How about a credit card that gives you rewards on where you spend the most?
Get extra cash back for grocery, dining and entertainment with the Capital One Savor Rewards!
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Every person who loves to eat will love this credit card. It doesn’t matter if you like doing everything from scratch with things you bought at the grocery store or if you prefer going out for dinner. All of these things will give you unlimited 3% cash back. On everything else, you still earn 1% cash back. And how much will you pay for this card? Enjoy a $0 annual fee.
Every person who loves to eat will love this credit card. It doesn’t matter if you like doing everything from scratch with things you bought at the grocery store or if you prefer going out for dinner. All of these things will give you unlimited 3% cash back. On everything else, you still earn 1% cash back. And how much will you pay for this card? Enjoy a $0 annual fee.
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The Capital One Savor Rewards is a beacon for savvy spenders who love rewarding purchases. See some of its amazing benefits below!
Introducing the Capital One Savor Rewards Credit Card, a card that turns your everyday expenses into rewarding experiences.
Perfect for foodies, entertainment enthusiasts, and savvy shoppers, this card is designed to make your spending more enjoyable and beneficial
Let’s explore the perks and considerations of having the SavorOne in your wallet.
Advantages to Enjoy
- Rewarding Dining and Entertainment: Elevates everyday dining and entertainment expenses into rewarding experiences with exclusive cashback.
- Travel Booking Perks: Transform your travel bookings into journeys filled with extra rewards, enhancing every trip you plan.
- Streaming Service Benefits: Converts monthly streaming subscriptions into a source of continuous savings, adding value to your leisure time.
- Attractive Initial Bonus: Offers a warm welcome with a special introductory bonus, making your first experiences with the card more delightful.
- Ease of Initial Use: Provides an initial phase of reduced interest, offering financial flexibility on new purchases and balance transfers.
- No Yearly Charges: Frees you from the burden of an annual fee, ensuring all rewards and benefits feel more beneficial.
- Robust Security and Support: Guarantees peace of mind with comprehensive protection and 24/7 customer assistance for any inquiries or issues.
Disadvantages to Keep an Eye On
- Elevated Interest Post-Intro Period: After the introductory offer, the interest rate increases, which might impact those who carry balances.
- Cash Advance Costs: Imposes fees on cash advances, making them a less attractive option for quick cash needs.
- Fees on Balance Transfers: Introduces charges for balance transfers after the initial offer period, adding to the cost of debt management.
- Penalty for Late Payments: Charges a significant fee for late payments, necessitating prompt and regular bill settlements.
- Exclusion of Major Superstores: Does not include popular superstores in its higher cashback categories, limiting options for grocery rewards.
- Credit Score Eligibility: Requires a good to excellent credit score for approval, potentially limiting accessibility for some applicants.
- Focused Travel Rewards: While offering travel benefits, it lacks the extensive travel perks of more dedicated travel credit cards.
In conclusion, the Capital One Savor Rewards Credit Card is an excellent choice for those who frequently dine out, travel, and enjoy entertainment.
Its cashback rewards, combined with a generous welcome offer and no annual fee, make it an attractive option for many.
However, it’s important to consider the higher APR after the introductory period and other potential fees, especially for those who might carry a balance or need cash advances.
This card can be a valuable tool for savvy spenders who can fully leverage its benefits.
The Capital One Savor Rewards card offers 3% cash back on a wide range of dining expenses, including full-service restaurants, fast food, cafes, buffets, bakeries, takeout/delivery services, bars, lounges, and catering. Ready-to-eat deli items from grocery stores also qualify.
Technically, there’s no annual cap on how much cash back you can earn with the Savor card. You’ll continue to earn 3% on dining, entertainment, and groceries, and 1% on all other purchases, regardless of the amount. On the flip side, if you make many small, frequent purchases in the bonus categories, your cash back can accumulate quickly throughout the year.
The Savor card from Capital One offers competitive cash back rewards specifically tailored to dining and entertainment, providing 3% cash back in those categories. In comparison to other Capital One cash back cards, such as the Capital One Quicksilver Cash Rewards and Capital One VentureOne Rewards cards, the SavorOne card stands out for its higher cash back rate in dining and entertainment. There are also credit cards for businesses tailored to help you manage your company expenses.
For Savor cardholders, Capital One offers versatile customer support through 24/7 phone assistance, secure online chat during business hours, in-app messaging, email support with a 1-2 business day response time, and active engagement on Twitter and Facebook. Users consistently praise the efficiency and responsiveness of customer service representatives.
Yes, the Capital One Savor Card has no foreign transaction fees and is widely accepted worldwide wherever Mastercard is supported. It’s a great companion for international travel or online purchases from foreign merchants.
If travel rewards are more your thing, we recommend you check out another Capital One alternative: the Venture Rewards credit card.
With miles on every purchase and other incredible perks, this card is a solid addition to your wallet. Follow the link below to learn more and how to apply for it.
Capital One Venture Rewards Credit Card Review
This card has an excellent reputation in the market for giving great rewards to its cardholders. Consider applying for the Capital One Venture Rewards credit card.
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