The Extra debit card is like no other debit card you had before. Keep your bank account to receive your paycheck and keep your money, but get the Extra debit card to use your money while you build your credit score and earn rewards.

Yes, you’ve read it right. This debit card will build your credit history, with no need to check your score or pay interest on a credit card balance. Use only the money you have on your account and live debt-free.

Are suspicious about it? We understand it. This is not a common card, and these new features may sound a little confusing. But by reading this review you’ll see that it is pretty logical. This revolutionary debit card works smart so you don’t have to work hard to pay interest. Save your money and your time, and read this review to learn how.

After all: how does a debit card build credit? That is how it works.

You will get approved for a kind of credit line. But Extra debit card is linked to your checking account, so every purchase will be automatically paid. There is no way to delay your credit card bill payment. With this payment structure, Extra doesn’t need to worry about your creditworthiness.

Every month, Extra will report your history to two major credit bureaus: Experian and Equifax. This service will cost you $84 per year, but you will save money you’d usually pay in interest and have zero chance of creating debt.

This debit card comes with many benefits, but as it charges an annual fee you have to weigh the pros and cons to see if it’s worth it. 

Your credit score doesn’t need to be good. In fact, you don’t need any credit score at all. Because this is not a credit card. So don’t worry about this. 

Unnecessary bureaucracy is outdated. With Extra debit card, your application process is straightforward. You can do it within minutes, right after reading the content where you explain the step-by-step to get your new debit card.