Reviews
Reflex® Platinum Mastercard® Review
Finding card options when you don't have a good credit score can be difficult. Get to know the Reflex® Platinum Mastercard® and how it can help you!
Advertisement
Boost your score, no credit required!
If you’re looking for a credit card with a good starting limit that can help you build credit, this Reflex® Platinum Mastercard® review is made for you.
How to apply for the Reflex® Platinum Mastercard®?
The Reflex® Platinum Mastercard® can help you with finances and rebuild credit. Find out how to apply online and via smartphone today!
The Reflex® Platinum Mastercard® is an option with relatively high APR rates but accepts all credit scores.
In addition, it contributes to credit reconstruction to expand your negotiation possibilities. Keep reading!
- Credit Score: Fair/Poor/Bad/Limited;
- Annual Fee: $125 for the first year. After that, $96 per year;
- Regular APR: 29.99% variable;
- Welcome bonus: N/A;
- Rewards: There’s no rewards programs available at this time.
How does the Reflex® Platinum Mastercard® work?
The Reflex® Platinum Mastercard® is an excellent option for rebuilding credit. After all, it allows people with bad credit scores to apply.
Therefore, after the payment is made on time, the creditor reports to the main credit agencies.
In addition, it has reasonable fees to give the creditor security that you will pay the installments. However, there is an associated annual fee depending on the analysis.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Reflex Mastercard® pros and cons
Credit cards aimed at those who do not have a good credit score usually have high fees. This results from the creditor’s lack of confidence that you make your payments on time.
However, these options, like the Reflex® Platinum Mastercard® in this review, allow credit rebuilding and can open doors. Check out the pros and cons this option can bring you.
Pros
- The credit limit quickly doubles from $1,000 to $2,000 after timely payments during the first few months.
- There is no minimum credit score to apply for;
- The initial credit limit can range from $300 to $1,000;
- Fraud protection program;
- Wide possibility of use in establishments that accept Mastercard;
- Monthly reports to the three major credit bureaus.
Cons
- Very high-interest rates, with an APR that can reach 29.99%, and more monthly and annual fees;
- Requires the creation of an associated current account;
- The initial credit limit is considered low compared to agencies aimed at people with higher credit scores.
Does my credit score need to be good?
As you can see in this Reflex® Platinum Mastercard® review, this credit card has a lot of possibilities. In this sense, it is open to all types of credit, including low credit scores.
That is, if you do not have a good credit score, this may be the ideal option. After all, it allows a good initial limit and credit reconstruction without needing a good score.
Want to apply for the Reflex® Platinum Mastercard®?
Concluding our Reflex® Platinum Mastercard® review, it’s clear that this is a solid alternative for those looking to regain their spending power.
If you’re one of those people, keep exploring further in the following link. We’ll give you a complete walkthrough of the application process.
How to apply for the Reflex® Platinum Mastercard®?
The Reflex® Platinum Mastercard® can help you with finances and rebuild credit. Find out how to apply online and via smartphone today!
Trending Topics
Credit cards for poor credit: 10 best options
Are you without a good credit score and need a card? Discover credit card options for poor credit and choose yours!
Keep ReadingHome Depot Project Loan: how to apply now!
Get your home renovation plans off the ground faster! Apply for the Home Depot Project Loan. Up to $55k loan! Read on!
Keep ReadingCreditFirm application: get a better credit score
Don't waste any more time and learn the CreditFirm application process to improve your credit. It's easy! We'll explain to you how to do it.
Keep ReadingYou may also like
Applying for the OakStone Gold Secured Mastercard Credit Card: learn how!
Learn how to apply for the OakStone Gold Secured Mastercard: designed for people with bad credit history to help them rebuild their credit!
Keep ReadingApply for a Job at Sysco: Life insurance and more benefits!
Unlock your career potential at Sysco with our guide to apply for its available job vacancies. Your dream career awaits—let's get started!
Keep ReadingBank of America® Unlimited Cash Rewards card or Capital One Venture Rewards card: find the best choice!
Bank of America® Unlimited Cash Rewards or Capital One Venture Rewards card? See which card is the better fit for your financial needs.
Keep Reading