Applying for the First Digital Mastercard®: learn how!

The First Digital Mastercard® is ideal for anyone with a bad credit score. Learn how to apply and increase the chances of approval.


by Sabrina Paes

10/03/2022 | Updated on 10/05/2022

First Digital Mastercard®: get accepted with bad credit!

First Digital logo
Read on to learn how to apply for the First Digital Mastercard®! Source: First Digital Card

Having an approved credit card with a bad credit score is a dilemma for many people. However, the First Digital Mastercard® can help you. It benefits people with bad credit scores to build credit.


Credit Card

First Digital Mastercard®

bad score build credit

Accepts bad credit scores, helps build credit, and has theft protection.

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However, to have your application approved, it is essential to know how to apply correctly. Want to know how not to make mistakes in the process? Keep reading!

Apply online

man paying bills at computer
Find out how to apply online! Source: Freepik.

It is not enough to complete the initial requirements for credit card approval. It is necessary to fill correctly in the data online.

To apply for the First Digital Mastercard® online, you must be 18 years of age or older and a US citizen. So, you’ll just need to complete a previous registration with your personal information.

Apply using the app

There is not much information about a mobile app for this credit card. So, the easiest way is to apply online.

First Digital Mastercard® vs. FIT Mastercard

With the evolution of credit cards, you can have access even if you have a bad credit score. However, most companies that offer this option have a relatively high APR and associated fees.

The First Digital Mastercard® is a flexible option that allows people with a minimum credit score of 300 to apply. However, it has a high APR and associated annual fees, especially in the first year.

In turn, FIT Mastercard has a lower APR rate. However, a higher credit score is required to apply for this option. Check out the comparison below.

First Digital Mastercard®

  • Credit Score: 300 minimum;
  • Annual Fee: $75.00 for the first year. After that, $48.00 annually;
  • Regular APR: 35.99% variable APR for purchases and cash advances;
  • Welcome bonus: No monthly servicing fee for the first year;
  • Rewards: N/A.

FIT Mastercard

  • Credit Score: 580 to 740;
  • Annual Fee: N/A;
  • Regular APR: 29.99%;
  • Welcome bonus: None;
  • Rewards: N/A.

And if you’re interested in applying for the FIT Mastercard, check out our post below to learn all about the application process!

Fit mastercard credit card

How to apply for Fit Mastercard card

You can always rebuild your economic life with good information and discipline. The Fit Mastercard can help you by providing a credit card for you.

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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