Loans
OnPoint Community Credit Union HELOC: apply now
OnPoint Community Credit Union HELOC has been empowering homeowners with its financial solutions! Read on and achieve your goals!
Advertisement
Enjoy discounts on your APR and flexible conditions!
Are you ready to apply for the OnPoint Community Credit Union HELOC and start a new journey toward financial freedom? Then we can help you!
OnPoint Community Credit Union provides a simple and quick application process, so you can start enjoying your money as soon as possible! So read on and learn more!
Apply online
The first step to apply for the OnPoint Community Credit Union HELOC is to access their official website. We’ve provided it above to help you!
Once you’ve reviewed the HELOC’s main details, select the “Apply Online” button to get started! This will take you to their application form!
Next, select a product, and provide the loan information, including the requested amount, expected terms, and loan reason! Also, provide the property information!
Further, provide your personal and financial information, including contact, address, income, and employment status. You can even upload your documents here!
Follow the application steps! You might have to provide some additional information! Once done, submit the form and wait for the result! It only takes a few minutes!
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Requirements
To apply for the OnPoint Community Credit Union HELOC, you must have a fair to good credit score.
In addition, depending on the loan option you choose, the Maximum Loan-to-Value cannot exceed 100%. So make sure to check these details.
Overall, you’ll need to be of legal age in your state and provide some documentation, including proof of identity, income, and assets. Check their website for the full list.
Apply on the app
Borrowers can only apply for the OnPoint Community Credit Union HELOC through their website.
But you can do so through your mobile device, just follow the steps above and request your HELOC.
OnPoint Community Credit Union HELOC vs. MyPoint Credit Union HELOC: which one is the best for you?
Undoubtedly, OnPoint Community Credit Union HELOC is an excellent resource for those who want to tap into their equity quickly!
Still, you might want to expand your options before making a decision! That is why we’ll present the MyPoint Credit Union HELOC!
They provide 12 months of promotional APR and charge no application, pre-payment, annual, or appraisal fees. Plus, your interest rate might be tax deductible.
Great, isn’t it? So compare each product’s main feature below to help you make a more informed decision! Let’s go!
| OnPoint Community Credit Union HELOC | MyPoint Credit Union HELOC | |
|---|---|---|
| APR | 6.25% – 11% APR – you can get fixed or variable APR depending on the HELOC options; | 7.24% promotional APR for the first 12 months; after that, 8.25% APR; |
| Loan Purpose | Home renovations, debt pay-off, large or unexpected expenses, vacations, weddings, and more; | Debt pay-off, vacation, unexpected expenses, large purchases, home improvements, and more; |
| Loan Amounts | Up to $150,000; | Up to $250,000; |
| Credit Needed | Fair – Good; | Fair – Good; |
| Terms | 5 – 30 years; | Not disclosed; |
| Origination Fee | Not disclosed. | Not disclosed. |
Do you want to learn more about MyPoint Credit Union HELOC? Then don’t miss our following article! There, you’ll find a step-by-step process for applying for it!
Apply for MyPoint Credit Union HELOC
Enjoy a hassle-free process! Apply for MyPoint Credit Union HELOC today and ensure the money you need! Quick application and funding!
Trending Topics
An easy guide to combining finances as a couple
Planning to combine finances as a couple? Read what research shows about this, and what are the best methods for combining finances.
Keep Reading
Applying for the Regions Explore Visa® Credit Card: learn how!
The Regions Explore Visa® Credit Card is perfect for anyone looking to start building a positive credit history. Apply today!
Keep Reading
BMO CashBack® Mastercard® Review
Check our BMO CashBack® Mastercard® review and learn just how much cash back you can earn with this $0 annual fee card!
Keep ReadingYou may also like
OneMain Financial Personal Loans review: is it worth it?
Needing a personal loan? Read our OneMain Financial Personal Loans review to learn more about their services. Up to $20k for any purpose!
Keep Reading
MaxCarLoan review: is it worth it?
This MaxCarLoan review will help you decide if this lender is right for you! Up to $35K loan with fast approval and funding! Read on!
Keep Reading
Applying for the Truist Enjoy Beyond Credit Card: learn how!
Learn how to apply for the Truist Enjoy Beyond Credit Card here! Earn 30,000 bonus points in the 1st 3 months! Read on!
Keep Reading