Getting a good reward credit card is everyone’s wish. In this review of the Fortiva® Mastercard® Credit Card, you’ll discover whether this option meets your needs.

Here’s the solution if you don’t have a good credit score but still want a rewards card. After all, the Fortiva® Mastercard® offers credit even to those with less-than-perfect credit.

This review presents the Fortiva® Mastercard® Credit Card, a card for those who like cashback and one of the few cash back options for people with bad credit scores.

If eligible, you could be approved for the Fortiva Credit Card or the Fortiva Cash Back Rewards Card. The cash-back version offers up to 3% cash back in select categories and 1% on other purchases.

However, the Fortiva Cash Back Rewards Card comes with significant fees and a high APR, making it important to evaluate the benefits against the costs carefully.

The card offers a 3% cash back on gas, groceries, and utility purchases. In addition, it also offers 1% cash back on other purchases.

With this credit card, your initial limit can go up to $2,000, even with a bad credit score. In addition, the application allows you to pre-qualify without changing your score.

And even if you’re not approved for the cash-back version, you might still qualify for the basic version of the card, which can help you rebuild your credit score while providing access to essential credit services.

The Fortiva® Mastercard® is an interesting option. After all, it offers cashback between 1 and 3% and can still be requested by those with bad credit scores.

However, you must pay a relatively high APR and initial membership fees to qualify for this option. So, weighing the pros and cons is important to see if the alternative is worth it.

It can be great for those who don’t have a good credit score. After all, you can earn up to a $2,000 starting limit and earn interesting rewards.

The Fortiva® Mastercard® Credit Card is attractive for all credit scores. However, you need to know how to apply correctly to be approved.

As presented in this Fortiva® Mastercard® Credit Card review, this credit card does not require a good credit score. People with all types of credit scores can apply for the card.

However, interest rates and APR are subject to credit analysis and may be higher with a bad credit score. However, you can pre-qualify on the website and determine which plan is right for you.

To apply for the Fortiva® Mastercard® Credit Card, you should meet the following criteria:

Meeting these requirements does not guarantee approval but enhances your eligibility for the Fortiva® Mastercard® Credit Card.

It’s advisable to review the specific terms and conditions provided during the application process for detailed information.

Applying for the Fortiva® Mastercard® Credit Card is straightforward and convenient. You can complete the process from anywhere, whether using your mobile device or computer.

Before starting your application, you need to meet certain requirements. Specifically, you must be a U.S. citizen at least 18 years old and have a physical address.

If you meet these requirements, you can begin your application online.

Simply access the website from any internet-enabled device, fill in the necessary details, and submit your information. You’ll need to agree to the terms and conditions during this process.

The first step is to go through the prequalification process, which will not impact your credit score. After completing this step, you’ll receive an offer tailored to your profile.

Based on your qualifications, you might be offered the Fortiva Credit Card or the Fortiva Cash Back Rewards Card, with varying annual fees and APR based on the credit analysis.

As mentioned earlier, you can only apply for this card and complete the prequalification process online.

The mobile app is exclusively for managing your credit card account. Through the app, you can monitor transactions, make payments, receive alerts, and keep track of account activity.

The Fortiva® Credit Card is among the few reward cards for bad credit scores. In this sense, it has a cashback of 1 and 3% on purchases and an initial limit of up to $2000.

However, you can also consider some alternatives. The Petal® 1 Visa® Credit Card can be very attractive. It has no annual fee and offers 10% cashback on multiple purchases.

However, it is important to know which option best fits your needs. So, check the comparison and determine which one to choose to improve your financial life.

If the Petal® 1 Visa® Credit Card is the best choice, check out our post below to learn about the application process!