Credit Cards

Discovery Platinum Card review: Earn up to 50% cashback

If you're looking for a credit card with cashback and discounts, the Discovery Platinum Card may be perfect for you. Check how it works!

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Discovery Platinum Card: Get 50% off on local flights

Discovery Platinum Card
Discovery Platinum Card review! Source: Stealth Capitalist

If you want to maximize your rewards, read our Discovery Platinum Card review. This option has an amazing rewards program and several benefits.

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Credit Card

Discovery Platinum

Reward Card Online

Up to 50% cashback on select stores!

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With unlimited rewards potential and a simple enrollment process, this card can help provide savings on almost any purchase or flight you make. Keep reading!

  • Min. Monthly Income: R350 000 to R850 000;
  • Monthly Fee: R70;
  • Initiation Fee: R150 if your limit is less than R2,000; else R185;
  • Interest Rate: Not disclosed. Still, cardholders can count on 55 days of interest-free credit on select transactions;
  • Rewards: Up to 50% off local flights, up to 50% back on healthy food purchases, and savings on international flights, accommodation, and car hire.

How does the Discovery Platinum Card work?

Discovery Platinum Card offers a convenient way to manage your finances while earning money back on purchases.

With this card, customers can enjoy a very good reward program. Customers can count on up to 50% off on local flights and up to 50% off select stores.

Plus, enrolling the Vitality Money can make you earn even more. Up to 75% back on purchases and other Goods and Services Taxable (GST) expenses.

Moreover, Discovery Platinum Card provides 55 days of interest-free credit on select transactions. Isn’t it great!

You can take advantage of a wide variety of benefits that come along with it. So don’t wait any longer!

Discovery Platinum Card pros and cons

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Learn Discovery Platinum Card pros and cons. Source: Freepik

Discovery Platinum Card has amazing rewards. In this sense, you can get up to 50% cashback on specific purchases.

However, you need to consider all its details before applying! So check out the pros and cons and see if it’s the ideal option.

Pros

  • Earn up to 50% cash back on select stores and 50% off local flights;
  • Enroll for Vitality Money and get rewarded with up to 75% cashback for banking healthier;
  • Get 55 days of 0% interest on select transactions;
  • 24/7 online banking.

Cons

  • Does not offer travel assistance;
  • To enjoy some benefits, it is necessary to have a credit card and a debit card;
  • A high minimum amount is essential to apply for this card.

Requirements

Discovery Platinum Card holders have unique privileges that come with the card. But to use them, you will need to meet the requirements.

If you’re a South African citizen, provide your valid South African ID and proof of address.

However, if you are a foreign national, you must have a valid passport. Also, you must have a minimum income of R350 000 to R850 000.

Making sure you meet these requirements is the first step toward unlocking all its advantages!

Want to apply for the Discovery Platinum Card?

Applying for the Discovery Platinum Card is very simple. However, the procedure must be performed through the mobile app.

Also, you must meet minimum wage and age requirements to start. And have a South African ID and also have proof of recent receipt.

The steps for application through the application are in the next topic.

card

Credit Card

Discovery Platinum

Reward Card Online

Up to 50% cashback on select stores!

You will be redirected to another website

Apply using the app

Discovery Platinum Card offers a simple application! All you need to do is first have your ID or passport and proof of your residency.

Next, download the Discover app from either Google Play or Apple Store. And register an account or log in if you already have an account.

After that, you can start your Discovery Platinum Card application as a new user or add it as a registered user.

Finally, take all your necessary documents to a Discovery and complete the process. Next, get ready to make more of your money!

Discovery Platinum Card vs. Standard Bank Titanium Card

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Compare two options before applying. Source: Freepik

This Discovery Card is great for anyone looking to get cash back on select purchases. After all, you can get up to 50% off on travel and 50% back on dining and other purchases.

However, there are other excellent options in the market. For example, you can opt for the Standard Bank Titanium Card.

With this option, you need a lower salary to apply. Also, it may have relatively lower fees. Compare the two options and which one is better and choose yours.

Discovery Platinum Card

  • Min. Monthly Income: R350 000 to R850 000;
  • Monthly Fee: R70;
  • Initiation Fee: R150 if your limit is less than R2,000; else R185;
  • Interest Rate: Not disclosed. Still, cardholders can count on 55 days of interest-free credit on select transactions;
  • Rewards: Up to 50% off local flights, up to 50% back on healthy food purchases, and savings on international flights, accommodation, and car hire.

Standard Bank Titanium Card

  • Min. Monthly Income: R25 000;
  • Monthly Fee: R86;
  • Initiation Fee: R180;
  • Interest Rate: Personalized rate from 0.25% up to 21% (Qualify for up to 55 days of free interest if your account is paid in full);
  • Rewards: Up to 5% cashback at Booking.com. 10% off when spending R300 or more on ProGifts. Up to 20% discount on Emirates flights and more

Standard Bank Titanium Card might be a very good alternative for you! Do you want to learn how to apply? Check out this post that teaches you step by step.

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Apply for the Standard Bank Titanium Card

Learn how to apply for the Standard Bank Titanium Credit Card and earn up to 5% cashback at Booking.com! Read on!

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