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Rocket Loans personal loan application: how to apply now!
Rocket Loans personal loan allows for a secure loan of up to $45,000. With fair level you can now apply. Read on to learn about the Rocket Loans personal loan application!
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by Sabrina Paes
Rocket Loans personal loan review and benefits: easy application process, completely online
If you need a loan but have fair credit, we have a solution here. Rocket Loans personal loan is a great option to meet all personal needs.
It can be used for a variety of purposes, mainly debt consolidation. You can get up to $45,000 worth with the right application. So, find out today how to apply online and through the app via mobile.
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Apply online
To apply online, you will need a computer, tablet, or notebook. Just access the Rocket Loans official website and then apply by filling in your personal and financial details.
Requirements
Before applying for the loan, it is important to check if you meet certain requirements. Rocket Loans requires a minimum score of 580 for approval and minimum 2-year credit history of 18+ years.
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Apply on the app
If you are one of those who prefer to do everything on your cell phone, there is also this option. Download the official Rocket Loans app on your smartphone or tablet.
Then, select the personal loans option and fill in your details.
Rocket Loans personal loan vs. LightStream personal loan: which is the best for you?
Although Rocket Loans is very advantageous, we have other options. The LightStream personal loan is an interesting alternative that allows you to reach larger amounts, not exceeding $100,000.
Also, this second option doesn’t have many fees. However, a better level of credit is required in addition to a higher annual income for approval. Check out the comparison below.
| Rocket Loans personal loan | LightStream personal loan | |
| APR | 7.727% to 29.99% | Maximum variable APR of 20.49% |
| Loan Purpose | Debt Consolidation, Home Improvement, Expenses Related to Illegal Activities, Expenses Related to Automobiles, Travel, and Vacations, and Other Major Expenses | Home improvements, Land purchases, Debt consolidation, Medical expenses, Wedding costs, and Preschool and K-12 expenses |
| Loan Amounts | $2,000 to $45,000 | $5,000 – $100,000 |
| Credit Needed | Fair | Excellent |
| Origination Fee | 1% to 6% | None |
| Late Fee | Pay a $15 late fee for each payment cycle if the payment is late | None, but there is a higher interest accrual |
| Early Payoff Penalty | None | None |
And if you like the features offered by the LightStream personal loan, read our post below to learn how to apply for it!
LightStream personal loan application
If you have questions about LightStream personal loan application, this is your moment. Learn more about getting credit.
Sabrina Paes
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