Rebuilding credit and improving your credit score can be a difficult task. However, this Total Visa® Card review will show you how to use this credit option to improve your financial condition.

This credit option is versatile and allows the application of those who have a bad or fair credit score. Also, it reports good use and helps you have extra money for your purchases. Want to know more? Keep reading!

The Total Visa® Card is a credit card option that can be requested even by those with a bad or fair credit score.

It has a low usage limit of up to $300 and reports to major credit bureaus, helping to improve your rating.

It has high associated monthly, annual, and APR fees to guarantee these services. There are no rewards or a welcome bonus, but it can help you improve your credit score, which is really good.

This Total Visa® Card review points out that the option is great for rebuilding credit. However, it has pros and cons, just like every credit card option.

With this option, you do not need a security deposit or a good credit score to apply. However, the associated fees for usage are high, and there is no possibility of a very high credit limit. Know more!

As you can see in this Total Visa® Card review, you don’t need a good credit score. The application can be made by any American citizen over 18 years old and with a fair or bad credit score.

In this sense, it is necessary to have a minimum FICO score of 300. However, it is worth mentioning that the associated APR rate is high given the low credit score, which generates distrust of creditors.

The Total Visa® Card review allows the application of any citizen with a credit score above 300. However, to increase the chances of approval, it is essential to know how to apply.

Want to understand how the application works? Then check out the tips we separate in this post to help you apply for this credit card option.