The U.S. Bank Visa® Platinum Card requires a minimum credit score of 690 or higher to qualify, meaning you’ll need at least good credit to be eligible. Of course, a great credit score is just one part of the equation; U.S. Bank will also consider your income, existing debts, and other information in deciding if you’re approved for the card. Do your research thoroughly before applying and ensure you meet all relevant qualifications to increase your chances of success.

U.S. Bank Visa® Platinum Card is an ideal credit card option for people with excellent or very good credit scores, as no annual fee is involved. Furthermore, the card offers customers a 0% introductory bonus during the first year to get them started, and they can benefit from a competitive APR afterward. Although U.S. Bank Visa® Platinum Card may be missing some of the perks offered by other cards, it offers its users cell phone theft protection to give them peace of mind regarding the security of their mobile devices.