Upgrade Triple Cash Rewards credit card is one of the best cards offered by Upgrade, a financial start-up issued by Sutton Bank. This review will show you what’s the deal about this interesting card. After all, is it a credit card, a line of credit, or a personal loan?

If you need a new credit card to earn cash back, this card might be a good option for you. With up to 3% cash back on selected categories to enjoy it, many people will surely like this card. Let’s see what else the Upgrade Triple Cash Rewards has to offer.

Some credit card specialists are suspicious about how this card works. It works like a credit card but has a lot of personal loan features. The credit limit can be as high as $25,000 – some even get a $50,000. This is not something you can easily find on a credit card with a $0 annual fee. But if you make a purchase this big on this credit card, you don’t need to worry about carrying a balance. It will be split into installments at a fixed rate that gives you excellent predictability to budget and plan payments.

On top of that, the card will give you cash back, a Visa signature, and a physical card with contactless technology.

It is important to have this in mind: a good or excellent credit score will always grant you better offers. With that in mind, know that you can apply with an average credit score for an Upgrade Triple Cash Rewards. However, your APR and credit limit will not be as good as for someone with a better credit score.

Having an Upgrade Triple Cash Rewards credit card can will grant you some cash back to your hands. If you’d like to add this card to your wallet, we have some tips for you. Read the following content and learn how to apply for it.