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Capital One Quicksilver Student Cash Rewards Credit Card full review

Students also deserve a boosted credit card to enjoy exclusive benefits during graduation. Read this article and get to know the Capital One Quicksilver Student Cash Rewards Credit Card!

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by Jose Goncalo

Published on 07/25/2022

Capital One Quicksilver Student Cash Rewards Credit Card: you no longer have to choose between making a profit or building credit

Capital One Quicksilver Student Cash Rewards Credit Card
Learn all about the Capital One Quicksilver Student Cash Rewards Credit Card. Source: Capital One

In fact, the Capital One Quicksilver Student Cash Rewards credit card appeared on the market as an exception.

After all, few dedicated student cards offered such a lucrative cash-back program.

Take a look at the article below and learn more about this credit product!

Laptop displaying logo of Capital One Financial Corporation

How to apply for Capital One Quicksilver Student?

Apply for the Capital One Quicksilver Student Cash Rewards Card and get a no annual fee card with 5% cash back without having great credit.

  • Credit Score: Fair (between 580 and 669)
  • Annual Fee: $0
  • Regular APR: From 16.49% to 26.49% (variable)
  • Welcome bonus: Earn $100 after spending $100 in the first 3 months
  • Rewards: 5% cashback on hotels and car rentals; 1.5% on all other purchases

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How does the Capital One Quicksilver Student Cash Rewards Credit Card work?

This is a great card option for students. After all, not all cards offer 5% cashback in specific categories.

Also, rewards do not have an expiration date. So these will last until you can no longer use that account.

In fact, from the rewards program, you may have already understood that this is a card that encourages travel. However, this is not the only feature that makes it very interesting to carry in your luggage.

This student credit card does not charge a transfer fee abroad. In addition, you have special travel insurance, emergency aid and exclusive ticket prices at Capital One Travel.

Plus, you’ll save money with Capital One Shopping, the program that automatically offers you discount coupons on your purchases. However, there are experiences that money cannot buy.

For that, use Capital One Dining and Capital One Entertainment. Thus, you will have exclusive access to restaurant reservations and ticket pre-sales for shows in exclusive spaces.

Capital One Quicksilver Student Cash Rewards Credit Card pros and cons

Zoom in on a silver/grey credit card chip
Learn more about the card’s pros and cons. Source: Flickr

However, is this card really all that? Well, it’s time to put that first impression to the test. Below, check out the list of the main advantages and disadvantages of this credit product:

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Pros

  • Excellent cashback program: rewards from 1.5% to 5%;
  • There is no annual fee or foreign transfer fee;
  • Access to exclusive Capital One programs;
  • You may be eligible for this card even with a fair credit score or limited credit history.

Cons

  • It does not offer a 0% APR period, which would be very interesting for students;
  • Your APR can get relatively high;
  • Other student cards generate more rewards by prioritizing categories that generate higher spending for students;
  • The welcome bonus could be bolder and more lucrative.

Does my credit score need to be good?

Not necessarily. The official website for this card indicates that it is possible to be accepted for this card with a fair credit score. Thus, a score above 580 may be sufficient.

Want to apply for the Capital One Quicksilver Student Cash Rewards Credit Card?

You can apply for this card without leaving your home, your cell phone or your computer. To find out how, check out our post below and learn about the basic criteria for application!

Capital One Quicksilver Student Cash Rewards Credit Card

How to apply for Capital One Quicksilver Student?

Apply for the Capital One Quicksilver Student Cash Rewards Card and get a no annual fee card with 5% cash back without having great credit.

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