If you’re looking for a high-end, exclusive credit card that offers both luxury and practicality, the Coutts World Silk credit card is definitely worth considering. This card is perfect for frequent travelers with top-notch perks, including complimentary airport lounge access and VIP service worldwide.

In this review, we’ll take a look at all the features and benefits this card has to offer, as well as any potential drawbacks. So whether you’re simply curious about what this card has to offer or are seriously considering applying for one, read on for everything you need to know!

Coutts & Company isn’t exactly what you’d consider an average financial institution. Founded in 1692, this private bank prides itself on its exclusive line of customers, and it’s known for being used by the British Royal Family. 

That said, the card is only available for existing members. If, however, you’re able to become a part of Coutts’ limited clientele, this credit card might be the perfect choice for you.

Unlike most “gold” credit cards, this product charges no annual fees. Coutts can also personalize its spending limit based on your financial profile. The Coutts World Silk credit card offers high-quality services, and it’s especially suitable for frequent travelers.

This is a high-end credit card with great features, globally known as The Queen’s card. However, there are also a couple of disadvantages to this card that you should know before applying. See what they are below. 

Not only does your credit score needs to be perfect, but it might also take a lot more than that for you to get access to the Coutts World Silk credit card. That said, you need to have an annual income of at least £500,000, or £1 million to invest in the bank. 

Firstly, you need to be a part of Coutts’ exclusive club of members before applying for this card since it’s not available to the general public. If you are lucky enough to be a Coutts client already, we’ll take you through the application process for the card in the link below!