Reviews
Chase Sapphire Preferred® Credit Card Review
This is a full review of the Chase Sapphire Preferred®, one of the best travel credit cards in the matter of rewarding. Read this article to learn more about it!
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The travel card that gives you amazing rewards
If you’re looking for a travel credit card that gives you a lot of reward points, the Chase Sapphire Preferred® Credit Card is perfect for you.
It is one of the favorite cards among travelers that want to take the best advantage of their credit cards. Do you want to know how to explore all of its benefits? Read On!
How do you get the Chase Sapphire Preferred® Card?
The Chase Sapphire Preferred® Credit Card will give you a lot of rewards to travel the world. Learn everything you need to know to apply for it right now!
| Credit Score | 690 or higher. |
| Annual Fee | $95. |
| Regular APR | 21.49% – 28.49% variable. |
| Welcome bonus | 60K bonus points after $4,000 spent in the first 3 months. |
| Rewards | 5x points on travel purchased through Chase Ultimate Rewards; 3x points on dining; 3x points on select streaming services and online grocery purchases; 2x points on other travel purchases; 1 point per $1 spent on all other purchases. |
How does the Chase Sapphire Preferred® Credit Card works?
The Chase Sapphire Preferred® is a travel credit card. You’ll get many reward points if you use it to buy your tickets and book hotels.
But it is also an excellent card for daily use. You receive points for every purchase you make with the card.
If you pay attention to calculating the points and how they work, you can get hundreds of dollars worth in rewards. That justifies the $95 annual fee.
The welcome bonus is really attractive. The 60,000 points can value $750 if you redeem them through Chase Ultimate Rewards.
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Chase Sapphire Preferred® Credit Card pros and cons
If you want to know more about this card’s features, check out the list of its pros and cons!
Pros
- Excellent welcome bonus, with high potential value;
- One of the best Reward Points programs among travel credit cards;
- The rewards, credits, and discounts can pay off the annual fee;
- No foreign transaction fees.
Cons
- It doesn’t give cashback, as it has its own reward points program;
- The annual fee of $95 is worth it only if you use the card often to get enough points to redeem;
- If you have already received the welcome bonus on any other Sapphire-branded Chase credit card, you can’t receive a new one within 48 months. And the welcome bonus is one of the best benefits of this card.
What credit score do you need to have?
You’ll need an excellent credit score. This is not an easy card to be approved, and the recommended is that you have a credit score of 690 or higher.
If you’re not there yet, you can learn how to build your credit score to get your travel credit card. You can start with lower-range credit cards that are usually easier to get approved.
How to apply for the Chase Sapphire Preferred® Credit Card?
The Sapphire Preferred® Credit Card is perfect for you who love to travel. We have an entire article about this if you’d like to apply. Check the link below for more.
How do you get the Chase Sapphire Preferred® Card?
The Chase Sapphire Preferred® Credit Card will give you a lot of rewards to travel the world. Learn everything you need to know to apply for it right now!
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