Credit Cards

$0 annual fee: MyPoint Credit Union Platinum Visa review

The MyPoint Credit Union Platinum Visa will give you $200,000 in Travel Accident Insurance and much more! Read on and discover what you need!

Advertisement

Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

Earn points on purchases!

MyPoint Credit Union Platinum Visa Credit Card
$0 annual fee: MyPoint Credit Union Platinum Visa review. Source: Stealth Capitalist

Are you ready to experience a rewarding credit journey? Then don’t miss our latest MyPoint Credit Union Platinum Visa review! This article will explain all you need!

card

MyPoint Credit Union Card

Platinum Visa

Earn points Quick and easy

Waive your annual fee! Maximum limit of $50,000!

You will be redirected to another website

After all, who doesn’t want to earn points while spending and enjoying some exclusive travel benefits? So without further ado, let’s get started!

  • Credit Score: Good;
  • Annual Fee: $0 annual fee in the first 3 years. After that, you can waive with minimum annual purchases of at least $6,000;
  • Purchase APR: 15.00% up to 22.50%;
  • Cash Advance APR: 21.00% to 28.50%;
  • Welcome Bonus: None;
  • Rewards: You can enroll and earn points for travel, gifts, merchandise, and more.

How does the MyPoint Credit Union Platinum Visa Credit Card work?

The MyPoint Credit Union Platinum Visa Credit Card is a great opportunity for those who love traveling. Its features were designed to help you always earn!

It starts by offering the MyPremium Perks Program, which allows cardholders to earn 1 point for every $1 spent. It can be redeemed for cash back, travel, gift card, and more!

Also, you’ll enjoy a credit line of up to $50,000. Plus, you’ll get Travel Accident Insurance of $200,000! This can be a lifesaver for frequent travelers!

Cardholders can also easily manage their credit cards through the MyPoint Credit Union Oline, which is available 24/7! And there is no annual fee!

You’ll enjoy a $0 annual fee for the first 3 years! After that, you can waive it with a minimum annual purchase of $6,000!

MyPoint Credit Union Platinum Visa Credit Card pros and cons

Woman sitting on couch in living room, holding credit card and d
MyPoint Credit Union Platinum Visa Credit Card pros and cons. Source: Adobe Stock

As you can note in our review notes, the MyPoint Credit Union Platinum Visa Credit Card’s pros and cons bring valuable benefits to its clients!

For example, they can count on a credit limit of up to $50,000 and get rewarded for every $1 spent! But is it the right option for your current needs?

To help you answer that, we’ve compiled this card’s pros and cons and compared it below! So keep reading and discover if this is the right choice for your wallet!

Pros

  • $0 annual fee for 3 years;
  • Waive your annual fee with minimum spending of $6,000 annually;
  • Earn points on every purchase and redeem it as you need;
  • Maximum credit limit of $50,000;
  • Enjoy travel insurance of $200,000.

Cons

  • Potential high APR;
  • To waive the annual fee, you must spend at least $6,000 annually;
  • The reward program might be complicated.

Does my credit score need to be good?

As a credit card with an excellent reward program and other great perks, the MyPoint Credit Union Platinum Visa Credit Card will have higher requirement standards.

Therefore, you’ll need to have good credit to qualify for it! Still, don’t hesitate to take your chances and enjoy this great credit card!

Want to apply for the MyPoint Credit Union Platinum Visa Credit Card?

In addition to its amazing benefits, MyPoint Credit Union Platinum Visa Credit Card offers an extra user-friendly experience to cardholders.

And when it comes to their application process, it is no different. So if you’re interested in applying for this card, keep reading!

card

MyPoint Credit Union Card

Platinum Visa

Earn points Quick and easy

Waive your annual fee! Maximum limit of $50,000!

You will be redirected to another website

This credit card brings a simple and fast application process you can complete in minutes! So stay with us and learn the ins and outs of this card! Let’s go!

Apply online

If you want to apply for the MyPoint Credit Union Platinum Visa, the first step is accessing their official website! You can find it above for convenience!

