Credit Cards
Pay $0 annual fee: Assent Platinum Secured Credit Card review
The secure way to rebuild your credit is here! Assent Platinum Secured Credit Card provides an easy solution for that! Read on and learn how!
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Note: This offer is no longer available. Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.
Say goodbye to bad credit with this card!

Are you seeking a comprehensive review of the Assent Platinum Secured Credit Card? Then we’ve got your back! Today we’ll bring all details about this product!
So stay tuned in our full article to learn everything you need, including some disadvantages of getting this card! Are you ready? Then let’s get started!
- Credit Score: All types of credit are accepted;
- Annual Fee: $0;
- Purchase APR: 28.74%;
- Cash Advance APR: 28.74%;
- Welcome Bonus: No welcome bonuses;
- Rewards: No reward program.
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How does the Assent Platinum Secured Credit Card work?
Rebuilding your credit doesn’t have to be difficult. And the Assent Platinum Secured Credit Card is here to prove that while providing some exclusive perks.
For example, cardholders will enjoy a $0 annual fee with this card, which is a great way to save on interest!
In addition, to get this card, you can make a fully-refundable security deposit ranging from $200 to $2,000! Thus, the deposit amount will be your credit limit.
As a credit builder card, the Assent Platinum Secured Credit Card will monthly report your payments and transactions to all 3 major credit bureaus!
Plus, you can easily access your account online 24/7! Which is a great way no better manage your money and spending! Yes, this card brings some great features!
Other charges
Besides its annual Fee of $0, there are other charges you must be aware of before applying for this credit card:
- Foreign transaction fee: $10 or 3% of the amount, whichever is higher;
- Cash advance fee: $10 or 3% of the amount, whichever is higher;
- Late payment fee: $41;
- Returned payment fee: $30.
Assent Platinum Secured Credit Card pros and cons

Finding a secured credit card offering with some good benefits is not common! And that is why the Assent Platinum Secured Credit Card stands out from the competition!
Indeed, this easy-to-get credit card will help you build your credit history fast while helping you save your hard-earned money! But is it the right option for your needs?
To help you answer that question, we’ve compiled the Assent Platinum Secured Credit Card pros and cons! So let’s check it out!
Pros
- Enjoy $0 annual fee;
- Your security deposit can be as low as $200;
- The security deposit is fully-refundable;
- It reports monthly to the 3 major credit bureaus;
- 24/7 access to your account online.
Cons
- This card has no reward program or welcome bonus;
- It is not available in NY, IA, AR, or WI;
- It charges an annual fee.
Does my credit score need to be good?
As a secured credit builder card, the Assent Platinum Secured Credit Card won’t have a credit score requirement. Thus, all types of credit are welcome to apply.
Still, you’ll need a security deposit ranging from $200 to $2,000 to get this credit card.
Want to apply for the Assent Platinum Secured Credit Card?
In today’s article, you’ll learn how to apply for the Assent Platinum Secured Credit Card and start building credit immediately! The process is simple, and you can do it online!
This credit card offers several benefits while helping you build a healthier financial life! So don’t wait any longer! Keep reading and learn how to apply right away! Let’s go!
Apply online
As said, you can easily apply for the Assent Platinum Secured Credit Card online! They provide a straightforward interface to help applicants through the whole process!
So first, access their website to get started! We’ve provided it above to make it even easier for you! There, select “Apply Now” or just scroll the page down to access the form!
Next, you’ll need to provide your personal information; this includes your name, home address, email, and phone number! Next, inform if you have a checking account!
Next, fill out the necessary boxes and select the “Click here to apply button.” Next, wait for the result! Note that all types of credit are welcome to apply for this card!
In addition, this is a secured credit card. As a result, you’ll need to make a security deposit of any amount between $200 and $2,000! The deposit is refundable if you need it!
Apply using the app

Unfortunately, the Assent Platinum Secured Credit Card does not provide a mobile app to cardholders! As a result, you can only apply for this credit card through the official website!
Still, you can do so if you prefer to apply for the Assent Platinum Secured Credit Card through your mobile device! Just access their official website and follow the steps above!
Also, you can access your credit card account online 24/7! There, you can easily manage your account, make payments, and much more!
Assent Platinum Secured Credit Card vs. Truist Enjoy Cash Secured Credit Card
Indeed, the Assent Platinum Secured Credit Card is an excellent tool for those who want to build their credit history! Still, you can explore other options before deciding which one you want!
For example, the Truist Enjoy Cash Secured Credit Card is a secured card alternative that offers cash back to its cardholders! You can earn up to 3% back on all your purchases!
Also, it accepts all types of credit and brings a lower-than-average annual fee! You can enjoy technology and convenience with mobile wallets.
Are you still with doubts? Then check out our quick comparison below! We’ve compared both credit cards’ main features! So read on and learn more!
Assent Platinum Secured Credit Card
- Credit Score: All types of credit accepted;
- Annual Fee: $0;
- Purchase APR: 28.74%;
- Cash Advance APR: 28.74%;
- Welcome Bonus: None;
- Rewards: None.
Truist Enjoy Cash Secured Credit Card
- Credit Score: All types of credit;
- Annual Fee: $19;
- Purchase APR: 23.99% variable APR;
- Cash Advance APR: 23.99% (variable);
- Welcome Bonus: No welcome bonus;
- Rewards: 3% cash back on gas-related purchases, 2% cash back on food stores and public services payments, and 1% on any other type of purchase.
Are you wondering how to apply for the Truist Enjoy Cash Secured Credit Card? Then don’t miss our next article and find out how the application process for this card works!
Applying for the Truist Enjoy Cash Secured Credit
Find out how to apply for Truist Enjoy Cash Secured Credit Card. Get all the details now! Earn unlimited cash back on purchases! Read on!
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