Credit One Bank® Platinum Visa card is an unsecured credit card for people with low and fair credit scores. It offers a cash back program with a 1% rate in eligible purchases. The redemption option is automatically added to your account as statement credits to help you cover your next credit card bill.

It charges an annual fee of $75 during the first year of use and $99 in subsequent years. Its APR for purchases is 23.99%, and there is an additional credit increase fee if the option is available to your financial profile. 

So if you’re looking to build a healthier financial future, the Credit One Bank® Platinum Visa card can put you on the right path. Read on to learn about the application process! 

Applying for a Credit One Bank® Platinum Visa card online is fast and super easy. First, you must access Credit One’s website and locate the credit cards section on the menu. Then, click the “see if you pre-qualify” button underneath the card’s picture.

The next page will show you some of the product’s features next to an online form you have to fill in with your personal information and contact details. You must also provide your social security number and monthly income.

Then, click the “see card offers” below and wait until the Bank makes a quick financial check on your profile. In under 60 seconds, you should get a response to whether or not the card is available to you. The pre-qualification process does not impact your credit score.

Credit One provides an easy-to-use mobile app for all customers to manage their accounts on the go. You can pay your bills, see recent transactions, and update your preferences with it.

However, you cannot apply for a credit card via mobile. All new applications are made through Credit One’s official website. 

If you’re unsure whether the Credit One Bank® Platinum Visa card is the best choice for you, we got you covered. We brought you a similar product from the same category so you can compare their features. That way, you can make the best decision for your financial needs!

The Oakstone Platinum Secured Mastercard credit card has a low APR rate and doesn’t require a credit check to help you build or rebuild your credit history. Follow the link below for the application process and get yours today!