Reviews

Discover it® Miles credit card full review

If you're looking for a credit card that offers great travel rewards, the Discover it® Miles card is definitely one to consider. Check our review to learn about all the features and benefits this card has to offer!

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by Aline Barbosa

Published on 03/09/2022

Discover it® Miles credit card: rewards that don’t expire and no annual fees

See everything the Discover it® Miles credit card has to offer you. Source: Discover.

Suppose you’re looking for a good financial product that offers attractive perks and travel rewards. In that case, the Discover it® Miles credit card might just fit your needs. Its special welcome bonus for new cardholders provides a miles-for-miles match for every mile earned during your first year. 

That means that the first 12 months of owning your Discover it® Miles can be very profitable, depending on how much you spend on it.

With a 0% intro APR free of charge for the first 15 months, this product also has no annual fee. That said, you can enjoy your earnings without having to worry about decreasing their value.

So, are you’re interested in learning a little bit more about the Discover it® Miles? Then check out our review below to see how this fascinating credit card can be the best option for your financial needs.

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How do you get the Discover it® Miles card?

The Discover it® Miles credit card is a great way to earn rewards on your everyday spending. Learn how to apply for it today!

Credit ScoreGood – Excellent
Annual Fee$0
Regular APRVariable, between 11,99% and 22,99%
Welcome bonusMiles-for-miles match at the end of your first-year
Rewards1.5x Miles on every dollar spent;
No annual fee;
Rewards don’t expire as long as the account is open.

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How does Discover it® Miles credit card work?

The Discover it® Miles is an excellent introductory card for anyone looking for an easy-to-use product with exciting travel rewards. It is widely accepted nationwide, and you can purchase goods and services with the benefit of earning 1.5x miles on every dollar you spend. 

Its welcome bonus offers a double rewards rate by matching every mile gained by the end of the first year. The flexible redemption options and the lack of an annual fee make it an interesting choice for consumers to prioritize the Discover it® Miles to cover their expenses. 

Discover it® Miles Credit card pros and cons

What are the benefits and drawbacks of this card? Source: Adobe Stock.

Before applying to any product that can affect your credit history, you should consider the advantages they provide as well as their disadvantages. Get to know some of the Discover it® Miles’ highlights and drawbacks below. 

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Pros

First of all, there are no annual or foreign transaction fees. The card also provides a 0% APR for all new members for the first 15 months after opening the account. If you’re planning on big purchases right after getting the card, that can be a real money-saver.

The product offers 1.5x miles on every dollar spent, and Discover matches all the points earned in your first year. That means you will get double the rewards after 12 months of using the card. 

The versatile rewards redemption option allows you to collect your bonus points whichever way you want. From cash back to help you pay any part of your credit card bill to actual money in your bank account. You can also pay for travel-related purchases such as airfare, hotel rooms, restaurants, and more. However you choose to redeem your rewards, the miles keep the same value. They also never expire as long as your account is open. 

Cons

However, as appealing the Discover it® Miles might seem to most customers, it lacks some of the most alluring perks for frequent travelers, such as loyalty programs. That means you cannot transfer your bonus points to airlines or upgrade your hotel room, for example. 

It is also devoided of the features frequently provided by the same category in competing card companies, such as travel insurance or rental-car insurance coverage. And unlike most travel-related credit cards, there are no balance transfer offers. 

Does my credit score need to be good?

Most credit cards with travel-related perks as their primary benefit offer require a credit score between good and excellent. With the Discover it® Miles, that rule also applies. So, to make sure your application is approved, your credit score needs to be somewhere between 670 and 850. 

Want to apply for Discover it® Miles card?

How do I apply for this card? Source: Adobe Stock.

After seeing everything that this product has to offer, how do you feel about applying for your very own Discover it® Miles? We can show you how to in the link below. Check out the following content and learn how to get yours today.

Discover logo

How do you get the Discover it® Miles card?

The Discover it® Miles credit card is a great way to earn rewards on your everyday spending. Learn how to apply for it today!

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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