The Bank of America® Unlimited Cash Rewards card is an excellent choice if you qualify for Bank of America’s Preferred Rewards program. The application process is simple and quick, so we’ve decided to make things easier for you and give you a step-by-step guide of the whole process below.

Go to Bank of America’s website. At the top of the page you will find the Credit Cards tab. Click on it to view a dropdown menu, and then select Cash Back Credit Cards.

Scroll down and click “Check Offers”. You will be offered the option of logging to a Bank of America account. If you qualify for the Preferred Rewards program, odds are you have an account, but if you don’t, go ahead and click to continue without logging in.

The website is going to require that you provide your first and last name, date of birth and Social Security number in order to continue. Once you hit continue, you must enter your home address. Then you have to inform your citizenship status, Social Security number and country of residence.

Once you hit Save and Continue, you are going to have to enter your employment status, annual income, source of income and monthly housing payment. You will also find the options to transfer a balance to your new credit card and add a new cardholder. Now hit save and continue.

You are almost done! Now, review the terms and conditions as the website is going to present them to you, check the box to confirm you acknowledge the terms, and hit save and continue again. Now review your information, and if everything is in place, hit “Submit my application”. 

You made it! You will receive your Bank of Bank of America® Unlimited Cash Rewards card in just a few business days.

If the Bank of Bank of America® Unlimited Cash Rewards credit card doesn’t sound appealing to you, we have an alternative.

Maybe you haven’t achieved Gold, Platinum or Platinum Honors status. In that case, you might want to consider the Chase Freedom Unlimited® card. It offers great cash back rewards and charges $0 annual fees.