Reviews
Luxury Titanium credit card full review
If you are on the market for a premium credit card that offers some fantastic rewards and benefits, the Luxury Titanium card may be just what you are looking for. Read our review to learn all about its features and what this product can do for you.
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Luxury Titanium credit card: Get 2% airfare redemptions in all your purchases!
The Luxury Titanium card is the most accessible product of all the Luxury Cards issued by Barclays. But that doesn’t mean it’s any less valuable. The card is made of stainless steel and weighs an impressive 22 grams with an attractive metal design. In this comprehensive Luxury Titanium card review, we’ll show you that its heft is not all the card has to offer.
This product comes with exclusive Luxury Card Travel benefits and a 24/7 premium concierge service that can make traveling easier and much more enjoyable. Using it on your daily spending will guarantee a 2% value for airfare redemptions. Plus, you’ll get a 1% cash back value deposited directly in your bank account.
Below, we’ll show you this card’s main features, as well as its advantages and drawbacks. So, read on if you want to see everything the Luxury Titanium card has to offer!
Credit Score | Good – Excellent |
Annual Fee | $195 ($95 for each additional user) |
Regular APR | 14.99% variable |
Welcome bonus | None |
Rewards | 2% value airfare redemptions; 1% value cash back redemptions; 24/7 Luxury Concierge services; No foreign transaction fees. |
How do you get the Luxury Titanium credit card?
Learn how to apply for the Luxury Titanium card and start earning rewards today!
How does the Luxury Titanium work?
Barclays issues this heavy metal card with international Mastercard coverage. It provides a 0% APR intro for the first 15 billing cycles on balance transfers made within the first 45 days of use, and there are no foreign transaction fees.
Designed for people who want to get the most out of their travels, the Luxury Titanium card comes with an array of rewards for frequent jet setters. With it, you can get $500 per stay at over 3,000 partner properties through the Exclusive Luxury Card Travel benefits.
The 2% value for airfare redemptions offers no blackout dates or seat restrictions, and there is a 24/7 Luxury Card Concierge available for whatever you may need. Maximizing its bonus features with everyday use will also get you 1% value cash back that can be deposited directly into your bank account or applied as a statement credit.
Its annual fee at $195 isn’t as hefty when compared to other cards in the same category. The main downside is the lack of a sign-up bonus, offered by most travel-related credit cards.
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Luxury Titanium pros and cons:
This card offers quite a few perks for customers who travel frequently or just want some good old-fashioned cash back points on daily spending. Below, you’ll see the pros and cons of getting the Luxury Titanium card so you can make an informed decision.
Pros
- 2% value airfare redemptions;
- 1% value cash back redemptions;
- 0% Intro APR for 15 billing cycles on balance transfers for 45 days;
- Luxury Card Travel benefits;
- 24/7 Luxury Concierge Services;
Cons
- No welcome bonus;
- $195 annual fee;
Does my credit score need to be good?
Most credit cards with travel-related perks will require you to have at least a 690 FICO credit score. For the Luxury Titanium card, you will need a number ranging from 690 to 850. With a higher score, your chances of approval increase significantly.
Want to apply for the Luxury Titanium credit card?
If you’re interested in applying to this card after learning everything it can do for your lifestyle, we can help! Follow the recommended content below for the application process. It’s easy, and you’ll be able to enjoy all of its benefits in no time!
How do you get the Luxury Titanium credit card?
Learn how to apply for the Luxury Titanium card and start earning rewards today!
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