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Applying for the PREMIER Bankcard® Secured Credit Card: learn how!

Having a good credit-building card is crucial if you need to improve your finances. So, check out how to apply for the PREMIER Bankcard® Secured Credit Card!

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by Sabrina Paes

09/29/2022 | Updated on 10/26/2022

PREMIER Bankcard® Secured Credit Card: get a $200 refundable security deposit!

Premier logo
Find out how to apply for this credit card! Source: Premier Bankcard

If you are starting your financial life and need to build a credit score, the PREMIER Bankcard® Secured Credit Card is ideal. It allows for a cap of up to $5,000 with a low associated APR fee and no monthly fee.

card

Credit Card

PREMIER Bankcard® Secured

low score low annual fee

Up to $5,000 limit. Low APR rate.

See an ad to be redirected to another website

However, for you to have approval, it is important to stay on top of the application process.

The greater the number of data and details cited in the process, the greater the chances of approval. Read on to learn how to apply!

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Apply online

Young man in front of a laptop
Learn how to apply online for this card easily! Source: Freepik

To apply online, it is essential to have access to a computer or laptop with the internet.

The application process is simple. Just fill out a registration form with your personal and financial data and complete the application. You’ll get a quick response from them!

Apply using the app

You can only apply online for this card. You can even use your smartphone to apply, but you’ll need to do it through the official website!

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PREMIER Bankcard® Secured Credit Card vs. OpenSky Secured Visa Credit Card

The PREMIER Bankcard® Secured Credit Card is a good credit-building option. It has a reasonable annual fee and APR for such a card

Allows a limit of up to $5,000, even for people with bad credit scores. But, it’s not the only one in the category.

The OpenSky Secured Visa Credit Card has very similar features. It is for building credit, has no score verification, and has a lower APR rate. Check the comparison between the options below.

PREMIER Bankcard® Secured Credit Card

  • Credit Score: Under 500;
  • Annual Fee: $50;
  • Regular APR: 19.9%;
  • Welcome bonus: N/A;
  • Rewards: credit building for new card users.

OpenSky Secured Visa Credit Card

  • Credit Score: 300 – 689;
  • Annual Fee: $35;
  • Regular APR: 20.39% (variable) for Purchases and Cash Advances;
  • Welcome bonus: N/A;
  • Rewards: credit building.

If you are interested in the features of the OpenSky Secured Visa Credit Card, check out our post below to learn all about how to apply!

OpenSky Secured Visa card

Apply for the OpenSky Secured Visa Credit Card

You can apply for the OpenSky Secured Visa card even if you don't have a perfect credit score! So, learn how to do it today and start building your credit!

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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