Credit Cards

Applying for the Wayfair Credit Card: learn how!

Learn how to apply online for the Wayfair Credit Card and start enjoying special financing, rewards, and exclusive deals. The application process is simple and quick! Keep reading do learn more.


by Sabrina Paes

12/15/2022 | Updated on 12/23/2022

Wayfair Credit Card: apply for this Credit Card and start saving right away

Wayfair Logo
Learn how to apply for the Wayfair credit card. Source: Wayfair

Wayfair is making it easier for customers to save money on all their Wayfair shopping through the Wayfair Credit Card. Wayfair is bringing the convenience of simple shopping – and savings – together in one place.


Credit Card


No annual fee Cash Back

Get multiple rewards and no annual fee!

You will be redirected to another website

This credit card’s application is now simple than ever! If you have been looking for a convenient way to apply online, we’ve got you! Check out more about how to begin your application!

Apply online

Wayfair offers a credit card with convenient rewards and features that can make furnishing your home even better. Applying for a Wayfair Credit Card is easy and can be done in the comfort of your home.

Just visit Wayfair’s Credit Card website, and fill in the application form with standard financial data like Social Security Number, address, and income. Then double-check to ensure it’s all accurate before submitting your application.

With Wayfair Credit Card, you get exclusive sales, awesome rewards, and promotions, making your shopping experience all the more pleasant! Applying today can help you improve your financial future!

Apply using the app

You cannot apply by application, only online. And for that, you need to follow the same steps as the online application. That is, go to the official website of your browser and follow the steps to fill out the form.

If you want an even easier experience, Wayfair offers a downloadable mobile app compatible with iOS and Android devices. This app allows you to monitor spending and redeem benefits with just a few finger taps.

Wayfair Credit Card vs. Fortiva® Mastercard® Credit Card

credit card
Find another credit card option for you! Source: The Stealth Capitalist

If you want a card with cashback benefits but without a good credit score, the Wayfair Credit Card is ideal.

After all, with it, you can get 3% back in rewards at grocery stores, 2% back on qualifying online purchases, and 1% back on all other purchases.

Also, you can choose between no-interest financing if you pay in full for up to 24 months on eligible orders or $40 back after the first $250 spent in the initial 3 months.

Furthermore, the annual fee is zero. That is, you can enjoy this card’s benefits with all types of credit.

However, you can also count on a second option, for example, the Fortiva® Mastercard® Credit Card. You can qualify with any type of credit score and enjoy up to 3% cashback.

However, this option brings some associated fees, such as relatively higher annual and APR. Also, there is no introductory bonus associated. Check out the comparison.

Wayfair Credit Card

  • Credit Score: 550 – 850 (Poor to Excellent);
  • Annual Fee: $0;
  • Regular APR: 31.24% variable APR for purchases;
  • Welcome bonus: No interest if you pay in full for up to 24 months on eligible orders or 5% cash back in rewards at Wayfair ($40 starting bonus after spending $250);
  • Rewards: 3% back in rewards at grocery stores, 2% back on qualifying online purchases, and 1% back on all other purchases.
  • Terms apply.

Fortiva® Mastercard® Credit Card

  • Credit Score: Good/ Fair/ Poor;
  • Annual Fee: $49 to $175 1st year, $0 – $49 after;
  • Regular APR: 29.99% to 36% Variable APR;
  • Welcome bonus: None;
  • Rewards: 3% cash back on eligible purchases for gas, utilities, and groceries, 1% cash back on all other purchases. Terms apply.

Do you want to learn more about the Fortiva® Mastercard® Credit Card? Great! read the following article and learn how this credit card application works and more.

Fortiva® logo

How to apply for Fortiva® Mastercard® Credit Card

Want rewards even with a bad credit score? Then discover how great the Fortiva® Mastercard® Credit Card can be and how to apply!

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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