Reviews
Rocket Loans personal loan application: how to apply now!
Rocket Loans personal loan allows for a secure loan of up to $45,000. With fair level you can now apply. Read on to learn about the Rocket Loans personal loan application!
Advertisement
Rocket Loans personal loan review and benefits: easy application process, completely online
If you need a loan but have fair credit, we have a solution here. Rocket Loans personal loan is a great option to meet all personal needs.
It can be used for a variety of purposes, mainly debt consolidation. You can get up to $45,000 worth with the right application. So, find out today how to apply online and through the app via mobile.
Apply online
To apply online, you will need a computer, tablet, or notebook. Just access the Rocket Loans official website and then apply by filling in your personal and financial details.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Requirements
Before applying for the loan, it is important to check if you meet certain requirements. Rocket Loans requires a minimum score of 580 for approval and minimum 2-year credit history of 18+ years.
Apply on the app
If you are one of those who prefer to do everything on your cell phone, there is also this option. Download the official Rocket Loans app on your smartphone or tablet.
Then, select the personal loans option and fill in your details.
Rocket Loans personal loan vs. LightStream personal loan: which is the best for you?
Although Rocket Loans is very advantageous, we have other options. The LightStream personal loan is an interesting alternative that allows you to reach larger amounts, not exceeding $100,000.
Also, this second option doesn’t have many fees. However, a better level of credit is required in addition to a higher annual income for approval. Check out the comparison below.
| Rocket Loans personal loan | LightStream personal loan | |
| APR | 7.727% to 29.99% | Maximum variable APR of 20.49% |
| Loan Purpose | Debt Consolidation, Home Improvement, Expenses Related to Illegal Activities, Expenses Related to Automobiles, Travel, and Vacations, and Other Major Expenses | Home improvements, Land purchases, Debt consolidation, Medical expenses, Wedding costs, and Preschool and K-12 expenses |
| Loan Amounts | $2,000 to $45,000 | $5,000 – $100,000 |
| Credit Needed | Fair | Excellent |
| Origination Fee | 1% to 6% | None |
| Late Fee | Pay a $15 late fee for each payment cycle if the payment is late | None, but there is a higher interest accrual |
| Early Payoff Penalty | None | None |
And if you like the features offered by the LightStream personal loan, read our post below to learn how to apply for it!
LightStream personal loan application
If you have questions about LightStream personal loan application, this is your moment. Learn more about getting credit.
About the author / Sabrina Paes
Trending Topics
The Vatican will launch an NFT gallery
The Vatican is developing a NFT art gallery to allow people from all over the world to access thousands of art works, manuscripts and more.
Keep Reading
Huntington Bank Voice Rewards credit card: complete review
The Huntington Bank Voice Rewards credit card is a flexible points card that gives you 3x points on bonus categories of your choosing.
Keep Reading
Tips on how to invest in a bear market
Learn two valuable tips on how to invest during a bear market to protect your funds and make the most of this economic downturn.
Keep ReadingYou may also like
Chase Freedom® Student credit card full review
Want a card to build credit? Discover the Chase Freedom® Student credit card and the rewards it offers in this review!
Keep Reading
Auto Loans: all you need to know before financing your new car
Do you know how you can buy your new car? With auto loans. Check out how you can buy your dream car quickly.
Keep Reading
Applying for the Capital One Quicksilver Student Cash Rewards Card: learn how!
Apply for the Capital One Quicksilver Student Cash Rewards Card and get a no annual fee card with 5% cash back without having great credit.
Keep Reading