The Journey Student Card was a starter credit card, perfect for building a credit history from scratch. It reported on-time payments to all three major credit bureaus, establishing a positive track record. Plus, with a low credit limit and no annual fee, it encouraged responsible spending habits, crucial for credit growth.

While no exact replica exists, the Capital One Sitch® Card and Quicksilver® Cash Rewards Card for Students come close. Both offer cash back, no annual fees, and credit line increases for responsible use. Sitch® leans towards streaming rewards, while Quicksilver® focuses on broader cash back.

No, product changing your Journey Student Card into another Capital One card isn’t possible. Since it’s discontinued, it’s no longer considered an active product eligible for conversion. However, you can take a look at other credit cards by Capital One: Capital One Venture X, Capital One Savor card, Capital One Venture card, Capital One Quicksilver card, and others.