Credit Cards
Truist Enjoy Beyond Credit Card full review
Get the full scoop on the Truist Enjoy Beyond Credit Card! Ensure 30,000 in the first 3 months! Read our detailed review today!
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by Sabrina Paes
Truist Enjoy Beyond Credit Card: earn up to 3x more points in selected purchases
This review brings up the Truist Enjoy Beyond Credit Card. A great choice for consumers looking to maximize their rewards from everyday purchases.
In this blog post, we deep dive into all this credit card’s features so you can decide if it’s right for you. Read on to learn more!
- Credit Score: Good/Excellent – Above 750;
- Annual Fee: $195;
- Regular APR: 17.74% and 26.74% variable on purchases and balance transfers;
- Welcome bonus: 30,000 bonus points after spending $1,500 in the first 3 months;
- Rewards: 3x points on travel purchases, 2x plus points per dollar spent on dining, 1x points on all other purchases, and more.
How does the Truist Enjoy Beyond Credit Card work?
The Truist Enjoy Beyond Credit Card is a great option for those with strong credit scores and who want to earn bonus points with their spending.
You can earn up to 3x points on purchases. Moreover, the card offers 30,000 bonus points after spending $1,500 within 90 days of account opening.
Additionally, cardholders can count on Visa Zero Liability protection, contactless payments, and an amazing mobile wallet.
This card will surely offer several amazing benefits to its clients! So why not enjoy all of it?
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Truist Enjoy Beyond Credit Card pros and cons
Truist provides a great sign-up bonus, making it a wonderful choice for those looking for fast cashback rewards.
Also, its competitive interest rates provide an additional savings benefit. However, you find annual fees, no registration bonuses, and few benefits.
As with any credit card product, customers should consider all the pros and cons before deciding. In this sense, analyze the pros and cons and conclude.
Pros
- APR is relatively lower;
- The generous introductory bonus of 30,000 points;
- Multiple rewards at points for each dollar spent;
- Protection against potential identity thefts.
Cons
- Need for high credit score to qualify;
- Extra 3% balance transfer rate;
- The relatively high annual rate of $ 195;
- It has no reporting to credit agencies.
Does my credit score need to be good?
To enjoy the benefits of Truist Even Beyond Credit Card points, you need to have a good or excellent Credit Score. In this sense, the card requires a minimum of 750 to approve.
Want to apply for the Truist Enjoy Beyond Credit Card?
As you could see in this review, Truist Enjoy Beyond Credit Card gives you 30,000 points in the first three months after the account opening.
Also, a few more benefits. Check out how to apply and open your account today!
Sabrina Paes
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