Discover student loan application: how to apply now!

If you need a student loan that can cover up to 100% of your school costs, check out our post about Discover student loan application!


by Sabrina Paes

Published on 09/02/2022

Application for the Discover student loan: up to 100% of school coverage!

Discover logo
Find out how to apply for a student loan with Discover! Source: Discover

Completing your studies can be one of life’s most challenging tasks. Discover has a great loan option to help you out. However, it is important to learn about Discover’s student loan application to get everything right.



Discover student loan

100% coverage school loan

Low APR, zero fees, and up to 100% coverage of your study.

You will be redirected to another website

The application is relatively simple, and you can do it directly on the web or through the official application. However, it is essential to do the process in the right way to increase the chances of approval.

Apply online

woman using smatrphone
Learn how to apply online for this loan! Source: Freepik

To apply online, you will need access to a computer, notebook, or tablet. When accessing the site, you will fill in some basic information about the desired loan.

As there is no pre-qualification, you will need to submit your details to verify your eligibility. The platform requests your personal, financial, and study details. Fill in and hope for a positive answer.


Discover asks some basic requirements for those who want to apply for a loan. To apply, it is important that you and your co-signers have a good credit history, which brings lower fees.

In addition, it is important to be regularly enrolled in a course for which you are applying for credit. The documents are checked, and then the loan is released.

Apply on the app 

To apply on your smartphone, you need to download the official Discover app. With it installed, navigate to the Discover Loans option. Then select Discover Student Loans.

As with the web option, the application will ask for your personal and financial data. Fill in the details and wait for your review to return.

Discover student loan vs. Custom Choice student loan: which is the best for you?

Discover Student Loan is not the only loan option to pay for your studies. The Custom Choice Student Loan can also have good terms and flexibility for students. Check out our comparison below.

Discover student loanCustom Choice student loan
APR2.99% to 12.59% variable
5.49% to 13.99% fixed
2.67-11.55% variable
3.65-12.47% fixed
Loan PurposeFunding for undergraduate, graduate, or technical career coursesUndergraduate, graduate, or technical career courses
Loan Amounts$1,000 minimum. Borrow up to 100% of the school-certified cost of attendance$1,000 up to 100% of the school-certified cost of attendance minus other aid, not to exceed $99,000
Credit NeededDoes not disclose660 minimum
Origination FeeNoneN/A
Late FeeNoneNone
Early Payoff PenaltyNoneNone

If you are interested in learning more about the Custom Choice student loan, you can check out our post below to learn all about the application process for it!

Custom Choice logo

Custom Choice student loan application

The Custom Choice student loan is super affordable due to low APR rates and late fees. Learn about the Custom Choice student loan application!

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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