Reviews
Journey Student Credit Card from Capital One full review
If you are looking for a card with great value for money, this option is for you. The Journey Student Credit Card from Capital One has cashback and zero transfer fees.
Advertisement
Note: The Journey Student Card has been discontinued by Capital One, and is not possible to apply for it.
Journey Student Credit Card from Capital One: 1% cashback
Choosing a sound credit card when starting your financial life can be difficult. In this regard, you need to look for the benefits and fees. The Journey Student Credit Card from Capital One suits young people well.
How to apply for the Journey Student Credit Card?
Want 1% cashback and increase the limit after 6 months of use? Then learn how to apply for Journey Student Card from Capital One.
As it is a student card, there is no annual fee. In addition, it has some cashback options and allows you to increase the limit quickly. Know more!
- Credit Score: Fair score;
- Annual Fee: $0;
- Regular APR: 26.99% (variable);
- Welcome bonus: none;
- Rewards: 1% cash back on all purchases and 1.25% de cashback with payment on time.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
How does the Journey Student Credit Card from Capital One work?
The Journey Student Credit Card from Capital One does not require an excellent credit history. Appropriate level, students can now apply and get the benefits.
The card offers 1% cashback on multiple purchases, up to 1.25% if the invoice payment is correct. It also allows cash advance for a fee.
In addition, the annual Fee is zero, and foreign transfers can be made without extra charges.
Journey Student Credit Card from Capital One pros and cons
The Journey Student Credit Card from Capital One was designed for those starting their financial life.
Therefore, it is ideal for students due to the excellent credit line and cashback. However, it has no introductory benefits. Check out!
Pros
- No annual fee for card maintenance;
- Cashback is 1% on any purchase and can reach 1.25% with payment on time of invoice;
- Even as a student, the applicant can get a higher credit line after the first six months of use;
- Absence of fees for financial transactions between international countries, facilitating travel.
Cons
- No bonus for new cardholders;
- The APR rate is fixed when you sign up for the card. That is, it starts already at 26.99%;
- The card charges a cash advance fee.
Does my credit score need to be good?
You don’t need an excellent credit history to get the Journey Student Credit Card from Capital One. In other words, only the appropriate level allows you to apply. That is, a minimum amount of 580 (fair) is required.
Want to apply for the Journey Student Credit Card from Capital One?
Applying for the Journey Student Credit Card from Capital One is very simple if you are pre-approved. It can be done online by filling out a form on the Capital One website.
However, the application can be made through the computer or smartphone. Want to know more?
Check out our post below that shows step-by-step how to apply for the Journey Student Credit Card from Capital One.
How to apply for the Journey Student Credit Card?
Want 1% cashback and increase the limit after 6 months of use? Then learn how to apply for Journey Student Card from Capital One.
Trending Topics
Merrick Bank Double Your Line Secured Visa credit card full review
With the Merrick Bank Double Your Line Secured Visa credit card you can double your credit limit within just a few months!
Keep ReadingThe Quick Way To Apply For A Job At TGI Friday’s
Build your career from the ground up with the entry-level training programs for a job at TGI Friday's - Learn to apply here!
Keep ReadingCuradebt application: learn how to relieve your debt!
Say goodbye to your debts. Curadebt will help you find debt relief to live your life in peace. Apply for a debt settlement program today.
Keep ReadingYou may also like
OppLoans review: is it worth it?
Find out if OppLoans is the right solution for you in this comprehensive review. Pay $0 origination fee! Fast application process!
Keep ReadingApplying for The Credit Pros: get debt relief!
You can repair your credit with The Credit Pros. Just read this content and learn how to fix your credit and get your finances on track.
Keep ReadingWhat are the retirement accounts alternative to a 401(k) plan?
If you're looking for retirement accounts that will give you the most financial freedom, skip the 401(k). Here are two better options.
Keep Reading