Credit Cards

Capital One Quicksilver Student Cash Rewards Card Review: 1.5% cash back

Students also deserve a boosted credit card to enjoy exclusive benefits during graduation. Read this article and get to know the Capital One Quicksilver Student Cash Rewards Credit Card!

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Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

Capital One Quicksilver Student Cash Rewards: you no longer have to choose between making a profit or building credit

Capital One Quicksilver Student Cash Rewards Credit Card
Learn all about the Capital One Quicksilver Student Cash Rewards Credit Card. Source: Capital One

In fact, the Capital One Quicksilver Student Cash Rewards credit card appeared on the market as an exception.

card

Credit Card

Quicksilver Student

Cash back No annual fee

Build your credit with exclusive Capital One benefits.

You will be redirected to another website

After all, few dedicated student cards offered such a lucrative cash-back program.

Take a look at the article below and learn more about this credit product!

  • Credit Score: Fair (between 580 and 669)
  • Annual Fee: $0
  • Regular APR: From 18.74%24.99% or 28.74% (variable)
  • Welcome bonus: Earn $50 after spending $100 in the first 3 months
  • Rewards: 1.5% unlimited cash back on every purchase.

How does the Capital One Quicksilver Student Cash Rewards Credit Card work?

This is a great card option for students. Cardholder can earn 1.5% cash back on all purchases. Also, rewards do not have an expiration date. So these will last until you can no longer use that account.

In fact, from the rewards program, you may have already understood that this is a card that encourages travel. However, this is not the only feature that makes it very interesting to carry in your luggage.

This student credit card does not charge a transfer fee abroad. In addition, you have special travel insurance, emergency aid and exclusive ticket prices at Capital One Travel.

Plus, you’ll save money with Capital One Shopping, the program that automatically offers you discount coupons on your purchases. However, there are experiences that money cannot buy.

For that, use Capital One Dining and Capital One Entertainment. Thus, you will have exclusive access to restaurant reservations and ticket pre-sales for shows in exclusive spaces.

Capital One Quicksilver Student Cash Rewards Credit Card pros and cons

Zoom in on a silver/grey credit card chip
Learn more about the card’s pros and cons. Source: Flickr

However, is this card really all that? Well, it’s time to put that first impression to the test. Below, check out the list of the main advantages and disadvantages of this credit product:

Pros

  • Excellent cashback program: 1.5%;
  • There is no annual fee or foreign transfer fee;
  • Access to exclusive Capital One programs;
  • You may be eligible for this card even with a fair credit score or limited credit history.

Cons

  • It does not offer a 0% APR period, which would be very interesting for students;
  • Your APR can get relatively high;
  • Other student cards generate more rewards by prioritizing categories that generate higher spending for students;
  • The welcome bonus could be bolder and more lucrative.

Does my credit score need to be good?

Not necessarily. The official website for this card indicates that it is possible to be accepted for this card with a fair credit score. Thus, a score above 580 may be sufficient.

Want to apply for the Capital One Quicksilver Student Cash Rewards Credit Card?

The Capital One Quicksilver Student Cash Rewards Card is an opportunity to get used to exclusive privileges even as a student.

With this one, you can enjoy great rewards program and exclusive Capital One perks. Indeed, there are some criteria that you need to meet before applying for this card.

card

Credit Card

Quicksilver Student

Cash back No annual fee

Build your credit with exclusive Capital One benefits.

You will be redirected to another website

Below, check out the main prerequisites:

  • Have an address in the American territory;
  • The difference between your monthly income and your mortgage/rental payment must be at least $425;
  • Be of legal age, have a Social Security Number (SSN) and be a student;
  • Do not have unpaid bankruptcy in the history;
  • Not having any pending issues with Capital One.

Do you have what it takes? So, learn how to apply for this card now!

Apply online

Capital One offers a pre-qualification. That way, you have the possibility to know if you are eligible before compromising your credit score.

To use this feature, go to the official Quicksilver Rewards for Students website. Then, click on the green button that says “See If I’m Pre-Approved”.

Next, you will need to provide personal and income data. In a few minutes, you will receive an email with the result. If you are approved, you will also know how to proceed with your application.

Apply using the app

Mobile screen using the "Capital One Mobile" application (Capital One Quicksilver Student Cash Rewards Card)
Learn how to apply for the Capital One Quicksilver Student Cash Rewards Card. Source: Capital One

With the “Capital One Mobile” mobile app you can manage all your card activity. Block it when needed, check your credit score, track your rewards, make payment and much more.

However, you cannot apply for any of the Capital One cards via mobile. So, if you want to apply by mobile, you must use your browser and follow the steps above.

Capital One Quicksilver Student Cash Rewards Card vs. Upgrade Triple Cash Rewards Card

In the market, there are some credit card options for people with not so good scores that can serve well for students. Indeed, a good example is the Triple Cash Rewards Upgrade.

Thus, it is precisely for this purpose that this credit product is here. Take a look and see if this might be a good option for you:

Capital One Quicksilver Student Cash Rewards

  • Credit Score: Fair (between 580 and 669)
  • Annual Fee: $0
  • Regular APR: From 18.74%24.99% or 28.74% (variable)
  • Welcome bonus: Earn $50 after spending $100 in the first 3 months
  • Rewards: 1.5% unlimited cash back on every purchase.

Upgrade Triple Cash Rewards 

  • Credit Score: 630-850 (from fair to excellent)
  • Annual Fee: $0
  • Regular APR: From 8.99% to 29.99%
  • Welcome bonus: N/A
  • Rewards: Cash back unlimited; 3% in the categories home, automobiles and health, 1% in the others

Does the Triple Cash Rewards Upgrade sound interesting to you? So, read a full review about this credit card!

Upgrade Triple Cash Rewards card

Applying for the Upgrade Triple Cash Rewards card

Applying for an Upgrade Triple Cash Rewards is easy and fast, and you can do it even with an average credit score. This article will show you how it works.

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