Reviews

Fortiva® Mastercard® Credit Card Review

Discover the pros and cons in our Fortiva® Mastercard® Credit Card review. Ideal for credit building and earning cash back on utilities and groceries, it's tailored for those rebuilding their credit history.

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Fortiva® Mastercard® Credit Card: Available for all credit scores with no security deposit!

Fortiva® Mastercard® Credit Card
Read our Fortiva® Mastercard® Credit Card full review! Source: Stealth Capitalist.

Getting a good reward credit card is everyone’s wish. In this sense, in this Fortiva® Mastercard® Credit Card review, you will find out more about this option.

Fortiva® Mastercard® Credit Card

How to apply for Fortiva® Mastercard® Credit Card

Want rewards even with a bad credit score? Then discover how great the Fortiva® Mastercard® Credit Card can be and how to apply!

Here’s the solution if you don’t have a good credit score but need a rewards card. After all, the Fortiva® Mastercard® Credit Card brings credit to those who don’t have a good credit score.

  • Credit Score: Good/ Fair/ Poor;
  • Annual Fee: $49 to $175 during your first year as a member, then $0 to $49 thereafter.
  • Regular APR: 22.74% to 36% Variable APR;
  • Welcome bonus: None;
  • Rewards: 3% cash back on eligible purchases.

How does the Fortiva® Mastercard® Credit Card work?

The Fortiva® Mastercard® Credit Card, presented in this review, is a card for those who like cashback. Also, it is one of the few cashback options for people with bad credit scores.

The card offers a 3% cash back on gas, groceries, and utility purchases. In addition, it also offers 1% cash back on other purchases.

With this credit card, your initial limit can go up to $2,000, even with a bad credit score. In addition, the application allows you to pre-qualify without changing your score.

Fortiva® Mastercard® Credit Card pros and cons

Fortiva® Mastercard® Credit Card benefits
Check out the pros and cons of this credit card! Source: Fortiva®.

The Fortiva® Mastercard® with Cash Back Rewards from this review is an interesting option. After all, it has cashback between 1 to 3% and can still be requested by those with a bad credit score.

However, it has a relatively high APR and initial membership fees to qualify for this option. So it’s important to weigh the pros and cons to see if the alternative is worth it.

Pros

  • Possibility of pre-qualification without affecting the credit score;
  • Limit up to $2,000 even with a bad credit score, subject to prior assessment;
  • Free access to Equifax’s VantageScore 3.0 credit score inquiries;
  • No initial deposit is required for use or account opening;
  • Cards can be used for payment on major digital platforms.
  • Attractive cashback between 1 and 3%;
  • Contributes to credit score reconstruction;
  • Bonuses are divided according to card usage category.

Cons

  • High initial enrollment fees;
  • Relatively high APR rates;
  • The associated fee for foreign transactions.

Does my credit score need to be good?

As presented in this Fortiva® Mastercard® Credit Card review, this credit card does not require a good credit score. People with all types of credit scores can apply for the card.

However, interest rates and APR are subject to credit analysis and may be higher with a bad credit score. However, you can pre-qualify on the website and find out which plan is right for you.

Want to apply for the Fortiva® Mastercard® Credit Card?

The Fortiva® Mastercard® Credit Card is attractive for all credit scores. However, you need to know how to apply correctly to be approved. Check out this post for a step-by-step guide.

Fortiva® Mastercard® Credit Card

How to apply for Fortiva® Mastercard® Credit Card

Want rewards even with a bad credit score? Then discover how great the Fortiva® Mastercard® Credit Card can be and how to apply!

About the author  /  Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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