Reviews

Chase Sapphire Reserve credit card full review

The Chase Sapphire Reserve offers a generous welcome bonus, rewards for travel and dining, and a slew of other perks. Read our full review to find out why this is the perfect card for you!

Advertisement

Chase Sapphire Reserve credit card: Get a $300 annual travel credit!

Chase blue logo
Chase Sapphire Reserve credit card review. Source: Chase Facebook.

If you’re a frequent traveler, the Chase Sapphire Reserve credit card is worth considering. This card comes with many benefits, including a $300 annual travel credit, airport lounge access, and 3x points on travel and dining.

Plus, it has a 50,000 point sign-up bonus after spending $4.000 in the first 90 days of account opening – that’s worth $750 in travel if redeemed through Chase Ultimate Rewards. 

The big drawback for new clients lies in its hefty annual fee. However, the many perks it provides and all the bonus categories can make it up for frequent users. In this review, we’ll explore the features of this product to help you decide if it’s the right card for you. Keep reading to find out!

Chase Sapphire Reserve credit cards

How do you get the Chase Sapphire Reserve card?

Apply today for the Chase Sapphire Reserve card and get a generous sign-up bonus!

Credit ScoreExcellent
Annual Fee$550
Regular APR16.99% – 23.99% (variable)
Welcome bonus50.000 bonus points after spending $4.000  on purchases in the first three months of account opening
Rewards$300 annual travel credit reimbursements;
10x points on hotels and car rentals purchased;
5x points on air travel;
3x points on other travel and dining;
1 point per $1 spent on all other purchases

How does Chase Sapphire Reserve credit card work?

The Chase Sapphire is an excellent credit card for anyone looking for a high-end product with flexible travel and dining-related rewards. The card has various benefits, including an impressive sign-up bonus of 50,000 points after you spend $4,000 in the first three months and a $300 travel credit each year.

Its Ultimate Rewards program is well known for being one of the most valuable points currencies, and they are super easy to redeem too! That is because Chase offers a broad range of airlines and hotel transfer partners to help you cover your expenses.

This card is widely accepted worldwide and charges no foreign transaction fees. Its $500 annual fee, however, may seem steep at first, but the ample perks it provides might make it worth your while. 

Chase Sapphire Reserve Credit card pros and cons

airplane wing
What are the pros and cons to this card? Source. Unsplash.

If you’re considering signing up for the Chase Sapphire Reserve credit card, you’ll want to know about all the pros and cons before making your decision. So, let’s look at some of the critical points before you send in your application. 

Pros

  • Exciting sign-up bonus.
  • No foreign transaction fees.
  • $300 annual credit reimbursement for travel purchases.
  • Chase Ultimate Rewards for travel partners.
  • Pay Yourself Back rewards program.
  • Double the points when redeeming them through Chase or the Pay Yourself Back program.

Cons

  • Require an excellent credit score.
  • $500 annual fee.
  • The 3x bonus points are available only after spending the $300 annual credit.

Does my credit score need to be good?

Like most Premium cards with travel-related benefits, you’ll need an excellent credit score to apply for the Chase Sapphire Reserve credit card. The recommended score is between 740 and 850.

Want to apply for a Chase Sapphire Reserve card?

Now that you know everything this card has to offer, how about applying for it? In the link below, we’ll outline an easy step-by-step guide so that you can get started on your journey to earning rewards points. Read on for everything you need to know about the application process.

Chase Sapphire Reserve credit cards

How do you get the Chase Sapphire Reserve card?

Apply today for the Chase Sapphire Reserve card and get a generous sign-up bonus!

Trending Topics

content

Choose a credit card to build credit and improve your finances

Having a good credit score is critical to good business. See how choosing a credit card to build credit can be important!

Keep Reading
content

10 best crypto to invest in 2023

Several exciting cryptocurrencies are set to make a big impact in the market. But what is the best crypto to invest in? Read on and find out!

Keep Reading
content

Apply for a Job at Sysco: Life insurance and more benefits!

Unlock your career potential at Sysco with our guide to apply for its available job vacancies. Your dream career awaits—let's get started!

Keep Reading

You may also like

content

$0 annual fee: MyPoint Credit Union Platinum Visa review

No annual fee and no complications! Read our MyPoint Credit Union Platinum Visa review and learn how to earn points on purchases and more!

Keep Reading
content

How to do a balance transfer in 10 simple steps

Learn how to do a balance transfer in 10 simple steps and save money on high-interest credit card debt. Keep reading and learn more!

Keep Reading
content

Applying for the One Finance Account: learn how!

Apply for a One Finance Account today and learn how to manage your expenses, monitor your bank account, and save your money all in one app!

Keep Reading