Revvi credit card full review

If you have a low credit score and are looking for an easy credit card to get, the Revvi card is perfect for you! It comes with a 1% cash back program and reports all payments to help you increase your ratings. See our review to learn more about this product!


by Aline Barbosa

04/03/2022 | Updated on 07/28/2022

Revvi credit card: Get 1% cash back in payments!

Revvi card
Revvi credit card full review. Source: Stealth Capitalist.

Getting an unsecured credit card with a low credit score can be a hassle, but it’s not impossible. In this Revvi card review, we’ll show you an easy-to-get product that can help you improve your score while rewarding you with cash back for timely payments.

Revvi card

How to apply for Revvi Credit Card?

See how to apply for a Revvi card and earn cash back while you rebuilt your credit score!

You’ll learn all the main features, the good and the bad, that comes with having a Revvi card so you can decide if this is the product you’re looking for. So, read on to learn everything there is about this credit card. 

Credit ScoreAt least 550
Annual Fee$75 for the first year, then $48 every year after
Regular APR34.99%
Welcome bonusNone
Rewards1% cash back in payments after 6 months

How does Revvi work?

MRV Bank issues this card and provides international Visa coverage for its cardholders. Revvi is well-known for being one of the most accessible credit cards, even with a low credit score. Like most subprime products, the card comes with specific fees that might seem a little steep.

Its annual fee is $75 for the first year of card membership, then $48 after the second year. It requires an $89 activation fee and has a fixed APR of 34.99% for purchases. Revvi doesn’t have a monthly fee in its first year, but for every year after that, there’s a $6.25 charge if you decide to keep the card.

The starting credit limit is $300, but the annual fee is deducted from it in its first month, leaving you with a $225 limit until you pay off the charge. To request the card, you must have a FICO score of at least 550 and meet other criteria like no tax liens or recent derogatory items.

The Revvi card is one of the few products designed for people with bad credit that provides a cash back reward. You can earn up to 1% on all credit card payments and redeem them after 6 months of card use. The redemption options are statement credits in 500 points or $5.

Revvi Credit Card pros and cons:

cash back card
How dos Revvi work? Source: Adobe Stock.

The Revvi card is a great product for anyone with a credit score in the mid 500’s to improve their rating. It has a cash back program and reports all payments to credit bureaus to help you repair any damage. However, it also has its disadvantages. See below in our Revvi card review to learn what they are.


  • Reports monthly payments to 3 major credit bureaus;
  • 1% cash back in credit card payments;
  • Has a mobile app for customers;
  • Easy application process;
  • Available for people with bad credit scores.


  • $89 activation fee;
  • High APR rate;
  • Cash back is only redeemable after 6 months.

Does my credit score need to be good?

You need to have a FICO score of at least 550 to qualify for this card. There are also other requirements for approval, such as no tax liens and no recent derogatory items. You’ll also need to show proof of on-time payments for at least one year prior to your request. 

Want to apply for the Revvi credit card?

Now that you know how good the Revvi credit card can be for your finances, how about applying for one? You can check the application process in the link below for further information. Take the first step toward improving your credit rate today with this product!

Revvi card

How to apply for Revvi Credit Card?

See how to apply for a Revvi card and earn cash back while you rebuilt your credit score!

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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