Credit Cards

R.I.A. Federal Credit Union Mastercard® Rewards Card review

$0 annual, cash advance, and balance transfer fees! Make the most of your spending with the R.I.A. Federal Credit Union Mastercard® Rewards Card!

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Earn 1.5% cash back on qualifying purchases!

R.I.A. Federal Credit Union Mastercard® Rewards Card
R.I.A. Federal Credit Union Mastercard® Rewards Card review. Source: Stealth Capitalist

Are you ready to start a new path on the credit journey? Then don’t miss our R.I.A. Federal Credit Union Mastercard® Rewards Card review!

R.I.A. Federal Credit Union Mastercard® Rewards Card

R.I.A.F.C.U. Mastercard® Rewards

Are you ready to apply for the R.I.A. Federal Credit Union Mastercard® Rewards Card? Then read on! Earn 1.5% cash back and much more!

This credit card will provide a rewarding experience when it comes to credit! So keep reading and learn everything you need before applying! Let’s get started!

  • Credit Score: Fair – good credit;
  • Annual Fee: No annual fee;
  • Purchase APR: 17.25% APR;
  • Cash Advance APR: Not disclosed;
  • Welcome Bonus: None;
  • Rewards: You’ll earn 1.5% cash back on qualifying purchases.

How does the R.I.A. Federal Credit Union Mastercard® Rewards Card work?

The R.I.A. Federal Credit Union Mastercard® Rewards Card will revolutionize your spending. It will help you save your money through a hassle-free experience.

It starts by offering an almost fee-free credit card. As a result, you won’t pay an annual, balance transfer, or cash advanced fees! Plus, you’ll earn cash back!

Yes! The R.I.A. Federal Credit Union Mastercard® Rewards Card offers 1.5% cash back on all qualified purchases. This will surely help you save money!

Cardholders can also count on convenience with this card’s mobile banking features! Firstly, you can use RIAFCU Mobile Banking to manage your card!

Plus, you can set up Apple, Google, and Samsung Pay and rely on safety and technology when it comes to making payments! Great, isn’t it?

R.I.A. Federal Credit Union Mastercard® Rewards Card pros and cons

Cheerful woman with Afro hair engages in text messaging on her mobile phone searches for holiday gifts on internet browsing webpages through smartphone app enjoys convenience of virtual shopping
R.I.A. Federal Credit Union Mastercard® Rewards Card pros and cons. Source: Adobe Stock

The R.I.A. Federal Credit Union is a member-owned cooperative! It has the main goal of making your financial life easier and helping them better manage their money!

This is why the R.I.A. Federal Credit Union Mastercard® Rewards Card brings so many great features: to help you make the most of your credit experience!

After all, it charges no hidden fees and gives cardholders an excellent reward program! Also, it brings a credit limit of up to $30,000, depending on your creditworthiness!

But before deciding if the R.I.A. Federal Credit Union Mastercard® Rewards Card is the right option for you, you must review and compare its main features!

To help you, we’ve gathered the advantages and disadvantages of this credit! Let’s take a closer look!

Pros

  • Earn 1.5% cash back on qualifying purchases;
  • Pay no annual fee;
  • There are no balance transfer fees;
  • No cash advance fees;
  • Get a credit limit of up to $30,000;
  • Enjoy technology and convenience with Apple, Android, and Samsung Pay.

Cons

  • It lacks information on the card’s website;
  • You can only earn cash back on qualifying purchases.

Does my credit score need to be good?

As you can see in our full review, the R.I.A. Federal Credit Union Mastercard® Rewards Card brings some key features such as no hidden fees and cash back reward.

As a result, you’ll need a fair to good credit score to qualify for its services! Also, there are other requirements you must meet, so don’t be afraid to take your chance.

Want to apply for the R.I.A. Federal Credit Union Mastercard® Rewards Card?

Besides its excellent features, the R.I.A. Federal Credit Union Mastercard® Rewards Card offers a simple and fast application process!

Those interested in applying for this card can easily do it online through a hassle-free process! Do you want to learn more?

Then don’t miss our following article. We’ll explain how to successfully apply for the R.I.A. Federal Credit Union Mastercard® Rewards Card and more! Let’s get started!

R.I.A. Federal Credit Union Mastercard® Rewards Card

R.I.A.F.C.U. Mastercard® Rewards

Are you ready to apply for the R.I.A. Federal Credit Union Mastercard® Rewards Card? Then read on! Earn 1.5% cash back and much more!

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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