Custom Choice student loan application: how to apply now!

The Custom Choice student loan is super affordable due to low APR rates and late fees. Learn about the Custom Choice student loan application!


by Sabrina Paes

Published on 08/29/2022

Application for the Custom Choice student loan: Get your loan with an easy application

Custom Choice logo
Learn about the Custom Choice student loan application! Source: Custom Choice

Conquering the long-awaited diploma is not an easy task. So, you may need a loan to help you. The Custom Choice student loan can be a good alternative.


Student Loan

Custom Choice

no late fees flexible terms

No early pay-off fees and late fees.

See an ad to be redirected to another website

With zero origination fees and late fees, it’s a loan that can cover all your study costs. However, knowing how to apply is essential to increase your chances of approval. See how!

Apply online

Custom Choice student loan
Online and in-app application takes just a few minutes | Source: Adobe Stock

To apply online, you first go through a pre-qualification. It is performed quickly on the website by filling in some data.

If approved, just proceed with the application that lasts around 15 minutes with the details about credit and personal data.


  • Be enrolled at an eligible institution in a degree-granting program;
  • Be of legal age or at least 17 years of age at the time of application. Or be 14 years old if you have an associated guarantor;
  • Be a US citizen, permanent resident alien, or eligible non-citizen (DACA resident) applying with an eligible guarantor who is a US citizen or permanent resident alien.

Apply on the app

If you prefer to use your smartphone, you can apply there. Just download the app, pre-qualify, and then fill in your personal and financial details.

The process is also fast, and the approval is immediate if everything is right.

Custom Choice student loan vs. Rocket Loans personal loan: which is the best for you? 

Choosing a type of loan to cover study costs can be a major challenge. The Custom Choice student loan is a good option.

But we also have a loan option for fair credit that can help you get personal loans. So, see the comparison below.

Custom Choice student loanRocket Loans personal loan
APR*2.67% to 11.55% variable APR;

3.65% to 12.47% fixed APR.

*Terms apply.
Variable APR from 7.727% (minimum) to 29.99% (maximum).

*Terms apply.
Loan PurposeUndergraduate and graduate cost coverage.Debt consolidation, home improvements, and others.
Loan Amounts$1,000 up to 100% of the school-certified cost of attendance minus other aid, not to exceed $99,000. Applicants who are permanent residents of Iowa are subject to a minimum loan amount of $1,001.Depends on the loan.
Credit Needed660 without a co-signer.Depends on the loan.
Origination FeeN/A.1% to 6% for each loan.
Late FeeNone. Depends on the loan.
Early Payoff PenaltyNone.None.

If you prefer to check out how to apply for the Rocket Loans personal loan, read our post below!

Rocket Loans logo

Rocket Loans personal loan application

Rocket Loans personal loan allows for a secure loan of up to $45,000. With fair level you can now apply. Read on to learn about the Rocket Loans personal loan application

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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