Credit Cards

Credit cards for good credit: compare the 4 best options

If you have a good credit history, here are four of the best credit cards to consider.

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by Thais Daou

Published on 12/03/2022

Find the perfect credit card for good credit: enjoy rewards and much more!

Bank loan concept with businesswoman crossing her fingers on blackboard.
Do you have a good credit history? Source: Adobe Stock

Many people would love to use credit cards for good credit, as they have high spending limits.

If you want to increase your purchasing power and afford more expensive products or finally put those ideas into action, you’ll need more money.

Don’t you think seeing the words “purchase denied” on your credit card receipt would be embarrassing?

credit cards

5 best cards that offer welcome bonuses

If you're looking for a new credit card, check out our list of the best cards that offer welcome bonuses. Whether you're looking for cash back or travel rewards, we've go

If you’re in a similar position and want to learn more about high-limit credit cards, this content will provide useful advice and outline the factors that make this determination.

Plus, it will show you how to select the most suitable card. How about we get going?

A credit score is a number calculated from a person’s credit report based on their payment history.

To put it another way, the tool is useful for gauging the potential for consumer default when purchasing a new product.

Defining the lowest possible credit score requires an analysis of the factors used to calculate it.

A higher credit limit, better card perks, and even additional services like pre-approved credit might be yours to claim with a good credit score.

4 best credit card offers for people with good credit

Credit score concept on the screen of smart phone, checking payment history in bank.
Here are four of the best credit cards to choose from. Source: Adobe Stock

If you have good credit but not excellent credit, you must wonder which credit card is good for you. Well, as we mentioned, we can help you out.

You’ll find our useful credit card list below of only the best credit cards for those with a good credit score. So, check it out!

Capital One Quicksilver Student Cash Rewards Card

Getting and using your rewards is a breeze with the Capital One Quicksilver Student Cash Rewards. You can get approved even with a good or even fair credit score and still get incredible perks!

  • Credit Score: Fair to good;
  • Annual Fee: None
  • Regular APR: From 17.99%, 23.99%, or 27.99% variable or purchases and balance transfers;
  • Welcome bonus: With the current offer, you can earn a one-time $100 after spending $100 in the first 3 months from your account opening;
  • Rewards: Unlimited 1.5% cash back on all purchases.
  • Terms apply.
Capital One Quicksilver Student Cash Rewards Credit Card

Apply for Capital One Quicksilver Cash Rewards

Apply for a card that accepts you, student with fair credit, and offers a great cash back program and exclusive benefits on travel and events.

Discover it® Student Cash Back Card

The Discover it® Student Cash Back Card is best for spending at gas stations and eating establishments because your rewards are doubled after the first year.

There are significant balance transfer fees, and the 2% bonus cash-back category is only available on the first $1,000 you spend each quarter and only in select categories. Other things earn 1%.

  • Credit Score: Fair to good (580 to 740);
  • Annual Fee: $0;
  • Regular APR: 0% intro APR for purchases 6 months from the account opening date. Then, 16.74% to 25.74% variable APR for purchases;
  • Welcome bonus: Dollar-for-dollar cash-back matching you earn at the end of your first year;
  • Rewards: 5% cash back on quarterly revolving purchases after activation and 1% on other purchases made with the card.
  • Terms apply.
Discover logo

Applying for the Discover it® Student Cash Back

Every student looks for a good card like the Discover it® Student Cash Back Card. But to be approved, it is necessary to submit it correctly. See how to apply.

Petal® 2 “Cash Back, No Fees” Visa®

You can get incredible perks from this Petal credit card! You’ll be able to earn up to 1.5% cash back on all eligible purchases and even more perks!

Moreover, you’ll need to pay a reasonable APR and have a chance to get a credit limit of up to $10,000, depending on your credit score!

So, if you want to learn more about this card, check out our list below to see its main features and fees!

  • Credit Score: Good;
  • Annual Fee: $0;
  • Regular APR: 16.74% to 30.74% variable APR;
  • Welcome bonus: N/A;
  • Rewards: 1%–1.5% cashback on eligible purchases.
  • Terms apply.
Petal® 2 “Cash Back, No Fees” Visa® Credit Card

Apply for Petal® 2 “Cash Back, No Fees” Visa® Card

If you need a card with no fees and great perks, read on to learn how to apply for the Petal® 2 “Cash Back, No Fees” Visa® Credit Card!

Chase Freedom Flex℠

With the Chase Freedom Flex℠, you’ll earn incredible rewards even with a good credit score! For example, you’ll get an incredible welcome bonus as a new cardholder.

Moreover, you’ll get access to a high rewards rate on bonus categories you activate each quarter! Plus, you’ll get an incredible 0% intro APR for purchases and balance transfers for 15 months!

Seem incredible, right? So, check out our list below to learn more about this card and see if it’s the right one for your finances!

  • Credit Score: Good;
  • Annual Fee: No annual fee;
  • Regular APR: 0% intro APR for 15 months from account opening on balance transfers and purchases. Then, 18.74% to 27.49% variable APR;
  • Welcome bonus: Current offer of a $200 bonus after spending $500 on purchases in your first 3 months with the card from account opening.
  • Rewards: 5% cash back on up to $1,500 (valid for combined purchases in bonus categories every quarter you activate them); 5% cash back on travel you purchase through Chase;
  • Other rewards: 3% cash back on dining (which includes takeout and drugstores); 1% cash back on any other purchase you make with your Chase card.
  • Terms apply.
Chase Freedom Flex℠ card

Applying for the Chase Freedom Flex℠ credit card

The Chase Freedom Flex℠ card lets you enjoy the best of both worlds with fixed bonus categories and 5% bonus categories that change each quarter. Apply now!

Find other options: best credit cards for excellent credit

What's Your Score?
Compare features from credit cards for good credit. Source: Adobe Stock

Although significant, the limit is not the most vital aspect of credit cards for good credit. When selecting the best card for you, you need to think about several things besides the limit.

Because different people have different spending habits, the best credit card for one person may not be the best for another. So, pay close attention to the finer points when deciding on a credit card.

And if you already have a high credit score reaching out to excellent, we can help you find the best card for your needs too!

So, check out our post below to learn which are the best credit cards for excellent credit!

Closeup image of a woman holding and choosing credit card to use

8 best credit cards for excellent credit

Good rewards can be very interesting to save your money. Discover great credit card options with attractive rewards!

About the author

Thais Daou

Thais Daou holds an undergraduate degree in Languages — Translating and Interpreting from São Judas Tadeu University. She has been translating, proofreading, and transcribing financial documents, as well as other fields, for five years. And now, she begins a new chapter in her career, writing about financial solutions in a simplified way, with a desire to spread this knowledge.

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