Reviews

Rocket Loans personal loan application: how to apply now!

Rocket Loans personal loan allows for a secure loan of up to $45,000. With fair level you can now apply. Read on to learn about the Rocket Loans personal loan application!

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by Sabrina Paes

08/20/2022 | Updated on 08/24/2022

Rocket Loans personal loan review and benefits: easy application process, completely online

Rocket Loans logo
Rocket Loans personal loan is a great option for those who have a fair credit level | Source: Rocket Loans

If you need a loan but have fair credit, we have a solution here. Rocket Loans personal loan is a great option to meet all personal needs.

card

Personal Loan

Rocket Loans

online loan same day loan

Get your funds in the same day. Online application.

You will be redirected to another website

It can be used for a variety of purposes, mainly debt consolidation. You can get up to $45,000 worth with the right application. So, find out today how to apply online and through the app via mobile.

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Apply online

Rocket Loans personal loan
The online application requires the use of a tablet, computer, or notebook | Source: Adobe Stock

To apply online, you will need a computer, tablet, or notebook. Just access the Rocket Loans official website and then apply by filling in your personal and financial details.

Requirements

Before applying for the loan, it is important to check if you meet certain requirements. Rocket Loans requires a minimum score of 580 for approval and minimum 2-year credit history of 18+ years.

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Apply on the app

If you are one of those who prefer to do everything on your cell phone, there is also this option. Download the official Rocket Loans app on your smartphone or tablet.

Then, select the personal loans option and fill in your details.

Rocket Loans personal loan vs. LightStream personal loan: which is the best for you?

Although Rocket Loans is very advantageous, we have other options. The LightStream personal loan is an interesting alternative that allows you to reach larger amounts, not exceeding $100,000.

Also, this second option doesn’t have many fees. However, a better level of credit is required in addition to a higher annual income for approval. Check out the comparison below.

Rocket Loans personal loanLightStream personal loan
APR7.727% to 29.99%Maximum variable APR of 20.49%
Loan PurposeDebt Consolidation, Home Improvement, Expenses Related to Illegal Activities, Expenses Related to Automobiles, Travel, and Vacations, and Other Major ExpensesHome improvements, Land purchases, Debt consolidation, Medical expenses, Wedding costs, and Preschool and K-12 expenses
Loan Amounts$2,000 to $45,000 $5,000 – $100,000
Credit NeededFair Excellent
Origination Fee1% to 6% None
Late FeePay a $15 late fee for each payment cycle if the payment is lateNone, but there is a higher interest accrual
Early Payoff PenaltyNoneNone

And if you like the features offered by the LightStream personal loan, read our post below to learn how to apply for it!

LightStream logo

LightStream personal loan application

If you have questions about LightStream personal loan application, this is your moment. Learn more about getting credit.

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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