Reviews
Journey Student Credit Card from Capital One full review
If you are looking for a card with great value for money, this option is for you. The Journey Student Credit Card from Capital One has cashback and zero transfer fees.
Advertisement
Note: The Journey Student Card has been discontinued by Capital One, and is not possible to apply for it.
Journey Student Credit Card from Capital One: 1% cashback
Choosing a sound credit card when starting your financial life can be difficult. In this regard, you need to look for the benefits and fees. The Journey Student Credit Card from Capital One suits young people well.
How to apply for the Journey Student Credit Card?
Want 1% cashback and increase the limit after 6 months of use? Then learn how to apply for Journey Student Card from Capital One.
As it is a student card, there is no annual fee. In addition, it has some cashback options and allows you to increase the limit quickly. Know more!
- Credit Score: Fair score;
- Annual Fee: $0;
- Regular APR: 26.99% (variable);
- Welcome bonus: none;
- Rewards: 1% cash back on all purchases and 1.25% de cashback with payment on time.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
How does the Journey Student Credit Card from Capital One work?
The Journey Student Credit Card from Capital One does not require an excellent credit history. Appropriate level, students can now apply and get the benefits.
The card offers 1% cashback on multiple purchases, up to 1.25% if the invoice payment is correct. It also allows cash advance for a fee.
In addition, the annual Fee is zero, and foreign transfers can be made without extra charges.
Journey Student Credit Card from Capital One pros and cons
The Journey Student Credit Card from Capital One was designed for those starting their financial life.
Therefore, it is ideal for students due to the excellent credit line and cashback. However, it has no introductory benefits. Check out!
Pros
- No annual fee for card maintenance;
- Cashback is 1% on any purchase and can reach 1.25% with payment on time of invoice;
- Even as a student, the applicant can get a higher credit line after the first six months of use;
- Absence of fees for financial transactions between international countries, facilitating travel.
Cons
- No bonus for new cardholders;
- The APR rate is fixed when you sign up for the card. That is, it starts already at 26.99%;
- The card charges a cash advance fee.
Does my credit score need to be good?
You don’t need an excellent credit history to get the Journey Student Credit Card from Capital One. In other words, only the appropriate level allows you to apply. That is, a minimum amount of 580 (fair) is required.
Want to apply for the Journey Student Credit Card from Capital One?
Applying for the Journey Student Credit Card from Capital One is very simple if you are pre-approved. It can be done online by filling out a form on the Capital One website.
However, the application can be made through the computer or smartphone. Want to know more?
Check out our post below that shows step-by-step how to apply for the Journey Student Credit Card from Capital One.
How to apply for the Journey Student Credit Card?
Want 1% cashback and increase the limit after 6 months of use? Then learn how to apply for Journey Student Card from Capital One.
Trending Topics
Is it possible to make money during a bear market?
Learn about the opportunities that exist in a bear market and how you can take advantage of them to grow your portfolio long-term.
Keep Reading
Make up to $20 per hourworking at Texas Roadhouse: see job vacancies
Receive weekly pay at Texas Roadhouse: browse job openings now, plus average salary. Medical coverage, paid vacation, and much more!
Keep Reading
Credit card rewards: does it make you spend more money?
Do credit card rewards make you spend more? Learn if it is true, and how to use your card to your benefit without overspending it.
Keep ReadingYou may also like
Get a Job at Five Guys: Basic Steps to Apply Online
Discover the process to apply for a job at Five Guys. Competitive wages and ongoing development opportunities await. Keep reading!
Keep Reading
Applying for the Robinhood Investing card: learn how!
The Robinhood Investing card allows you to make purchases virtually everywhere with money directly from your investment account.
Keep Reading
What are the real advantages of cashback?
The advantages of cashback are powerful in the long term, and in this article you will learn how this works. Read on to find out more!
Keep Reading