Are you trying to choose between Citi Premier or Chase Sapphire Preferred cards? If you are looking for a middle-range travel reward card, you have two excellent options.

On the one hand, Citi Premier has a flexible ThankYou Reward Points program. On the other hand, the Chase Sapphire Preferred gives you 5 points on purchases made at the Chase Ultimate Rewards.

Their benefits are very similar, so pay attention to the details to choose the best for you. This article will bring a comparison of the pros and cons of both cards to help you decide. Stay with us.

The Citi Premier credit card offers reward points on a wide range of categories: air tickets, hotels, gas stations, supermarkets, restaurants, deliveries, and take-out. This means that almost every purchase you make will give you 3 points per dollar. People usually spend thousands of dollars on supermarkets and gas stations, so this means that your everyday house expenses will turn into benefits.

You can choose to redeem your ThanYou points as cashback. That way, your points will value 1 cent per point. Doing some quick math, if you spend $800 per month on the purchases mentioned above, you’ll have $288 cashback by the end of the year.

If you prefer to redeem your points to travel, you can. Citi ThankYou Rewards Program has various airline partners to transfer bonus points. Also, you’ll have damage and theft protection with the World Elite Mastercard benefits.

Through Citi Entertainment, you’ll have exclusive access to tickets for a variety of selected events.

It is an excellent card for everyday use and people who like to collect rewards points but don’t travel or go out for dining too often.

The Chase Sapphire Preferred is a great travel credit card. If you use it to buy your tickets and book hotels through the Chase Ultimate Rewards, you’ll earn 5 points per dollar. And to redeem your points through it, they’ll value 25% more.

But you’ll also receive 3 points for dining and restaurants purchases, including take-out and delivery, and 1 point for every other purchase.

You can get hundreds of dollars worth in rewards, which justifies the $95 annual fee. Also, the welcome bonus is really attractive. The 60,000 points can value $750 if you redeem them through Chase Ultimate Rewards.

Both Citi Premier and Chase Sapphire Preferred cards have similar benefits and the same annual fee. The welcome bonus is also the same. There are just a few details that can help you make a decision:

With minor differences, you’ll have a great travel card, no matter which one you choose. But if you’d like to look at a third option, we have one.

The Capital One Venture Rewards compare to both cards in this review. It has a $95 annual fee and offers reward miles in various purchases. Would you like to know how to get yours? Stay with the Stealth Capitalist and check the following.