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Aspire® Cash Back Reward Card Review

Are you looking for a card with cash back and have a not-so-good score? If so, read our Aspire® Cash Back Reward Card review to learn more!

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Earn up to 3% back on purchases!

Aspire® Cash Back Reward Card
Read our Aspire® Cash Back Reward Card full review! Source: Aspire®

There are a lot of different credit cards on the market these days, and it can be tough to choose the right one. But you can read our Aspire® Cash Back Reward Card review to learn more about this great card!

Aspire® logo

Applying for the Aspire® Cash Back Reward Card

Find out how to apply for an Aspire® Cash Back Reward card, what to do before applying, and much more. Read on!

If you are looking for a card that offers cash-back rewards, the Aspire® Cash Back Reward Card may be a good option. But is it the right card for you? Keep reading to find out.

  • Credit score: Poor or fair;
  • Annual fee: 49 to $175 in the first year; and $0 – $49 annually after that;
  • Regular APR: 29.99% or 36% (variable) on purchases;
  • Welcome bonus: N/A;
  • Rewards: 3% cash back on eligible gas, grocery, and utility purchases or payments; and 1% cash back on all other eligible purchases.

How does the Aspire® Cash Back Reward Card work?

Find out how this card works! Source: Adobe Stock

The Aspire® Cash Back Card is designed to give you management control over your finances through the Aspire® Account Center app. It’s available for download on both the Google Play Store and the Apple App Store.

With this credit card, you can do it all. You can make payments, set up alerts, lock cards, check your balance, see transaction details, and more.

Moreover, your Aspire Mastercard® Credit Card comes with a free monthly credit score update when you register your card online.

And a zero down payment is required! With this Mastercard® credit card, you will have instant access to a worldwide network of ATMs numbering in the millions.

Not to mention that there is monthly credit bureau reporting and solid rewards.

Aspire® Cash Back Reward Card pros and cons

Now that you know more about how this credit card works, how about comparing its pros and cons?

See our list below, which contains the main information you should know to make a planned financial decision.

Pros

The most attractive benefit of this credit card is that those who need to rebuild their credit history can qualify with bad credit.

There is also a $0 fraud liability. Not to mention that it does not require a security deposit. Finally, its rewards program is also very attractive.

If you use your Aspire Credit Card for most of your purchases, you will earn 1% cashback. The only exceptions are spending on groceries, gas, and utility bills. All of which earn 3% instead.

Cons

The first con is that the Aspire® credit card charges high membership fees, from $60 to $159, billed monthly.

Additionally, the card’s regular APR and foreign transaction fees are notably high.

Does my credit score need to be good?

Whether your score is fair or good, you can still apply for the Aspire® Cash Back Reward Card. So do not worry if you are not perfect!

Want to apply for the Aspire® Cash Back Reward Card?

If you want more information on applying what you learned from the Aspire® Cash Back Reward Card review, be sure to check out our how-to-apply article below!

Aspire® Cash Back Reward Card

Applying for the Aspire® Cash Back Reward Card

Find out how to apply for an Aspire® Cash Back Reward card, what to do before applying, and much more. Read on!

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