The Luxury Gold card definitely lives up to its name. Every card is made with a 24K-gold-plated stainless steel front and weighs an impressive 22 grams. Are you’re on the market for a product that offers high-end travel benefits and cash back rewards? If so, read on for a comprehensive Luxury Gold card review and see what this product can do to your lifestyle. 

The card comes with a host of extravagant benefits, including airport lounge access, a 24/7 concierge service, and elite hotel perks. But is the high annual fee worth it? Below, we’ll break down all of its main features to help you decide. Let’s get started!

The Luxury Gold card is indeed all about splendor! Not only does it provide a unique design with a 24k-gold plated front, but it is also made in metal. It offers exciting travel benefits for anyone who loves the royal treatment, and the 2% value cash back makes it a solid choice for everyday use. 

This card has a 0% intro APR for the first 15 billing cycles on balance transfers made within the first 45 days of account opening. Luxury Gold customers get a $200 annual credit toward selected purchases and a $100 Global Entry Application fee credit.  

The downside? There is a whopping $995 annual fee, with an extra $295 for each authorized user added to the account. And if you’re expecting a big sign-up bonus to make it up for such a high rate, there isn’t one. 

Before applying to any product that can impact your credit history, consider how it can affect your credit history. It’s also crucial that the product in question offers more advantages than drawbacks. That said, let’s take a look at the pros and cons of the Luxury Gold card. 

In short: yes. This is a premium card designed for people who lead a luxurious lifestyle. Like most products with high-end travel-related perks as their main benefit, it requires an excellent credit score to apply. Therefore, your FICO score should range between 800 and 850. 

Are you interested in signing up for your very own Luxury Gold card after seeing everything it can do for your financial needs? We can help! Follow the link below for detailed information about the application process and get one step closer to traveling with style.