Credit Cards

Discover it® Student Cash Back Card full review

Want good rewards for shopping as a student? Our Discover it® Student Cash Back Card review can be very interesting for you. Check it out!

Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

Discover it® Student Cash Back Card: Up to 5% cashback and no annual fee

Every student needs a good credit card with attractive rewards. In this sense, this Discover it® Student Cash Back Card review will show you a great card option to solve your financial life.

Credit Card

Discover it® Student

no annual fee no score

No credit score requirements. Fast application.

You will be redirected to another website

Like other options, the Discover it® Student Cash Back Card has a zero annual fee and 0% initial APR for purchases for 6 months.

In addition, it has very interesting cashback for purchases in general. Want to know more? Keep reading!

Credit Score: Fair to good (580 to 740);
Annual Fee: $0;
Regular APR: 0% intro APR for purchases for 6 months from the date of account opening. Then, 16.74% to 25.74% variable APR for purchases;
Welcome bonus: Dollar-for-dollar cash-back matching you earn at the end of your first year;
Rewards: 5% cash back on quarterly revolving purchases after activation and 1% on other purchases made with the card.

How does the Discover it® Student Cash Back Card work?

woman in library — Learn all about how this Discover card works! Source: Adobe Stock

This Discover it® Student Cash Back Card review will help you better understand how this option works. In that sense, this card is an excellent choice for students who like and need rewards.

You can apply with a credit score above 580 and being a US citizen and student. After approval, you have between 1 to 5% cashback and report the good use of the card to credit agencies.

Discover it® Student Cash Back Card pros and cons

Discover it® Student Cash Back can be an excellent option for anyone who likes a good reward. However, managing these rewards can be tricky. See what the pros and cons of this option are.

Pros

The company offers an introductory 0% APR for the first few months. This kind of intro is rare on student cards;
Good rewards for students;
No annuity;
Reasonable APR rates for students after initial 0% introduction;
Constant reporting to the three main credit agencies to improve the credit score.

Cons

Limited acceptance in a territory outside the United States;
Tracking cashback revolving bonuses can be tricky to understand and manage;
It is not an option to consider for international students in the United States, residents only.

Does my credit score need to be good?

As you saw in this Discover it® Student Cash Back Card review, you don’t need an excellent credit score to apply. After all, you can already apply for this card with a score of 580.

As such, you may qualify for the benefits of this card with a reasonable credit history.

However, it is important not to have a bad score, as your chances decrease and interest rates increase. Or the request may be denied.

Want to apply for the Discover it® Student Cash Back Card?

The Discover it® Student Cash Back Card is perfect for anyone looking for good cash back without paying an annual fee. After all, the card is intended for students and brings all the flexibility you’ve always dreamed of in your finances.

Credit Card

Discover it® Student

no annual fee no score

No credit score requirements. Fast application.

You will be redirected to another website

However, to apply for this option, you must fulfill some requirements and follow some procedures. You can apply online or through the app; just access the internet. Want to know how to apply? Know more!

Apply online

To apply for the Discover it® Student Cash Back Card, you must access the official digital platforms. In this sense, you can classically make your application, that is, through the official website.

You must meet some requirements for you to apply and be successful. In this regard, ensure you are over 18 years of age, a substantiated student, and a US citizen.

Then, you can use your computer or laptop with internet access to submit the request. Just access the official website, fill in your financial and personal details and wait for the result that comes out quickly.

Apply using the app

If you prefer, you can manage your Discover It credit card on the plan of your hand on your smartphone or tablet.

After all, the Discover it® Student Cash Back Card allows the use of an app on mobile devices to keep track of your credit card.

However, you’ll need to complete the application process through the official website following our tips on the topic above!

Discover it® Student Cash Back Card vs. Chase Freedom® Student Card

discover and chase card — See which card is best! Source: Discover and Chase

As you can see, applying for the Discover it® Student Cash Back Card is easy and can get approved quickly. That way, you can use cashback on your purchases and get rewards.

However, you also have other student credit card options to suit your needs. In this sense, the Chase Freedom® Student Card can also be very interesting. Check out the comparison between the options.