Credit Cards

Applying for the BMO CashBack® Mastercard® Card: Learn how!

If you're looking for a cash back credit card, the BMO CashBack® Mastercard® is worth checking out. Learn how to easily apply for it!

Advertisement

BMO CashBack® Mastercard®: The most generous cash back offer on groceries in Canada!

BMO CashBack® Mastercard® Card
See how to apply for the BMO CashBack® Mastercard® Card. Source: Stealth Capitalist.

If you’re looking for a great way to earn cash back on your everyday purchases, the BMO CashBack® Mastercard® Card is a card worth considering.

This entry-level card offers 3% back on groceries, 1% back on bills, and 0.5% cash back on all other purchases. There is no annual fee, and new cardholders get a triple bonus!

That means 5% cash back in the first 90 days of account opening, and a 0,99% APR intro for card balances with a 2% transfer fee.

So, if you’re interested in applying for this card, keep reading! We’ll tell you everything you need to know before submitting your application.

card

Credit Card

BMO CashBack® Mastercard®

cash back no annual fee

$0 annual fee and a high cash back rate on groceries!

You will be redirected to another website

Apply online

BMO CashBack® Mastercard® application page
You can easily apply online for the BMO CashBack® Mastercard®. Source: BMO.

Applying for the BMO CashBack® Mastercard® Card is easy! Just go to the BMO website and click on “Credit Cards.” Then, select “CashBack Mastercard” from the list of cards.

Next, you’ll be asked to provide some personal information, including your name, date of birth and Social Insurance Number.

Then, you’ll be asked to provide some financial information, including your annual income and your monthly housing costs.

Finally, you’ll be asked to agree to the terms and conditions of the card. Once you’ve filled out all the required information, click on “Submit” and you’re done!

Apply using the app

If you’d rather apply for the BMO CashBack Mastercard on your mobile device, just download the BMO Mobile Banking app and select “Credit Cards”.

Then, select “CashBack Mastercard” from the list of cards. The process is the same as the online application. 

BMO CashBack® Mastercard® vs. BMO Ascend World Elite® Mastercard®

If you don’t think the BMO CashBack® Mastercard® card is the best choice for your financial needs, don’t worry! We brought another option.

The BMO Ascend World Elite® Mastercard® is an excellent product for customers looking for higher rates.

It has a generous sign-up bonus, and the $150 is waived during the first year of card membership.

So, which card is right for you? It really depends on your spending habits and priorities. Check the comparison between the two cards below.

BMO CashBack® Mastercard®BMO Ascend World Elite® Mastercard®
Credit ScoreGood – ExcellentExcellent
Annual Fee$0$150 (waived during its first year)
Regular APR20.99% variable 20.99% variable
Welcome bonus5% cash back in your first 3 months, plus a a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee. Up to 60.000 points and the annual fee waived during your first year as a cardmember.
Rewards3% cash back on groceries;
1% cash back on bills;
0,5% cash back on all other purchases.
5 BMO points on travel;
3 BMO points on dining, recurring bills, and entertainment;
1 BMO points per dollar on all else.

Interested in the BMO Ascend World Elite® Mastercard®? Check the following link to learn more about it, including how to apply.

BMO World Elite Mastercard credit card

How to apply for a BMO Ascend World Elite®

Learn the application process to request a BMO Ascend World Elite® Mastercard®.

Trending Topics

content

What credit score do you need to lease a car?

Do you know your credit score to lease a car? Look no further than this article, which covers everything you need to know.

Keep Reading
content

Up to $100K quickly: Wells Fargo Personal Loan Review

Renovate your home, conquer debt, or make a major purchase- Discover how easy in our Wells Fargo Personal Loan review! Enjoy flexible rates!

Keep Reading
content

Loan while in a consumer proposal: is it possible?

Are you wondering whether or not you can get a loan in a consumer proposal? The answer may surprise you! Read on and learn more.

Keep Reading

You may also like

content

Make up to $23/hour working at In-N-Out Burger: see job vacancies

Get a lucrative job at In-N-Out Burger! With free meals and healthcare coverage, it's a great opportunity for a career. Learn more!

Keep Reading
content

5 best options of credit cards for traveling: enjoy the benefits!

Which are the best credit cards for travelling? Compare top rated travel rewards and premium travel rewards. Read on to learn more!

Keep Reading
content

Study Abroad in Canada: A Guide for International Students

Check out these exclusive scholarships and Canadian government grants for international students to study abroad in Canada. Dive in now!

Keep Reading