Reviews
Luxury Gold credit card full review
Do you like to travel in style? If so, the Luxury Card Mastercard Gold might be the perfect credit card for you. This card offers many perks and features that will make your next trip a truly VIP experience. Check our review to learn more!
Advertisement
by Aline Barbosa
Luxury Gold credit card: Get exclusive access to the benefits you deserve!
The Luxury Gold card definitely lives up to its name. Every card is made with a 24K-gold-plated stainless steel front and weighs an impressive 22 grams. Are you’re on the market for a product that offers high-end travel benefits and cash back rewards? If so, read on for a comprehensive Luxury Gold card review and see what this product can do to your lifestyle.
The card comes with a host of extravagant benefits, including airport lounge access, a 24/7 concierge service, and elite hotel perks. But is the high annual fee worth it? Below, we’ll break down all of its main features to help you decide. Let’s get started!
Credit Score | Excellent |
Annual Fee | $995 |
Regular APR | 14.99% variable |
Welcome bonus | N/A |
Rewards | 2% airfare redemptions; 2% value for cash back redemptions; Annual airline credit; 24/7 concierge services |
How to apply for a Luxury Gold credit card?
Learn how to apply for a Luxury Gold credit card and take your lifestyle to the next level!
How does Luxury Gold work?
The Luxury Gold card is indeed all about splendor! Not only does it provide a unique design with a 24k-gold plated front, but it is also made in metal. It offers exciting travel benefits for anyone who loves the royal treatment, and the 2% value cash back makes it a solid choice for everyday use.
This card has a 0% intro APR for the first 15 billing cycles on balance transfers made within the first 45 days of account opening. Luxury Gold customers get a $200 annual credit toward selected purchases and a $100 Global Entry Application fee credit.
The downside? There is a whopping $995 annual fee, with an extra $295 for each authorized user added to the account. And if you’re expecting a big sign-up bonus to make it up for such a high rate, there isn’t one.
You will be redirected to another website
Luxury Gold Credit Card pros and cons
Before applying to any product that can impact your credit history, consider how it can affect your credit history. It’s also crucial that the product in question offers more advantages than drawbacks. That said, let’s take a look at the pros and cons of the Luxury Gold card.
Pros
- 2% cash back and travel redemptions
- $200 annual airline credit
- 0% APR for the first 15 billing cycles
- No foreign transaction fees
- An array of travel-related benefits
Cons
- A hefty $995 annual fee
- No welcome bonus
- Requires an excellent credit score
Does my credit score need to be good?
In short: yes. This is a premium card designed for people who lead a luxurious lifestyle. Like most products with high-end travel-related perks as their main benefit, it requires an excellent credit score to apply. Therefore, your FICO score should range between 800 and 850.
Want to apply for Luxury Gold Credit Card?
Are you interested in signing up for your very own Luxury Gold card after seeing everything it can do for your financial needs? We can help! Follow the link below for detailed information about the application process and get one step closer to traveling with style.
How to apply for a Luxury Gold credit card?
Learn how to apply for a Luxury Gold credit card and take your lifestyle to the next level!
Aline Barbosa
Trending Topics
Applying for the Net First Platinum card: learn how!
With the Net First Platinum credit card you can shop at the Horizon Outlet website. Applying is simple and approval is fast. Come get yours!
Keep ReadingApplying for the Chime® Debit Card: learn how!
Need a debit card to help you save money and pay no monthly fees? Then the Chime® Debit Card can help you! Learn how to apply to be approved!
Keep ReadingUnique Platinum credit card full review
The Unique Platinum credit card offers 0%, fast approval and no credit checks and- in spite of being a subprime credit card - rewards.
Keep ReadingYou may also like
What is a wedding loan, and should you get one?
Need help paying for your big day's party? Check out how a wedding loan can help you have the party of your dreams.
Keep ReadingCitrus Loans: how to apply now!
Citrus Loan can lend you up to $2,500 with a bad credit score. Learn how to apply for Citrus Loan and get your money today!
Keep ReadingChase Sapphire Preferred credit card full review
The Chase Sapphire Preferred credit card has everything you need to travel and get a lot of rewards for using it. Keep reading to learn how!
Keep Reading