Credit Cards

$0 annual fee: MyPoint Credit Union Platinum Visa review

The MyPoint Credit Union Platinum Visa will give you $200,000 in Travel Accident Insurance and much more! Read on and discover what you need!

Advertisement

Earn points on purchases!

MyPoint Credit Union Platinum Visa Credit Card
$0 annual fee: MyPoint Credit Union Platinum Visa review. Source: Stealth Capitalist

Are you ready to experience a rewarding credit journey? Then don’t miss our latest MyPoint Credit Union Platinum Visa review! This article will explain all you need!

MyPoint Credit Union Platinum Visa Credit Card

Apply for MyPoint Credit Union Platinum Visa

Get ready to earn points on every purchase! Apply for the MyPoint Credit Union Platinum Visa Card today and revolutionize your spending!

After all, who doesn’t want to earn points while spending and enjoying some exclusive travel benefits? So without further ado, let’s get started!

  • Credit Score: Good;
  • Annual Fee: $0 annual fee in the first 3 years. After that, you can waive with minimum annual purchases of at least $6,000;
  • Purchase APR: 15.00% up to 22.50%;
  • Cash Advance APR: 21.00% to 28.50%;
  • Welcome Bonus: None;
  • Rewards: You can enroll and earn points for travel, gifts, merchandise, and more.

How does the MyPoint Credit Union Platinum Visa Credit Card work?

The MyPoint Credit Union Platinum Visa Credit Card is a great opportunity for those who love traveling. Its features were designed to help you always earn!

It starts by offering the MyPremium Perks Program, which allows cardholders to earn 1 point for every $1 spent. It can be redeemed for cash back, travel, gift card, and more!

Also, you’ll enjoy a credit line of up to $50,000. Plus, you’ll get Travel Accident Insurance of $200,000! This can be a lifesaver for frequent travelers!

Cardholders can also easily manage their credit cards through the MyPoint Credit Union Oline, which is available 24/7! And there is no annual fee!

You’ll enjoy a $0 annual fee for the first 3 years! After that, you can waive it with a minimum annual purchase of $6,000!

MyPoint Credit Union Platinum Visa Credit Card pros and cons

Woman sitting on couch in living room, holding credit card and d
MyPoint Credit Union Platinum Visa Credit Card pros and cons. Source: Adobe Stock

As you can note in our review notes, the MyPoint Credit Union Platinum Visa Credit Card’s pros and cons bring valuable benefits to its clients!

For example, they can count on a credit limit of up to $50,000 and get rewarded for every $1 spent! But is it the right option for your current needs?

To help you answer that, we’ve compiled this card’s pros and cons and compared it below! So keep reading and discover if this is the right choice for your wallet!

Pros

  • $0 annual fee for 3 years;
  • Waive your annual fee with minimum spending of $6,000 annually;
  • Earn points on every purchase and redeem it as you need;
  • Maximum credit limit of $50,000;
  • Enjoy travel insurance of $200,000.

Cons

  • Potential high APR;
  • To waive the annual fee, you must spend at least $6,000 annually;
  • The reward program might be complicated.

Does my credit score need to be good?

As a credit card with an excellent reward program and other great perks, the MyPoint Credit Union Platinum Visa Credit Card will have higher requirement standards.

Therefore, you’ll need to have good credit to qualify for it! Still, don’t hesitate to take your chances and enjoy this great credit card!

Want to apply for the MyPoint Credit Union Platinum Visa Credit Card?

In addition to its amazing benefits, MyPoint Credit Union Platinum Visa Credit Card offers an extra user-friendly experience to cardholders.

And when it comes to their application process, it is no different. So if you’re interested in applying for this card, keep reading!

Our following article will bring every information you need about their process and more! Are you ready? Then let’s get started!

MyPoint Credit Union Platinum Visa Credit Card

Apply for MyPoint Credit Union Platinum Visa

Get ready to earn points on every purchase! Apply for the MyPoint Credit Union Platinum Visa Card today and revolutionize your spending!

Trending Topics

content

TOP 10 best personal loans 2022: even for bad credit!

Do you have a low credit score and need an affordable loan? Read this article to discover the best personal loans for bad credit.

Keep Reading
content

Applying for the HSBC Premier Checking Account: learn how

Find out what you need to know before applying for an HSBC Premier checking account, and learn how to apply online.

Keep Reading
content

Get the Funds You Need with Ease: Republic Bank Loans review

Need a personal loan? Republic Bank offers unsecured loans with terms up to 180 months. Discover the benefits and drawbacks before you apply.

Keep Reading

You may also like

content

FTX exchange might acquire Robinhood Investing soon

Learn more details about the potential acquisition of Robinhood by cryptocurrency exchange FTX and what it could mean for the market.

Keep Reading
content

TOP 10 benefits of investing in real estate: start today!

The benefits of investing in real estate are numerous. Here, we'll show you 10 reasons to start investing on it right away!

Keep Reading
content

The best rewards credit cards of 2022: choose your favorite

The best rewards credit cards are the ones that meet our needs. Check out some amazing options for 2022 and choose your favorite!

Keep Reading