Credit Cards

Bilt Mastercard® review: $0 annual fee

Find out everything there is to know about the Bilt Mastercard. Learn about the benefits, features, and how you can apply for this card today.

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Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

Bilt Mastercard®: amazing rewards await

Bilt Mastercard®
Bilt Mastercard® full review. Source: Stealth Capitalist

Are you looking for an exclusive way to pay for your next vacation? Then this Bilt Mastercard® review will give an excellent option. This card is perfect for global travelers keen on a rewarding payment.

card

Credit Card

Bilt Mastercard®

Reward Card No annual fee

Earn point on every purchase and redeemed for travel, fitness and more.

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It has no foreign transaction fees, generous points-earning potential, and chip-protected security. Dive into this review to discover whether the Bilt Mastercard® is the right option for your international financial needs.

  • Credit Score: Good to Excellent (670 – 850);
  • Annual Fee: $0;
  • Regular APR: Read Terms;
  • Welcome bonus: N/A;
  • Rewards: Earn points on rent payments, 2x points on travel, and 3x points on dining. Get one point for every $1 spent on rent each year and more.

How does the Bilt Mastercard® work?

The Bilt Mastercard® is an innovative rewards card that offers some key advantages for renters and fee-averse travelers. Thus, it offers 1X points on rent payments with no transaction or processing fees.

Also, customers can count on 2x points on travel, 3x points on dining, and 1 point for every other purchase. Great rewards, right?

Moreover, Bilt Card allows users to exchange their Bilt points for travel, fitness, or future rent payments to make the most of their earned points.

What makes this card stand out is its ability to save up Bilt rewards that could be put toward a down payment to buy your own home.

Its elite status feature unlocks new features as you earn more points, like earning interest on unused points — a great deal for savvy cardholders!

Bilt Mastercard® pros and cons

African American woman using credit card for buying and banking online with mobile phone sitting on couch at home
Compare the pros and cons of the Bilt Mastercard®. Source: Adobe Stock

The Bilt Mastercard® is a card with many benefits for people with a good credit score. After all, you can accumulate points on trips and exchange them for very interesting rewards.

However, this option also has some cons. In this sense, one of those points is not clear the APR rates. Also, the difficulty of accumulating points and the score restriction are bad. Check out the comparison.

Pros

  • Pay your rent without any associated fee;
  • Reach Elite levels, and earn interest even on unused points;
  • Transfer your points to up to 12 people who are sharing the trip with you;
  • Zero annual fees;
  • Many rewards for those who like to travel in points that can be exchanged.

Cons

  • APR rate values are not very clear for people who want to apply;
  • It is only available to people who have a good or excellent credit score, being restricted;
  • There may be some difficulty accumulating points quickly relative to other competitors;
  • There is no introductory offer.

Does my credit score need to be good?

To apply to the Bilt Mastercard®, you must have a good credit score. That is, a score between 670 and 850 is required. Therefore, any score in this range can be considered good or excellent.

The APR may vary depending on your credit score. As a result, the higher your score, the lower the associated fees. However, you will only find out your rate after you apply.

Want to apply for the Bilt Mastercard®?

Are you considering applying for the Bilt Mastercard®? If so, it’s important to know that this credit card has a lot of great benefits. After all, it has no annual fees, rewards programs, and flexible payment.

card

Credit Card

Bilt Mastercard®

Reward Card No annual fee

Earn point on every purchase and redeemed for travel, fitness and more.

You will be redirected to another website

This blog post will discuss the Bilt Mastercard application process for the Bilt Mastercard®. Read on to learn more about how you can apply for your very own credit card.

Apply online

Applying to Bilt Mastercard® is very easy. After all, the process can be carried out entirely through the internet. It is necessary to enter the company’s official website and register with your basic information.

You must provide your name, address, and valid social security number. Furthermore, you must be over 18 years of age and have a credit score above 670 to apply and be approved.

Then, after creating the register, you can enter your login and password. Finally, just request the card and fill out the form with the extra information that will be requested. Approval will come in a few days.

Apply using the app

Young happy fun caucasian woman wear knitted sweater hold in hand use mobile cell phone do winner gesture isolated on plain pastel light blue cyan background studio portrait. People lifestyle concept.
Compare your options before deciding. Source: Adobe Stock

Applying to Bilt Mastercard® is done exclusively online through the Wells Fargo website. Therefore, you must follow the same steps oriented in the previous item for the online application.

You can make the application from a mobile device, but you need the browser. In addition, you must meet minimum age and income requirements.

However, you can track your spending through the Wells Fargo app. After all, it is available for Android and iOS with great features.

Bilt Mastercard® vs. Wells Fargo Active Cash® Card 

The Bilt Mastercard® is an excellent option for anyone with a good credit score who likes to travel. After all, you can accumulate points and exchange them for great rewards. Furthermore, you do not pay any annual fee.

However, depending on your credit score, you can afford high APR fees. After all, the company does not have very clear data regarding these interest rates.

Plus, you can count on the Wells Fargo Active Cash® Card. This amazing option has a very attractive introductory bonus and zero APR for the first year. Check out the comparison and choose your best option.

Bilt Mastercard®

  • Credit Score: Good to Excellent (670 – 850);
  • Annual Fee: $0;
  • Regular APR: Read Terms;
  • Welcome bonus: N/A;
  • Rewards: Earn points on rent payments, 2x points on travel, and 3x points on dining. Get one point for every $1 spent on rent each year and more.

Wells Fargo Active Cash® Card

  • Credit Score: Good to Excellent;
  • Annual Fee: $0;
  • Regular APR: 0% intro APR for 15 months from the account opening date. Then, 19.24%, 24.24%, or 29.24% Variable APR for purchases and balance transfers;
  • Welcome bonus: $200 cash reward after spending $1,000 in the first three months of use;
  • Rewards: Unlimited 2% cash rewards on purchases.
  • Terms apply.

Are you interested in learning more about the Wells Fargo Active Cash® Card? Great! Read the following article and learn how to apply for it in detail!

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Wells Fargo Active Cash® Credit Card Review

Wells Fargo Active Cash® Card allows you to earn a $200 cash rewards bonus when you spend $1,000 in the first 3 months. See how to apply!

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