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0% intro APR on purchases and balance transfers for 15 months

PenFed Gold Visa® Credit Card: Pay no annual fee


PenFed Gold Visa® Credit Card is perfect for anyone looking to save money! This card offers an intro APR period and charges no annual or foreign transaction fees! Plus, cardholders can enjoy 24/7 Fraud Monitoring, mobile wallet, and Visa Secure Remote Commerce. You can even manage your account through a user-friendly mobile app! Isn’t it great?


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Don't wait any longer! Apply today and start enjoying everything the PenFed Gold Visa® Credit Card offers! Check below the main features of this credit card!

$0 annual and foreign transaction fees;
0% intro APR on purchase and balance transfers for 15 months;
Visa benefits and worldwide acceptance;
Enjoy discounts with PenFed membership.

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PenFed Gold Visa® Credit Card offers several benefits to its customers. It includes a low regular interest rate! This is the day to win it all! Also, cardholders will pay no annual or foreign transaction fees. Plus, they can enjoy a 0% intro APR for 15 months on both purchases and balance transfers. Besides all these perks, customers can enjoy VIsa benefits and wide acceptance.

You need good or excellent credit, as stated on the web pages of all PenFed Credit Union credit cards. This necessitates a FICO score of 670 or higher. Anyone with fair to poor credit can’t qualify for a PenFed credit card. Plus, if you want to qualify for this card, you must have a valid Social Security number and be of legal age.

Which PenFed credit card is the simplest to apply for? Anyone can open any PenFed card with a good credit score. The PenFed Gold Card, on the other hand, seems to be tailored toward those with lower incomes. The PenFed Gold is your best bet if you have a low credit score.

Applicants to some credit unions may experience hard credit checks. Overdraft concerns are one reason why some financial institutions require hard pulls before opening a checking or savings account. PenFed, on the other hand, conducts only a soft pull, so this is not the case. You can rest assured that your credit score won’t suffer any hit.

PenFed Gold Visa® Card

Applying for the PenFed Gold Visa® Card

Learn how the PenFed Gold Visa® Card application works. Enjoy 0% intro APR for 15 months and more! Keep reading and learn everything you need!

Still, if you’re intent on finding the greatest possible credit card savings, we have one more suggestion to share with you.

The First Digital Mastercard® lets you qualify with poor credit and raise with responsible use! Keep reading and learn more about this other option!

First Digital logo

Applying for the First Digital Mastercard®

The First Digital Mastercard® is ideal for anyone with a bad credit score. Learn how to apply and increase the chances of approval.

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