You can only use your Group One Platinum Card in the Horizon Outlet online store. This way, this gift card can only be used in the Horizon Outlet, and nothing else can be purchased, not even gas or food. So, if you’re not so interested in purchasing at the Horizon Outlet, you may not like this card.

One of the best perks of the Group One Platinum Card is that you can use it without paying any APR rates or membership fees. However, to use this card, you’ll need to pay an annual fee of $177.24 divided into $14.77 per month.

When you apply for the Group One Platinum Card, you can get an almost immediate response after completing the application process. This way, the processing time for online credit application forms is typically instantaneous. This means you might hear back from someone within seconds.