Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

Complimentary airport lounge access is just one of the many luxury benefits of the PenFed Pathfinder® Rewards Visa Signature® Card. So, yes, this is a fantastic travel credit card.

Please read on for additional details that may assist you in determining whether or not to apply. See below if the PenFed Pathfinder® Rewards Visa Signature® Card is the best course of action.

For frequent fliers, the PenFed Pathfinder® Rewards Visa Signature® Card more than pays for itself each year. Especially after the initial bonus is earned and statement credits are redeemed.

In the first three months after opening an account, new cardholders are eligible for 50,000 bonus points. But only after spending $3,000 in your first 90 days with the card.

In addition to getting your Global Entry or TSA PreCheck application fee reimbursed, you can also get up to $100 annually in domestic airline fees covered.

You should check out their catalog if you are considering using your PenFed Rewards for a trip. In it, you will see all the amazing places you can go to.

As an added bonus, they also have a rewards calculator available on their credit card page. The maximum number of points earned as a reward is listed here.

As we mentioned, this PenFed offers incredible perks to its cardholders. However, there are also some downsides. So, read the pros and cons of this card below!

The first advantage is that, while you must be a member to use any of PenFed’s credit cards, there are no membership fees. You will find a foreign transaction fee that totals zero with this card.

Second, you will receive 50,000 points as a welcome bonus during your first three months. Finally, the PenFed Platinum Rewards program provides high rewards rates.

Remember when we said there would be no foreign fees? The first disadvantage is that this PenFed has an annual fee of $95. And it is waived only for current Honors Advantage Members.

Concerning fees, each balance transfer incurs a 3% fee. Finally, to reap all of its benefits, you must be a member and have a good or excellent credit score.

The PenFed Pathfinder® Rewards credit card requires a good or excellent credit score. If you do not know your score, we recommend you check it. You can do it for free and estimate your approval odds.

PenFed Pathfinder® Rewards Visa Signature® Card is not a suitable first-time card. Never-credit-card-owners may not be authorized unless they have excellent credit.

And if you want to know about your new card’s limit, know that it is possible to increase it with an excellent score.

If you have decided that the PenFed Pathfinder® Rewards Visa Signature® Card is right for you, you will find some useful information below.

Remember that you must first become a PenFed member before submitting an application. This is not up for debate.

Yes. Simply put, to use the Pentagon Federal Credit Union’s financial services, you must be a member of the organization.

But do not feel bad; anyone can sign up. If you can jump through some hoops, apply for a PenFed Pathfinder® Rewards Visa Signature® Card.

As previously stated, the application process for obtaining financial products offered by PenFed will be determined by your current relationship with PenFed.

This means that even if you are not a member, you will be able to join shortly. However, membership applications must be submitted before any credit card applications can be processed.

As a result, non-members interested in this rewards credit card must first apply and deposit $5 into a PenFed savings account. They will then initiate membership during the application process.

The application process will be much faster if you are already a member. This is because they pre-fill certain fields in your application for you.

Those who are already members can sign into their accounts at PenFed.org. It’s simple and convenient, and you can do it whenever and wherever you want.

Minor children of PenFed members can open accounts by adding them as members in their own right.

In addition to their regular share account, they can open a checking account. You must first fill out an application to open a checking account.

A child under the age of 16 must be listed as a co-owner, as must a parent or legal guardian. To do so, simply fill out the joint section of the Membership Application.

There is a lack of information about potential alternate uses. No, not when it comes to memberships and credit card payments.

They will, however, have no trouble using their credit cards with a digital wallet. Simply enter your credit card information into your electronic wallet.

A comparison of the two reward credit cards is provided below. However, the Upgrade Cash Rewards credit card has unlimited cashback and no annual fee.

If you’re more interested in learning about the Upgrade Cash Rewards card and how to apply for it, check out our post below!