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Applying for the Discover Bank account: learn how!
Discover Bank can serve a variety of goals, including yours. If you want to know how to apply and open your account, you've come to the right place. Check out!
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Discover Bank account application: no minimum balance for the saving account!
Discover Bank is an excellent choice of financial institution. It has the ability to meet different types of needs with checking, savings, and credit and debit cards.
It is one of the largest banks without face-to-face service but has an excellent online service.
Their APR rates are low, and most credit cards have no annual fee. In addition, cashback is very attractive for purchases in general.
This option may be right for you, regardless of your goal. However, you need to know how to apply to be approved. So check it out.
Apply online
Opening a Discover Bank account is a simple 3-step process. First, you provide basic information such as address and personal details.
Then the bank asks for a small deposit to proceed. Finally, you will receive an email confirming, and your account will be activated.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Requirements
Logging into a computer or notebook is essential to open your account completely online.
In addition, it is essential to have your social security number, address, and personal data easily accessible. It is also important to have a deposit amount and account activation.
Apply on the app
Discover has an app available for Android and iOS that is one of the best rated on the market.
Download the app from your operating system’s store. From there, register with your personal and financial data. The more complete the registration, the greater the chances of approval.
Discover Bank vs. Sable Bank
Discover Bank is an excellent option for meeting different credit scores. It has low APR rates and incredible perks.
However, another alternative would be Sable Bank. It is also a great option for those who want to pay less for transactions or credit card usage.
Check out the comparison in the table below!
| Discover Bank | Sable Bank | |
| Fees* | There are no monthly fees for the checking, savings, and Money Market accounts. *Terms apply. | No annual fee to get the debit card option or checking account option. |
| Minimum balance* | No minimum deposit for the online savings account. *Terms apply. | No minimum deposit for the checking account and debit card option. |
| Account options* | You can earn up to 1% cash back with the checking account’s debit card. *Terms apply. | You can earn cash back with the debit card from the checking account option. *Terms apply. |
| Investment options* | Online savings account with 2.00% APY and 2.70% APY for 12 months with the Certificate of Deposit option. *Terms apply. | N/A. |
| Other financial products* | The checking account offers a debit card with rewards. Also, there is a savings account, money market account, and others. | Credit cards, debit cards, checking accounts, mobile apps, and more. |
If you are interested in the Sable Bank features, you can check out our post below to learn all about how to join this bank!
Applying for the Sable Account: learn how!
Interested in applying for a Sable account? In this blog post, we'll give you a step-by-step guide on how to apply and what you need to know before applying!
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