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Merrick Bank Personal Loan: Fast application and approval with no hard inquiries.

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The Merrick Bank Personal Loan is an excellent choice for people with a poor or limited credit history. The application process is quick and straightforward, and the results come out very quickly. If you cannot afford to take another hard hit to your credit score, this bank will only perform a hard inquiry once you decide to move forward and take out the loan.

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Have a look at some of the benefits of taking out this loan with Merrick Bank.

Fast approval
Low credit requirements
Hard inquiry is only performed after you opt in
Money available within 1 business day

You will remain in the same website

The decision to apply for a loan or a credit card depends on your financial needs. Credit cards often have a lower limit, especially if you have a low credit score. Furthermore, asking for a cash advance on your credit card can cost more than asking for a loan.

Yes, with Merrick Bank’s gomobile you can stay up to date with all the details of your loan, you can check your balance and make payments, managing your account on the go, in a simple and efficient way.

No, Merrick Bank does not work with this type of loan. Terms for a personal loan can be as long as 36 months, depending on the amount of your loan. But you can also opt for a Merrick Bank credit card, with the Mastercard brand, to have quick access to smaller lines of credit.

Yes you can! Merrick Bank has a pre-qualification process so you can avoid a hard inquiry on your credit score. If you like the proposal and Merrick Bank considers you suitable, you can complete the process and obtain the amount you need to resolve your financial emergency.

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