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If you’re a frequent traveler, the Chase Sapphire Reserve credit card is worth considering. This card comes with many benefits, including a $300 annual travel credit, airport lounge access, and 3x points on travel and dining.

Plus, it has a 50,000 point sign-up bonus after spending $4.000 in the first 90 days of account opening – that’s worth $750 in travel if redeemed through Chase Ultimate Rewards. 

The big drawback for new clients lies in its hefty annual fee. However, the many perks it provides and all the bonus categories can make it up for frequent users. In this review, we’ll explore the features of this product to help you decide if it’s the right card for you. Keep reading to find out!

The Chase Sapphire is an excellent credit card for anyone looking for a high-end product with flexible travel and dining-related rewards. The card has various benefits, including an impressive sign-up bonus of 50,000 points after you spend $4,000 in the first three months and a $300 travel credit each year.

Its Ultimate Rewards program is well known for being one of the most valuable points currencies, and they are super easy to redeem too! That is because Chase offers a broad range of airlines and hotel transfer partners to help you cover your expenses.

This card is widely accepted worldwide and charges no foreign transaction fees. Its $500 annual fee, however, may seem steep at first, but the ample perks it provides might make it worth your while. 

If you’re considering signing up for the Chase Sapphire Reserve credit card, you’ll want to know about all the pros and cons before making your decision. So, let’s look at some of the critical points before you send in your application. 

Like most Premium cards with travel-related benefits, you’ll need an excellent credit score to apply for the Chase Sapphire Reserve credit card. The recommended score is between 740 and 850.

With the Chase Ultimate Rewards, you can earn points and redeem them for travel, cash back, and more. Plus, you can use your points to book travel through the Chase website, which offers fantastic deals on flights and hotels. 

This card comes with a sturdy annual fee, but it also provides some great perks, like a $300 annual travel credit and access to over 1,300 airport lounges worldwide. And, you’ll earn 3 points per dollar spent on travel and dining purchases! So, keep reading if you want to learn how to apply for it!

Requesting the Chase Sapphire Reserve card online is fairly easy, and it only takes a couple of minutes. First, you’ll need to access Chase’s official website and select the “explore products” option at the top menu.

Then, click on “credit cards” and find the Sapphire Reserve option. You can either create a Chase account or apply to it as a guest. Whichever option you choose will lead you to a form you’ll need to fill out with your personal information before sending in the request. 

As a way for Chase to confirm you’ve read their Terms and Conditions, you will need to sign them electronically. The answer to your application should come shortly via e-mail or a phone call. 

Chase is one of the few card companies that allows its customers to apply for their credit cards through the bank’s mobile app. To do so, you’ll need to download the application and follow the step-by-step guide provided by it. The process is very intuitive and similar to the online application.

If you’re not sure whether the Chase Sapphire is the best choice for you, or maybe you don’t think the $500 annual fee is worth all the perks, we’ve got you covered. Meet the Discover It Miles credit card! With it, you don’t have to worry about annual fees, and you get 1.5x miles for every dollar spent! 

Check out its main features below and follow the related content link if you want to learn how to apply for it!