Credit Cards

Upgrade Triple Cash Rewards Visa® Credit Card Review

Are you looking for a credit card with low costs and high rewards? Stop looking and check the Upgrade Triple Cash Rewards Visa® Credit Card benefits on this review. It might suit your needs.

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Upgrade Triple Cash Rewards Visa®: a 3% cash back to fill your pockets with rewards

Upgrade Triple Cash Rewards Visa® Credit Card
Check our full Upgrade Triple Cash Rewards Visa® Credit Card review. Source: Stealth Capitalist.

The Upgrade Triple Cash Rewards Visa® Credit Card is one of the best cards offered by Upgrade, a financial start-up issued by Sutton Bank.

This review will show you what’s the deal about this interesting card. After all, is it a credit card, a line of credit, or a personal loan?

If you need a new credit card to earn cash back, this card might be a good option for you.

With up to 3% cash back on selected categories to enjoy it, many people will surely like this card. Let’s see what else the Upgrade Triple Cash Rewards has to offer.

Upgrade Triple Cash Rewards Visa®

How do you get the Upgrade Triple Cash Rewards?

The Upgrade Triple Cash Rewards Visa® is excellent for earning cashback if you don't like paying annual fees. Learn how to apply for it.

  • Credit Score: Good to excellent.
  • Annual Fee: No annual or monthly fee.
  • Regular APR: Get 14.99% up to 29.99% APR, depending on your creditworthiness.
  • Welcome bonus: None.
  • Rewards: Cash back, with bonus on selected purchases.

How does the Upgrade Triple Cash Rewards Visa® work?

Some credit card specialists are suspicious about how this card works. It works like a credit card but has a lot of personal loan features.

The credit limit can be as high as $25,000 – some even get a $50,000. This is not something you can easily find on a credit card with a $0 annual fee.

But if you make a purchase this big on this credit card, you don’t need to worry about carrying a balance.

It will be split into installments at a fixed rate that gives you excellent predictability to budget and plan payments.

On top of that, the card will give you cash back, a Visa signature, and a physical card with contactless technology.

Upgrade Triple Cash Rewards Visa® Credit Card pros and cons

Upgrade Triple Cash Rewards Visa® Credit Card benefits
Learn the pros and cons of this card. Source: Upgrade.

Pros

  • If you agree with setting your bill into your checking account auto pay you can get the lowest APR. 
  • Your balance will be split into installments and you’ll have 12 to 60 months to pay it at a fixed rate and with no pre-payment fee.
  • Earn 1% unlimited cash back when you pay your credit card bill, and up to 3% on selected purchases.
  • The Visa signature will give you exclusive benefits, and your card will be accepted in virtually every corner of the world.

Cons

  • Upgrade doesn’t allow balance transfers.
  • If your credit score is not that great the APR can be high.
  • It’s not available in DC, IA, WV, WI, NC, NH, or HI.

Does my credit score need to be good?

It is important to have this in mind: a good or excellent credit score will always grant you better offers.

With that in mind, know that you can apply with an average credit score for an Upgrade Triple Cash Rewards.

However, your APR and credit limit will not be as good as for someone with a better credit score.

Want to apply for the Upgrade Triple Cash Rewards Visa® Credit Card?

Having an Upgrade Triple Cash Rewards Visa® Credit Card can will grant you some cash back to your hands.

If you’d like to add this card to your wallet, we have some tips for you. Read the following content and learn how to apply for it. 

Upgrade Triple Cash Rewards Visa®

How do you get the Upgrade Triple Cash Rewards?

The Upgrade Triple Cash Rewards Visa® is excellent for earning cashback if you don't like paying annual fees. Learn how to apply for it.

About the author  /  Julia Bermudez

Julia Bermudez is a writer here on this portal. Since childhood, writing has been a passion, and her curiosity for different subjects led to this profession. Julia has a degree in Cultural Production, and her subjects of most significant interest are health, finances, and self-development.

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