Aspire® Cash Back Reward Card full review
Are you looking for a card with cash back and have a not-so-good score? If so, read our Aspire® Cash Back Reward Card review to learn more!
by Thais Daou
Aspire® Cash Back Reward Card: Up to 1% back after shopping
There are a lot of different credit cards on the market these days, and it can be tough to choose the right one. But you can read our Aspire® Cash Back Reward Card review to learn more about this great card!
If you are looking for a card that offers cash-back rewards, the Aspire® Cash Back Reward Card may be a good option. But is it the right card for you? Keep reading to find out.
- Credit score: Poor or fair;
- Annual fee: $89 – $175 in the first year; and $0 – $49 annually after that;
- Regular APR: 29.99% or 36% Variable on purchases;
- Welcome bonus: N/A;
- Rewards: 3% cash back on eligible gas, grocery, and utility purchases or payments; and 1% cash back on all other eligible purchases.
- Terms apply.
The Aspire® Cash Back Card is designed to give you management control over your finances through the Aspire® Account Center app. It is available for download at the store’s Google and Apple.
With this credit card, you can do it all. You can make payments, set up alerts, lock cards, check your balance, see transaction details, and more.
Moreover, Your Aspire Mastercard® Credit Card comes with a free monthly credit score update when you register your card online.
And a zero down payment is required! With this Mastercard® credit card, you will have instant access to a worldwide network of ATMs numbering in the millions.
Not to mention that there is monthly credit bureau reporting and solid rewards.
Now that you know more about how this credit card works, how about comparing its pros and cons?
See our list below, which contains the main information you should know to make a planned financial decision.
The most attractive benefit of this credit card is that those who need to rebuild their credit history can qualify with bad credit.
There is also a $0 fraud liability. Not to mention that it does not require a security deposit. Finally, its rewards program is also very attractive.
If you use your Aspire Credit Card for most of your purchases, you will earn 1% cashback. The only exceptions are spending on groceries, gas, and utility bills. All of which earn 3% instead.
The first con is that, unlike the Upgrade Cash Rewards, the Aspire® credit card charges high membership fees.
In addition, other card fees that are high include the card’s regular APR, as well as foreign fees.
Whether your score is good, you can still apply for the Aspire® Cash Back Reward Card. So do not worry if you are not perfect!
Want to apply for the Aspire® Cash Back Reward Card?
If you want more information on applying what you learned from the Aspire® Cash Back Reward Card review, be sure to check out our how-to-apply article below!
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