Credit Cards
Luxury Titanium Card Review
If you are on the market for a premium credit card that offers some fantastic rewards and benefits, the Luxury Titanium card may be just what you are looking for. Read our review to learn all about its features and what this product can do for you.
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Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.
Luxury Titanium credit card: Get 2% airfare redemptions in all your purchases!

The Luxury Titanium card is the most accessible product of all the Luxury Cards issued by Barclays. But that doesn’t mean it’s any less valuable. The card is made of stainless steel and weighs an impressive 22 grams with an attractive metal design. In this comprehensive Luxury Titanium card review, we’ll show you that its heft is not all the card has to offer.
This product comes with exclusive Luxury Card Travel benefits and a 24/7 premium concierge service that can make traveling easier and much more enjoyable. Using it on your daily spending will guarantee a 2% value for airfare redemptions. Plus, you’ll get a 1% cash back value deposited directly in your bank account.
Below, we’ll show you this card’s main features, as well as its advantages and drawbacks. So, read on if you want to see everything the Luxury Titanium card has to offer!
| Credit Score | Good – Excellent |
| Annual Fee | $299 ($149 for each additional user) |
| Regular APR | 19.74% to 27.74% |
| Welcome bonus | None |
| Rewards | 2% value airfare redemptions; 1% value cash back redemptions; 24/7 Luxury Concierge services; 2x value for cash back redemptions. No foreign transaction fees. |
How do you get the Luxury Titanium credit card?
Learn how to apply for the Luxury Titanium card and start earning rewards today!
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How does the Luxury Titanium work?
Barclays issues this heavy metal card with international Mastercard coverage. It provides a 0% APR intro for the first 15 billing cycles on balance transfers made within the first 45 days of use, and there are no foreign transaction fees.
Designed for people who want to get the most out of their travels, the Luxury Titanium card comes with an array of rewards for frequent jet setters. With it, you can get $500 per stay at over 3,000 partner properties through the Exclusive Luxury Card Travel benefits.
The 2% value for airfare redemptions offers no blackout dates or seat restrictions, and there is a 24/7 Luxury Card Concierge available for whatever you may need. Maximizing its bonus features with everyday use will also get you 1% value cash back that can be deposited directly into your bank account or applied as a statement credit.
Its annual fee at $195 isn’t as hefty when compared to other cards in the same category. The main downside is the lack of a sign-up bonus, offered by most travel-related credit cards.
Luxury Titanium pros and cons:

This card offers quite a few perks for customers who travel frequently or just want some good old-fashioned cash back points on daily spending. Below, you’ll see the pros and cons of getting the Luxury Titanium card so you can make an informed decision.
Pros
- 2% value airfare redemptions;
- 1% value cash back redemptions;
- 0% Intro APR for 15 billing cycles on balance transfers for 45 days;
- Luxury Card Travel benefits;
- 24/7 Luxury Concierge Services;
Cons
- No welcome bonus;
- $195 annual fee;
Does my credit score need to be good?
Most credit cards with travel-related perks will require you to have at least a 690 FICO credit score. For the Luxury Titanium card, you will need a number ranging from 690 to 850. With a higher score, your chances of approval increase significantly.
Want to apply for the Luxury Titanium credit card?
The Luxury Titanium card is an excellent option for people looking for premium benefits. And without the expensive annual fee! This card offers a variety of bonuses, including travel-related perks and 24/7 Concierge Customer Service.
There’s a 1% value for any purchases made for cash back lovers. It can be deposited directly into a bank account or applied as a statement credit.
Applying for this card is easy and can be done online in just a few minutes. Keep reading to learn more about its application process.
Apply online
You need to access Luxury Card’s official website to apply online for this card. On its homepage, you’ll be able to locate the Platinum option right away. Click on the “apply now” button below.
You’ll then be redirected to another page with all the card’s main features and an application form under it. Fill in all the required information. Then, read the legal terms and conditions before clicking the apply button.
The Luxury Cards company provides an instant response for every request. Within seconds, you should learn whether or not the Titanium card is available for your financial profile.
Apply using the app

The Luxury Cards mobile app is exclusive to its cardholders and provides easy access for account management. However, despite its many features, you cannot apply for a credit card on it. For any new requests, you must go to Luxury’s official website.
Luxury Titanium credit card vs. Citi Premier credit card
Maybe you’ve enjoyed all the benefits the Luxury Titanium card has to offer. But do you want to know other options before making a decision? We’ve got you covered. Meet the Citi Premier credit card! You get an exciting sign-up bonus and cash back for everyday use with it. All of that with a much lower annual fee!
Check its main features in the comparison below! Follow the recommended link for an easy step-by-step application process!
| Luxury Titanium | Citi Premier | |
| Credit Score | Good – Excellent | Good |
| Annual Fee | $299 ($149 for each additional user) | $95 |
| Regular APR | 14.99% variable | 15.99% – 22.99% (variable) |
| Welcome bonus | None | 80,000 points after spending $4,000 in the first three months |
| Rewards | 2% value airfare redemptions; 1% value cash back redemptions; 24/7 Luxury Concierge services; 2x value for cash back redemptions. No foreign transaction fees. | 3x ThankYou points in daily expenses; Flexible rewards redemption. |
Citi Strata Premier℠ Card Review
The Citi Strata Premier℠ Card has everything a smart traveler could ask for. It gives you reward points with everyday purchases to turn into air tickets or cashback.
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