Applying for the First Digital Mastercard®: learn how!

The First Digital Mastercard® is ideal for anyone with a bad credit score. Learn how to apply and increase the chances of approval.


by Sabrina Paes

10/03/2022 | Updated on 10/05/2022

First Digital Mastercard®: get accepted with bad credit!

First Digital logo
Read on to learn how to apply for the First Digital Mastercard®! Source: First Digital Card

Having an approved credit card with a bad credit score is a dilemma for many people. However, the First Digital Mastercard® can help you. It benefits people with bad credit scores to build credit.


Credit Card

First Digital Mastercard®

bad score build credit

Accepts bad credit scores, helps build credit, and has theft protection.

See an ad to be redirected to another website

However, to have your application approved, it is essential to know how to apply correctly. Want to know how not to make mistakes in the process? Keep reading!


Apply online

man paying bills at computer
Find out how to apply online! Source: Freepik.

It is not enough to complete the initial requirements for credit card approval. It is necessary to fill correctly in the data online.

To apply for the First Digital Mastercard® online, you must be 18 years of age or older and a US citizen. So, you’ll just need to complete a previous registration with your personal information.

Apply using the app

There is not much information about a mobile app for this credit card. So, the easiest way is to apply online.


First Digital Mastercard® vs. FIT Mastercard

With the evolution of credit cards, you can have access even if you have a bad credit score. However, most companies that offer this option have a relatively high APR and associated fees.

The First Digital Mastercard® is a flexible option that allows people with a minimum credit score of 300 to apply. However, it has a high APR and associated annual fees, especially in the first year.

In turn, FIT Mastercard has a lower APR rate. However, a higher credit score is required to apply for this option. Check out the comparison below.

First Digital Mastercard®

  • Credit Score: 300 minimum;
  • Annual Fee: $75.00 for the first year. After that, $48.00 annually;
  • Regular APR: 35.99% variable APR for purchases and cash advances;
  • Welcome bonus: No monthly servicing fee for the first year;
  • Rewards: N/A.

FIT Mastercard

  • Credit Score: 580 to 740;
  • Annual Fee: N/A;
  • Regular APR: 29.99%;
  • Welcome bonus: None;
  • Rewards: N/A.

And if you’re interested in applying for the FIT Mastercard, check out our post below to learn all about the application process!

Fit mastercard credit card

How to apply for Fit Mastercard card

You can always rebuild your economic life with good information and discipline. The Fit Mastercard can help you by providing a credit card for you.

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

Trending Topics


Petal 1 Visa credit card: complete review

The Petal 1 Visa card accepts applicants with limited or poor credit scores, charges not annual fees and reports to the major credit bureaus.

Keep Reading

Applying for the Group One Platinum Card: learn how!

The Group One Platinum Card is a good alternative for people who don't have a credit score. Check out how to apply and get approved quickly.

Keep Reading

Apply for Sky Blue: quick online and in-app help

Recovering your credit can be an outsourced service, but hiring is necessary. Learn how to apply Sky Blue and earn back a good credit score.

Keep Reading

You may also like


Aspiration Spend & Save™ debit card full review

If you want to have a positive social and environmental impact, the Aspiration Spend & Save™ debit card should be on your watchlist.

Keep Reading

The 5 best secured credit cards options: apply with no credit check

Want to know what are the best secured credit cards with no credit check? Here are 5 excellent choices for individuals with bad credit.

Keep Reading

How to get a loan with bad credit: 5 easy tips

Are you trying to get a loan with bad credit? It is not easy but will get easier if you follow the tips we give you in this article.

Keep Reading