Once you’ve checked the card’s details, hit the “Apply Now” orange button to get started! Note that you need to have an account to apply for this card.

So if you do, select the “Already a Member?” option. But if you don’t have an account, hit the “Not Yet a Member” button! This will take you to a small form.

There, provide your username, email and create a password. Once done, you must provide some additional info and your financial data! It is quick, so don’t worry!

Once done, submit your application and wait for the result. If approved, you’ll receive your credit card at the informed address in a few business days!

Apply using the app

Online shopping concept.
Pay $0 annual fee and earn 1 point per dollar spent! Source: Adobe Stock

Those interested in applying for the MyPoint Credit Union Platinum Visa can only do so through their official website! So just follow the steps above on a computer or mobile.

Once you get your MyPoint Credit Union Platinum Visa, you can download the MyPoint CU Mobile. It is available at Google Play and Apple App Stores!

This user-friendly mobile app allows you to manage your account easily, make payments, view transactions, redeem cash back, and much more!

MyPoint Credit Union Platinum Visa Credit Card vs. R.I.A. Federal Credit Union Mastercard® Rewards Card

If you feel the MyPoint Credit Union Platinum Visa Credit Card isn’t the right option for your current needs, we’ve got your back!

So why not look at the R.I.A. Federal Credit Union Mastercard® Rewards? This card charges no annual fee and provides 1.5% cash back on qualifying purchases!

In addition, cardholders can enjoy a credit line of up to $30,000 and avoid balance transfers or cash advance fees! This way, you can save money easily!

Do you want to learn more? Then compare both cards’ main features below and make an informed decision!

MyPoint Credit Union Platinum Visa Credit Card

  • Credit Score: Good;
  • Annual Fee: $0 annual fee in the first 3 years. After that, you can waive with minimum annual purchases of at least $6,000;
  • Purchase APR: 15.00% up to 22.50%;
  • Cash Advance APR: 21.00% to 28.50%;
  • Welcome Bonus: N/A;
  • Rewards: You can enroll and earn points for travel, gifts, merchandise, and more;

R.I.A. Federal Credit Union Mastercard® Rewards Card

  • Credit Score: Fair – good credit;
  • Annual Fee: No annual fee;
  • Purchase APR: 17% APR;
  • Cash Advance APR: Not disclosed;
  • Welcome Bonus: None;
  • Rewards: You’ll earn 1.5% cash back on qualifying purchases.

Next, we’ll explain the step-by-step process of applying for the R.I.A. Federal Credit Union Mastercard® Rewards Card! Let’s get started!

R.I.A. Federal Credit Union Mastercard® Rewards Card

R.I.A.F.C.U. Mastercard® Rewards

Are you ready to apply for the R.I.A. Federal Credit Union Mastercard® Rewards Card? Then read on! Earn 1.5% cash back and much more!

Trending Topics

content

What Is a Good Score in the UK?

Discover what makes a good credit score in the UK. Learn the key numbers and practical tips to boost your financial prospects. Keep reading!

Keep Reading
content

Truist Enjoy Cash Secured Card Review: $0 annual fee

Read our Truist Enjoy Cash Secured Credit Card review to learn how this card can help you. Earn up to 3% cash back on purchases!

Keep Reading
content

Up to $25,000: U.S. Bank Personal Line of Credit review

Read our in-depth review of the U.S. Bank Personal Line of Credit to discover if it's ideal. Get affordable conditions and low rates!

Keep Reading

You may also like

content

700 credit score: is it good enough?

Wondering if a 700 credit score is good enough to get you the best interest rates and terms on loans? Find out now.

Keep Reading
content

PenFed Pathfinder® Rewards Visa Signature® Card review

Looking for a card with travel perks and more? Read our detailed PenFed Pathfinder® Rewards Visa Signature® Card review!

Keep Reading
content

The Federal Reserve announced a rate hike by 0.75%

The Federal Reserve announced a new target federal funds rate raise by 0.75%, and there could be another one on the way. Read on for more!

Keep Reading