Credit Cards

Applying for the Credit One Bank® Platinum Visa Credit Card: learn how!

If you're looking for a credit card with cash back rewards and the opportunity to rebuild your credit score, look no further than the Credit One Bank® Platinum Visa card. Read on and learn how to apply!

Advertisement

by Aline Barbosa

Published on 04/04/2022

Credit One Bank® Platinum Visa Credit Card application: A chance to improve your credit score!

Credit One Bank® Platinum Visa card
Learn how to apply for this card. Source: Stealth Capitalist.

Credit One Bank® Platinum Visa card is an unsecured credit card for people with low and fair credit scores. It offers a cash back program with a 1% rate in eligible purchases. The redemption option is automatically added to your account as statement credits to help you cover your next credit card bill.

It charges an annual fee of $75 during the first year of use and $99 in subsequent years. Its APR for purchases is 23.99%, and there is an additional credit increase fee if the option is available to your financial profile. 

So if you’re looking to build a healthier financial future, the Credit One Bank® Platinum Visa card can put you on the right path. Read on to learn about the application process! 

card

Credit Card

Credit One Bank® Platinum

cash back international

Cash back card for customers with low/fair credit scores.

See an ad to be redirected to another website

Apply online

woman on laptop
See how to apply online. Source: Adobe Stock.

Applying for a Credit One Bank® Platinum Visa card online is fast and super easy. First, you must access Credit One’s website and locate the credit cards section on the menu. Then, click the “see if you pre-qualify” button underneath the card’s picture.

The next page will show you some of the product’s features next to an online form you have to fill in with your personal information and contact details. You must also provide your social security number and monthly income.

Then, click the “see card offers” below and wait until the Bank makes a quick financial check on your profile. In under 60 seconds, you should get a response to whether or not the card is available to you. The pre-qualification process does not impact your credit score.

Apply using the app

Credit One provides an easy-to-use mobile app for all customers to manage their accounts on the go. You can pay your bills, see recent transactions, and update your preferences with it.

However, you cannot apply for a credit card via mobile. All new applications are made through Credit One’s official website. 

Credit One Bank® Platinum Visa credit card vs. Oakstone Platinum Secured Mastercard credit card  

If you’re unsure whether the Credit One Bank® Platinum Visa card is the best choice for you, we got you covered. We brought you a similar product from the same category so you can compare their features. That way, you can make the best decision for your financial needs!

The Oakstone Platinum Secured Mastercard credit card has a low APR rate and doesn’t require a credit check to help you build or rebuild your credit history. Follow the link below for the application process and get yours today!

Credit One Bank® Platinum VisaOakstone Platinum Secured Mastercard
Credit ScoreBad – FairNo credit required
Annual Fee$75 for the first year. After that, $99 annually$49
Regular APR23.99% variable9.99% variable
Welcome bonusN/ANone
Rewards1% cash back in eligible purchasesN/A
Oakstone Card

Applying for the OakStone Platinum Secured Card

No credit checks, a low APR and a modest annual fee to help you rebuild your credit! See how to apply for the OakStone Platinum Secured Card.

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

Trending Topics

content

Applying for the Capital One Venture Rewards card: learn how!

Capital One Venture Rewards credit card has an excellent reputation for its rewards program. Learn how to get yours and start earning miles.

Keep Reading
content

Total Select Visa Card full review

The Total Select Visa Card of this review is a great way to establish or rebuild your credit score. See why it's one of the best cards.

Keep Reading
content

Applying for the SavorOne Rewards for Good Credit card: learn how!

Learn how to apply for a SavorOne Rewards for Good Credit card and get 3% cash back on all of your favorite everyday categories!

Keep Reading

You may also like

content

One Finance hybrid account review: read before applying

Check our One Finance Hybrid Account review to learn about the unique benefits and features this account has to offer! Read more now.

Keep Reading
content

Lexington Law review: repair your credit with confidence

Need to rebuild credit? This review will show you how Lexington Law can be an excellent option and help you.

Keep Reading
content

9 retirement planning mistakes to avoid

Retirement is a time to reap the rewards of work. Check out the main retirement mistakes and learn how to avoid them.

Keep Reading