Credit Cards
Regions Explore Visa® Credit Card review
Regions offers the Regions Explore Visa® Credit Card, which allows cardholders to build credit while their savings earn interest. Keep Reading!
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Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.
Regions Explore Visa® Credit Card: No foreign transaction fees!

Regions Explore Visa® Credit Card of this review is a great choice for people looking to improve their credit score. This secured credit card may also be viable if you often travel for work or leisure.
On top of that, it boasts a low annual fee and late payment fee, though you should pay the form before the due date to avoid paying any fees.
Learn more about Regions Explore Visa® Credit Card and your characteristics.
- Credit Score: Poor, No Credit Required;
- Annual Fee: $29;
- Regular APR: 26.74% variable APR for purchases and balance transfers;
- Welcome bonus: None;
- Rewards: Earn cash back with Regions offers.
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How do the Regions Explore Visa® Credit Card work?
The Regions Explore Card is a great way to build positive credit history while your savings earn interest.
With this card, you’ll receive a Regions Explore Visa Credit Card and begin making purchases like other credit cards everywhere Visa is accepted.
Regions will back your credit card account with a $250 or more opening balance ($10,000 maximum opening balance) in a Regions Explore Card Savings Account.
This account will earn interest, and on-time payments will help you build positive credit history.
However, you need to pay an annual fee of $29. But, in exchange, you have a monthly report to the main credit bureaus in the country.
So if you’re looking for a credit card that can also help grow your savings, the Regions Explore Card is a great option.
Regions Explore Visa® Credit Card pros and cons

The Regions Explore Visa® Credit Card in this review is a very good card for people without a high credit score. After all, it is used to rebuild the credit score from good use and deposit, in addition to paying fees.
However, it is a card without many rewards, which can make it less interesting. Also, it has some associated fees and a high APR. Check out the main pros and cons of this option.
Pros
- Use your card for everyday purchases and watch your credit score grow;
- Enjoy Purchase Security and Warranty Manager benefits on items purchased with your card;
- Access to mobile payments services like Google Pay, Apple Pay, and Samsung Pay;
- No foreign transaction fees when you use your card abroad.
Cons
- Associated annual fee of $29;
- It doesn’t have very interesting rewards besides credit rebuilding;
- Relatively high APR rate compared to other options;
- High minimum deposit amount.
Does my credit score need to be good?
The Regions Explore Visa® Credit Card in this review is crucial for rebuilding credit. Therefore, you do not need a good credit score to apply; just fulfill the basic requirements.
You need to be over 18 and have a valid social security number. Over time, you’ll see your score improve by paying fees on time and using your card.
Want to apply for the Regions Explore Visa® Credit Card?
If you’ve made some money missteps in the past that have caused your credit score to plummet, the Regions Explore Visa® Credit Card may be just what you need to get back on track.
With this card, you determine your own credit limit by depositing money into a Regions Explore Card savings account.
The application can be made online with your financial and personal details. Learn how to proceed!
Apply online
The application for the Regions Explore Visa® Credit Card is done exclusively online. That is, you need to access the official website in search of your application. You will then fill in your form.
It is important to remember that to apply, the minimum requirements are an age above 18 years and a valid social security number.
In addition, it is essential to know your address and other details of your finances.
Another point to remember is that you must make an initial deposit of $250 to open your account.
Furthermore, it is important to make good use of it after opening so that reporting to agencies is positive.
Apply using the app
The application for the Regions Explore Visa® Credit Card is done only through the company’s official website.
Therefore, you need to access it to start your submission. Then you will have to follow the same steps as in the previous application.
After ordering your card, you can download the app for iOS or Android. In this way, you will be able to follow up on your request and control all your expenses and pay later.
Regions Explore Visa® Credit Card vs. Reflex Mastercard®

With Regions Explore Visa® Credit Card, you will easily rebuild credit. For this, you will need to pay an annual fee of $29. However, it will not have associated foreign transaction fees.
Also, to open your account, you will need a relatively high deposit of $250. However, in exchange, you will have your credit score reconstructed and thus be able to apply for new card options.
However, you can also think of an alternative called Reflex Mastercard®. This card is also made for people with poor credit scores and can help rebuild credit.
But, you can earn a relatively lower APR rate and also have a monthly carry-over. Check out the comparison we made to guide you in your card choice.
Regions Explore Visa® Credit Card
- Credit Score: Poor, No Credit Required;
- Annual Fee: $29;
- Regular APR: 25.99% variable;
- Welcome bonus: None;
- Rewards: Earn cash back with Regions offers.
Reflex Mastercard®
- Credit Score: Fair/Bad;
- Annual Fee: Read terms;
- Regular APR: 24.99% to 29.99%;
- Welcome bonus: N/A;
- Rewards: None.
If the Reflex Mastercard® is the right choice for you, you can learn how to apply for it in our post below!
Reflex® Platinum Mastercard® Review
Reflex Mastercard® can help you with finances and rebuild credit. Find out how to apply online and via smartphone today!
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