Reviews
Fortiva® Mastercard® Credit Card Review
Discover the pros and cons in our Fortiva® Mastercard® Credit Card review. Ideal for credit building and earning cash back on utilities and groceries, it's tailored for those rebuilding their credit history.
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Fortiva® Mastercard® Credit Card: Available for all credit scores with no security deposit!
Getting a good reward credit card is everyone’s wish. In this sense, in this Fortiva® Mastercard® Credit Card review, you will find out more about this option.
How to apply for Fortiva® Mastercard® Credit Card
Want rewards even with a bad credit score? Then discover how great the Fortiva® Mastercard® Credit Card can be and how to apply!
Here’s the solution if you don’t have a good credit score but need a rewards card. After all, the Fortiva® Mastercard® Credit Card brings credit to those who don’t have a good credit score.
- Credit Score: Good/ Fair/ Poor;
- Annual Fee: $49 to $175 during your first year as a member, then $0 to $49 thereafter.
- Regular APR: 22.74% to 36% Variable APR;
- Welcome bonus: None;
- Rewards: 3% cash back on eligible purchases.
How does the Fortiva® Mastercard® Credit Card work?
The Fortiva® Mastercard® Credit Card, presented in this review, is a card for those who like cashback. Also, it is one of the few cashback options for people with bad credit scores.
The card offers a 3% cash back on gas, groceries, and utility purchases. In addition, it also offers 1% cash back on other purchases.
With this credit card, your initial limit can go up to $2,000, even with a bad credit score. In addition, the application allows you to pre-qualify without changing your score.
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Fortiva® Mastercard® Credit Card pros and cons
The Fortiva® Mastercard® with Cash Back Rewards from this review is an interesting option. After all, it has cashback between 1 to 3% and can still be requested by those with a bad credit score.
However, it has a relatively high APR and initial membership fees to qualify for this option. So it’s important to weigh the pros and cons to see if the alternative is worth it.
Pros
- Possibility of pre-qualification without affecting the credit score;
- Limit up to $2,000 even with a bad credit score, subject to prior assessment;
- Free access to Equifax’s VantageScore 3.0 credit score inquiries;
- No initial deposit is required for use or account opening;
- Cards can be used for payment on major digital platforms.
- Attractive cashback between 1 and 3%;
- Contributes to credit score reconstruction;
- Bonuses are divided according to card usage category.
Cons
- High initial enrollment fees;
- Relatively high APR rates;
- The associated fee for foreign transactions.
Does my credit score need to be good?
As presented in this Fortiva® Mastercard® Credit Card review, this credit card does not require a good credit score. People with all types of credit scores can apply for the card.
However, interest rates and APR are subject to credit analysis and may be higher with a bad credit score. However, you can pre-qualify on the website and find out which plan is right for you.
Want to apply for the Fortiva® Mastercard® Credit Card?
The Fortiva® Mastercard® Credit Card is attractive for all credit scores. However, you need to know how to apply correctly to be approved. Check out this post for a step-by-step guide.
How to apply for Fortiva® Mastercard® Credit Card
Want rewards even with a bad credit score? Then discover how great the Fortiva® Mastercard® Credit Card can be and how to apply!
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