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Custom Choice student loan application: how to apply now!
The Custom Choice student loan is super affordable due to low APR rates and late fees. Learn about the Custom Choice student loan application!
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Application for the Custom Choice student loan: Get your loan with an easy application

Conquering the long-awaited diploma is not an easy task. So, you may need a loan to help you. The Custom Choice student loan can be a good alternative.
With zero origination fees and late fees, it’s a loan that can cover all your study costs. However, knowing how to apply is essential to increase your chances of approval. See how!
Apply online

To apply online, you first go through a pre-qualification. It is performed quickly on the website by filling in some data.
If approved, just proceed with the application that lasts around 15 minutes with the details about credit and personal data.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Requirements
- Be enrolled at an eligible institution in a degree-granting program;
- Be of legal age or at least 17 years of age at the time of application. Or be 14 years old if you have an associated guarantor;
- Be a US citizen, permanent resident alien, or eligible non-citizen (DACA resident) applying with an eligible guarantor who is a US citizen or permanent resident alien.
Apply on the app
If you prefer to use your smartphone, you can apply there. Just download the app, pre-qualify, and then fill in your personal and financial details.
The process is also fast, and the approval is immediate if everything is right.
Custom Choice student loan vs. Rocket Loans personal loan: which is the best for you?
Choosing a type of loan to cover study costs can be a major challenge. The Custom Choice student loan is a good option.
But we also have a loan option for fair credit that can help you get personal loans. So, see the comparison below.
| Custom Choice student loan | Rocket Loans personal loan | |
| APR* | 2.67% to 11.55% variable APR; 3.65% to 12.47% fixed APR. *Terms apply. | Variable APR from 7.727% (minimum) to 29.99% (maximum). *Terms apply. |
| Loan Purpose | Undergraduate and graduate cost coverage. | Debt consolidation, home improvements, and others. |
| Loan Amounts | $1,000 up to 100% of the school-certified cost of attendance minus other aid, not to exceed $99,000. Applicants who are permanent residents of Iowa are subject to a minimum loan amount of $1,001. | Depends on the loan. |
| Credit Needed | 660 without a co-signer. | Depends on the loan. |
| Origination Fee | N/A. | 1% to 6% for each loan. |
| Late Fee | None. | Depends on the loan. |
| Early Payoff Penalty | None. | None. |
If you prefer to check out how to apply for the Rocket Loans personal loan, read our post below!
Rocket Loans personal loan application
Rocket Loans personal loan allows for a secure loan of up to $45,000. With fair level you can now apply. Read on to learn about the Rocket Loans personal loan application
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