Complimentary airport lounge access is just one of the many luxury benefits of the PenFed Pathfinder® Rewards Visa Signature® Card. So, yes, this is a fantastic travel credit card.

Please read on for additional details that may assist you in determining whether or not to apply. See below if the PenFed Pathfinder® Rewards Visa Signature® Card is the best course of action.

For frequent fliers, the PenFed Pathfinder® Rewards Visa Signature® Card more than pays for itself each year. Especially after the initial bonus is earned and statement credits are redeemed.

In the first three months after opening an account, new cardholders are eligible for 50,000 bonus points. But only after spending $3,000 in your first 90 days with the card.

In addition to getting your Global Entry or TSA PreCheck application fee reimbursed, you can also get up to $100 annually in domestic airline fees covered.

You should check out their catalog if you are considering using your PenFed Rewards for a trip. In it, you will see all the amazing places you can go to.

As an added bonus, they also have a rewards calculator available on their credit card page. The maximum number of points earned as a reward is listed here.

As we mentioned, this PenFed offers incredible perks to its cardholders. However, there are also some downsides. So, read the pros and cons of this card below!

The first advantage is that, while you must be a member to use any of PenFed’s credit cards, there are no membership fees. You will find a foreign transaction fee that totals zero with this card.

Second, you will receive 50,000 points as a welcome bonus during your first three months. Finally, the PenFed Platinum Rewards program provides high rewards rates.

Remember when we said there would be no foreign fees? The first disadvantage is that this PenFed has an annual fee of $95. And it is waived only for current Honors Advantage Members.

Concerning fees, each balance transfer incurs a 3% fee. Finally, to reap all of its benefits, you must be a member and have a good or excellent credit score.

The PenFed Pathfinder® Rewards credit card requires a good or excellent credit score. If you do not know your score, we recommend you check it. You can do it for free and estimate your approval odds.

PenFed Pathfinder® Rewards Visa Signature® Card is not a suitable first-time card. Never-credit-card-owners may not be authorized unless they have excellent credit.

And if you want to know about your new card’s limit, know that it is possible to increase it with an excellent score.

If you are considering getting this card after reading our PenFed Pathfinder® Rewards Visa Signature® Card review, check out our detailed guide on applying.