Reviews

FIT® Platinum Mastercard® full review

Having a poor credit score is a challenging situation. Fortunately, the FIT® Platinum Mastercard® will not deny your application because of this. You'll have the opportunity to rebuild your credit history.

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by Julia Bermudez

03/01/2022 | Updated on 11/24/2022

FIT® Platinum Mastercard®: $400 credit limit to build a responsible credit history.

Fit mastercard credit card
This is the FIT® Platinum Mastercard®. Source: Stealth Capitalist.

Not everyone has a good credit score, and FIT® Platinum Mastercard® knows that. However, having a credit card is important to build a good relationship with using credit in a healthy way.

Whatever the reason you got in this situation, having a bad credit score isn’t the end of the road. You can start with a card like the FIT® Platinum Mastercard® and build your yellow brick road towards financial success.

This card is one option among many, and, to help you decide, we did this review with important information. Let’s learn more together and help each other out.

Fit mastercard credit card

How do you get the FIT® Platinum Mastercard®?

If you're looking for a card to rebuild your credit history, you can count on the FIT® Platinum Mastercard® to help you. It's easy to apply and to get approved.

Credit ScorePoor/Fair
Annual Fee$99 annual fee + $89 one-time processing fee + $6,25 monthly maintenance fee
Regular APR29.99% variable
Welcome bonusno welcome bonus
Rewardsno rewards

How does FIT® Platinum Mastercard® work?

So how does this credit card work and who is it good for? The FIT® Platinum Mastercard® is for people with poor credit scores who struggle to be approved for more demanding credit cards.

Nowadays, having a credit card is a necessity. With the popularization of the e-market, many people need them to buy everyday items. There are many opportunities for discounts and facilities in the online markets that can only be accessed through a credit card.

It’s easy-peasy to get approved for this card. However, for the same reason, interest rates are pretty high. In addition, you will have to pay various fees, both annual and monthly. In the first year, the total costs add up to $188, and from the second year, $174. If you consider that this money will be lost, it is better to hire a secured card, on which you can recover your deposit after a certain period.

FIT® Platinum Mastercard® pros and cons

Consider the following highlight of the pros and cons of the card to see if it is the best option for you.

Pros

  • It doesn’t require a good credit score for approval.
  • $400 initial credit limit can double up to $800 after using it for 6 months without any payment delay.
  • Free access to a credit score track service.

Cons

  • To have this card, you’ll have to pay many fees.
  • The annual fee of $99 is very high compared to other credit cards in the same category, where you can find cards with even a $0 annual fee.
  • After the first year, you’ll have to pay a monthly maintenance fee of $6,25.
  • High-interest rates fee.
  • No rewards program.
  • No welcome bonus.

Does my credit score need to be good?

couple looking at bills
You can recover from a poor credit score situation with the responsible use of a credit card. Source: Freepik.

You don’t need a good credit score to apply for this card. In fact, this card is aimed at people with poor credit scores. If that’s not your case, you can look for a credit card with lower interest rates that gives you rewards or other benefits.

Want to apply for the FIT® Platinum Mastercard®?

The FIT® Platinum Mastercard® does not have many eligibility requirements. You can find details about the application process here at Stealth Capitalist. Just continue on the website by reading the following article.

Fit mastercard credit card

How do you get the FIT® Platinum Mastercard®?

If you're looking for a card to rebuild your credit history, you can count on the FIT® Platinum Mastercard® to help you. It's easy to apply and to get approved.

About the author  /  Julia Bermudez

Julia Bermudez is a writer here on this portal. Since childhood, writing has been a passion, and her curiosity for different subjects led to this profession. Julia has a degree in Cultural Production, and her subjects of most significant interest are health, finances, and self-development.

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