be on your watchlist.

Keep Reading
content

OakStone Gold Secured Mastercard credit card full review

In this review, find out the benefits of the OakStone Gold Secured Mastercard, such as no credit checks, low APR, and more!

Keep Reading
content

Venmo Mastercard Debit Card full review

Love using Venmo to pay friends back? You can use it to make purchases too! Read our full review of the new Venmo Mastercard Debit Card.

Keep Reading